Chee Xiu Bin

24/08/2026

Did you miss PM Wong's National Day Rally? Fret not. Here are the summarized points for you 😉

17/08/2026

Once again, grateful to Manulife for the recognition of Manulife Pro Platinum.

16/07/2026

"How do you make 3.99% in less than 2 months in such a volatile market?"

My client invested her CPF Special Account's money and made 3.99% in less than 2 months. For context, CPF Special Account's annual interest is only at 4%. Client practically made 1 year's worth of interest in less than 2 months. And she achieved this in such a volatile period when US and Iran are going back-and-forth with their peace deal. For more context, S&P 500 made 1.7%, while NASDAQ lost 0.09% in the same period.

Want to know how to do it? PM me.

16/05/2026

Just did an investment review for one of my investors. 92.74% gains in less than 11 months. Annualized returns of 109.91%. Most importantly, this is net of charges. Getting this performance despite the market volatility from the tariffs last year to the war this year is impressive.

Once again, this shows the importance of engaging a competent investment advisor when it comes to investing. DIY may look cheap on charges, but is very expensive on all the opportunity costs missed.

DM me if you wish to invest with me.

16/02/2026

Happy CNY eve to everyone! Before I 收工 for the year of snake and welcome the year of horse, I would like to share a story of one of our investor's portfolios.

Back in October 2025, her investment of $250,000 was losing money after more than 4 years and 7 months. She needed her money back at the end of the 5th year, and she had less than 5 months to go. She was upset and angry as the previous 2 advisors did not do a good job in managing her portfolio, causing it to lose money despite the rally in the past few years. She called in and requested for a new advisor who can help her turn things around, thus company assigned the task to me.

Her objective was clear and straightforward - help the portfolio breakeven by the 5-year mark (25 Feb 2026). I took advantage of the tech rally in Q4 2025, and did a timely switch-out in January 2026 to avoid the market downturn. I'm glad to say that, as of 10 February 2026, her portfolio had breakeven, and as of today, her portfolio is standing at $254,392.43 with 9 more days to go!

I managed to turn an angry customer to a satisfied investor who plans to commit another $300,000 over the next 10 years with me after what I had done for her. She understood now that it is not about the company, product, or even the cost when it comes to investments - it is about the person managing it.

05/01/2026

The results for 2025 are out!

Disclaimer: the returns displayed are net off fund management charges, but do not include any bonuses or policy charges as these vary across the different policies and platforms.

03/12/2025

New Singapore equity fund launching, courtesy of government's injection of funds. More growth for the Singapore stock market awaits.

About 40% of its portfolio will be allocated to Singapore small and mid-cap companies Read more at The Business Times.

26/11/2025

Integrated Shield Plan's rider to go through another round of downward adjustment in order to ensure healthcare cost and premium sustainability.

Singapore's MOH is reforming health insurance riders to combat rising premiums and healthcare costs, introducing new rules from April 2026. Read more at straitstimes.com. Read more at straitstimes.com.

20/11/2025

Many investors have been expressing their concerns about the market sell-off (picture 1) in the past 2 weeks, and whether it is time to take any actions. My advice is: the only action you should take now is to buy in more if budget allows.

Market price alone doesn't tell the full picture, because it is influenced heavily by transactions that are led by emotions rather than fundamentals.

One of the fundamentals we look at is the yield curve (picture 2). If the market is really going for a downturn, the yield curve will be inverted (higher on the left, lower on the right). However, the current yield curve is normal, which actually reflects a healthy market by large, and the current sell-off is nothing more than a combination of:

1) market fear of AI bubble
2) market fear of releasing potentially poor data after 43 days of data blackout
3) market fear of no rate cut in December
4) investors realizing their profits

The September's inflation data (last data available before data blackout) reflected a 3% inflation, which is slightly higher than August. It signifies consumer spending is still at a healthy rate, which means businesses are still profitable. Coupled with the upcoming Black Friday Sale and Christmas Sale, I'm positive that revenue for most businesses will remain high, which is a more important and accurate measure of the health of the market than the market price alone.