Chong Cuan

17/10/2023

Looking to take your wealth journey to greater heights?
Great news. With AIA Platinum Wealth Venture and the new AIA Global Adventurous Income Fund, stay agile with regular dividend payouts as you grow your wealth.

Premiums are only for 5 years, plus you’ll receive different levels of bonuses all throughout your plan. We’ve made it easy to get started with no medical check-up required. Drop me a message to find out more!

*Investors should take note that dividend distributions could change according to prevailing market conditions. Both capital and dividend distributions are not guaranteed.
^Welcome Bonus (based on annualised regular premium) are payable upon the receipt of each basic regular premium paid for the 1st 3 policy years. Welcome Bonus is applicable for plans applied and submitted from 5 Oct 2023 to 31 Dec 2023 (Incept by 31 Dec 2023).
Bonus (based on annualised regular premium) and Performance Bonus will be payable provided all regular premiums are paid.
T&Cs apply. Refer to aia.com.sg for product details. Protected up to specified limits by SDIC. This advertisement has not been reviewed by the Monetary Authority of Singapore. Information is correct as at 5 October 2023.

16/10/2023

The most recent Protection Gap Study conducted by LIA found that Singaporeans need 9 times of annual income to cover for Death and Total Permanent Disability.

Here's a simple guide to financial planning. Speak to me to learn more!

06/10/2023

Your child’s future education costs and your retirement planning are things that you cannot afford falling behind. With AIA Smart Goal 10, you can secure your goals in just 3 years, while continuing to enjoy competitive potential returns over 10 years. Let me know if you’d like to find out more!

https://insure.aia.com.sg/aianow/smartgoal10?f=63857&i=agy

T&Cs apply. Please refer to aia.com.sg for more details. Protected up to specified limits by SDIC. This advertisement has not been reviewed by the Monetary Authority of Singapore.

Keeping up regular savings over a long period of time can be difficult. But with AIA Smart Goal 10, you can secure your dreams with a shorter commitment. Enjoy competitive potential returns for 10 years with only 3 years of premium payments, so you can step up your savings to achieve your goals soon...

06/10/2023

Hi there!
Are you protected for the big and little hiccups in life?
AIA Solitaire PA (II) covers you anywhere, anytime for the big mishaps like traffic accidents and the smaller misadventures like ankle sprains, food poisoning, dengue fever, kitchen disasters, and a whole lot more.

Receive up to $2.25 mil accidental coverage for serious disability and dismemberment conditions, $1,250 reimbursement for TCM/Chiropractic treatment and $5,000 medical expenses incurred due to an accident from $0.60 per day*. Terms and conditions apply.

Apply now at https://insure.aia.com.sg/aianow/solitaire/63857/agy

*Based on annual premium for Plan 1 (Basic Benefits), ages 16 to 65 last birthday and occupational classes 1 and 2. T&Cs apply. Protected up to specified limits by SDIC. This advertisement has not been reviewed by the Monetary Authority of Singapore.

Accidents are among the top causes of hospitalisation in Singapore. But with the right personal accident plan, you can secure coverage for the big tumbles in life, as well as the little everyday hiccups.

06/10/2023

Hi there, I hope you have been well! I would like to introduce you to the new AIA Centurion PA, the first personal accident plan that offers multi-stage dementia coverage and services to protect your physical and mental health as you age – ensuring your golden years are carefree and worry-free.

This plan is available for a limited time only. https://insure.aia.com.sg/aianow/centurion?f=63857&i=agy

PS: AIA Vitality members can enjoy a basic health screening at no charge!

Please refer to aia.com.sg for more details. Protected up to a specified limits by SDIC. This advertisement has not been reviewed by Monetary Authority of Singapore. The information is correct as at 10 August 2023.

While your sunset years may free you from commitments, they may also tie you down with growing worries of illnesses and accidents. With AIA Centurion PA, you can age confidently with comprehensive worldwide coverage for medical costs, accident-related injuries and more. It also offers optional cover...

