Wealth With Derrick

16/07/2026

July 2026 Market Outlook is Here!

With markets continuing to navigate interest rate uncertainty, AI-driven growth, and geopolitical developments, it's more important than ever to stay informed without getting overwhelmed by the headlines.

In this month's Wealth with Derrick Market Outlook, I share:
✅ A concise overview of the global and Singapore economy
✅ Key risks and opportunities investors should watch
✅ My perspective on navigating today's market environment
✅ Practical reminders for long-term investors

Whether you're an experienced investor or just starting your financial journey, I hope this report helps you better understand what's happening in the markets and how to stay focused on your long-term goals.

Download your FREE copy here:
https://tr.ee/uMsaCr8f5U

If you find it useful, feel free to share it with your family and friends who may benefit from it.

12/07/2026

When you buy a life insurance policy, you are making a commitment that could last 20, 30, or even 50 years.

Most people spend hours comparing premiums, coverage perks, and policy benefits. But there’s one critical question that often gets missed:

How financially strong is the company backing your promise?

Singapore has one of the most robustly regulated insurance environments in the world, but not all insurers are built the same when it comes to capital reserves, global scale, and independent credit ratings.

In my latest article, I break down exactly why financial strength ratings matter for your long-term peace of mind and how Singapore's major insurers stack up across independent global credit ratings for 2026.

Don't just look at the price tag—look at the foundation.

Read the full breakdown here: https://wealthwithderrick.wixsite.com/home/post/which-insurance-company-is-the-strongest-in-singapore-updated-2026

Follow my link-in-bio for all my channels:
https://linktr.ee/wealthwithderrick

01/07/2026

At Income, they are committed to helping you take charge of your financial well-being. They are excited to announce a range of new promotional offers for eligible products, starting from 1 July 2026, designed to reward you as you plan for a more secure future.

Whether you are looking to boost your investment potential or enhance your protection, we have a plan tailored for your needs.

I encourage you to explore these options and see how they can fit into your personal financial strategy.

Ready to get started? Chat with me today to learn more about how you can take advantage of these exclusive benefits.

For more promotions, please visit: https://wealthwithderrick.wixsite.com/home/promotions

^Ts&Cs apply.

This post has not been reviewed by the Monetary Authority of Singapore. Please ensure that you have read and understood the relevant product summary and policy documents before purchasing any insurance product.

25/06/2026

Stop guessing if you’re "covered enough."

Insurance jargon is designed to confuse, but your financial plan shouldn’t be. We strip away the complexity by comparing policies across 15+ insurers to find what actually works for you.

You don’t need more policies; you need the right one. Let’s sit down and weigh the trade-offs together.

Ready to secure your family’s future in Singapore? Click here to book your discovery session: https://wix.to/f0Ye1YQ

25/06/2026

Stop guessing if you’re "covered enough."

Insurance jargon is designed to confuse, but your financial plan shouldn’t be. We strip away the complexity by comparing policies across 15+ insurers to find what actually works for you.

​You don’t need more policies; you need the right one. Let’s sit down and weigh the trade-offs together.

​Ready to secure your family’s future in Singapore? Click here to book your discovery session: https://wix.to/f0Ye1YQ

​

22/06/2026

As fathers, we are wired to be the provider. We spend our lives planning for career milestones, curating portfolios, and looking ahead to our children’s education.

But as I’ve worked with many families here in Singapore, I’ve realized that the most important part of the financial puzzle often gets overlooked. It’s not the latest stock tip or the most aggressive growth fund—it’s the emergency fund.

I’ve written a short piece on why I consider an emergency fund the "silent pillar" of a household. In our high-cost environment, having that 6-month buffer isn't just a "nice-to-have"—it’s the difference between weathering a storm and losing your footing.

Building this fund is the ultimate act of responsibility. It’s the quiet way we say to our families, "I’ve got this covered."

Link:
https://wealthwithderrick.wixsite.com/home/post/a-father-s-day-note-why-your-emergency-fund-is-the-best-gift-you-can-give-your-family

Found this helpful? Like this post if you’re prioritizing your family’s stability this year, and follow for more practical, honest insights on building lasting wealth in Singapore.

Link-in-bio: https://linktr.ee/wealthwithderrick

As fathers, we spend our lives planning for our children's future, but often overlook the most powerful tool for stability: the emergency fund. This Father’s Day, we explore why having a liquid buffer is the ultimate act of responsibility and how you can start building yours today to ensure your f...

13/06/2026

We all do it—wait, wait, wait, until... life happens. Then it’s really the 'Biggest Mistake.'

I've heard them all. "I'm still fit, not my time." "Ai ya, boss got buy for me." "Too much money, I prefer to go BKK and eat." (Yes, the food there is good, but hello?)

You think you are protecting your wallet now, but the only thing you are really doing is waiting. You are waiting for the price to go up, for a medical condition to make you uninsurable, and for your family to be left with the bills. Don't be that 'one story.'

Let’s be real. It’s not about if, it’s about when. Your family needs more than just your 2x salary for the next 10-15 years.

Comment "PROTECT" or DM me. Let's make sure your loved ones don't pay the price for these excuses.

09/06/2026

There’s more than one way to achieve financial independence.

Some people focus on building a large investment portfolio and withdrawing from it in retirement. Others prefer creating recurring passive income streams that cover their expenses

Which path is right for you?

In my latest article, I compare Traditional FIRE and Cashflow FIRE, highlighting the pros, cons, and considerations for Singaporeans seeking financial freedom.

📖 Read the full article and discover which strategy aligns best with your goals.
Link here: https://wealthwithderrick.wixsite.com/home/post/traditional-fire-vs-cashflow-fire-exploring-your-path-to-financial-independence

26/05/2026

Most people think investing is all about charts, stock picks, and timing the market. But according to Warren Buffett, your mindset matters even more than your strategy.

Successful investors focus on patience, discipline, long-term thinking, and continuous learning. Unsuccessful investors often chase quick wins, react emotionally, and focus only on short-term price movements.

The biggest difference?
One mindset builds wealth slowly and consistently. The other destroys it through fear, greed, and impulsive decisions.

As Buffett famously said:
“It’s far better to buy a wonderful company at a fair price than a fair company at a wonderful price.”
Whether you’re new to investing or already building your portfolio, your mindset can shape your financial future more than any single stock pick.

04/05/2026

I used to think insurance was a waste of money.

Paying every year…
for something I hope never happens?

Didn’t make sense.

Until I started seeing real cases.
Families struggling with hospital bills.
Income suddenly gone overnight.
Savings wiped out in months.
That’s when it hit me.

Insurance isn’t about “getting your money back.”
It’s about making sure one bad event doesn’t destroy everything you’ve built.

But here’s the truth most people won’t say:
Not all insurance is good.
Some plans are overpriced.
Some cover things you don’t even need.
And sometimes… it’s not the plan—
It’s the person selling it.

That’s why I approach things differently.
I don’t believe in over-insuring.
I don’t believe in mixing protection with investment.

I believe in one simple principle:
👉 Protect what can destroy you
👉 Ignore what doesn’t

Hospital bills.
Loss of income.
That’s where protection matters most.

Everything else? Secondary.

Because at the end of the day…
Insurance feels expensive.
But being unprotected is something you can’t afford.

If you’re not sure whether what you have actually makes sense, I’m always open to a conversation.

No pressure. Just clarity.