06/10/2023

Kids are always up for fun and adventure. We’re thrilled to offer you a free* insurance plan that covers
accidents and common illnesses for your little ones including HFMD, dengue and haze-related ones.
Hurry, sign up now!

Apply online https://insure.aia.com.sg/aianow2/kidspa?f=63857&i=agy now!

*T&Cs apply. Protected up to specified limits by SDIC. Please visit the application page for more details.
This advertisement has not been reviewed by the Monetary Authority of Singapore. Information is correct as at 4 October 2023.

Kids are fun seekers with boundless energy and an appetite for adventure. Play on! Because like you, we’ve got our protective eye over them – 3 months’ complimentary* cover for accidents and common illnesses, including HFMD and haze-related ones. Application closes 30 June 2024.

12/07/2023

What if one day, one of your family members got into a car accident and had a medical emergency or lost his/her job due to a bleak economic outlook? Are you confident to cover the costs? If you aren’t, don’t worry! It is never too late to start building your emergency fund today.

Hence, read more to find out what you can do to protect yourself against the what-ifs.

12/06/2023

有些钱，不值得省

第一百七十四章: 该花的钱，不要省

物价飞涨，生活压力大，导致很多人都谨慎开销。然而，我想提醒大家的是，有些钱，还真不该省。

今天的主题，是换轮胎。

换轮胎，当然是一次过换四条轮胎最理想，但是，不是每个人都懂得调动轮胎，让四条轮胎的磨损平均化。所以，经常出现的结果就是前面的轮胎要来比较快botak。后轮的轮胎，还是新新美美。

等到要换轮胎的时候，车厂的工人，大多会建议，比较没有花的轮胎放后轮。新的轮胎放前面。

殊不知，这是一个非常危险的决定。

要知道

前轮Botak 的坏处，是刹车不止，可能多滑行几米。很容易kiss 到别人车尾。尤其是驾快车，就算来得及刹车，也可能导致严重的追尾。最危险，莫过于直接吃进罗里后面，死亡率很高。

然而，后轮botak的坏处更大。如果把没有花的轮胎放后轮。其危险性，在于雨天路滑，不管你驾多慢，只要轻轻一踩刹车，整辆车就会不受控制，直接buang 起来，死亡率很高。

这也就是新闻经常报导，雨天汽车失控撞树的意外的主要原因。

所以，再怎么省，不能省轮胎，

原则一，没有花的轮胎，一定马上要换，

原则二，如果你只有足够的钱换两条轮胎, 新轮胎放后面。旧轮胎放前轮。然后关注旧轮胎的状况。花纹一旦很浅。就换新轮胎。

原则三，花纹已经浅的轮胎，不能放在后轮。

为什么我知道这个事情呢？

因为年轻的我，曾经就因为后轮Botak而酿成车祸。

后来，我上网了解详情，才明白，没有花的旧轮胎放后轮，绝对有轿车失控的危险。

我曾经的年轻下属，也因为后轮botak, 在开车速度40km/hour的速度，在上桥转弯处失控撞栅栏。

而最近，朋友遭遇车祸。其原因，也是如此。整辆车几乎Total lost。幸运的是，朋友毫发无损。

身为车主，我们不止要为自己的安全负责，也要为别人的安全负责。所以，不要为了省钱，枉顾生命安全。不要为了省钱，置自己的安全为险境之中。性命，前途，健康更为重要。

身为朋友，你们如果发现朋友的车后轮Botak, 要提醒朋友。也尽量不要坐他的车。这是攸关性命的安全隐患。

身为父母，如果孩子的后车轮botak, 我们应该尽快协助孩子更换轮胎。毕竟，年轻孩子们开销大。所以，他们很可能把轮胎的钱省下来。所以，父母应该更加注重孩子轮胎的状况。

失控造成的车祸，十之八九，都以轮胎，Brake 皮有关。

所以，跟大家提个醒，再怎么省，也不要省轮胎的钱。不要为了省小钱，把自己的性命置于危险之中。