Providend

Providend Providend is a fee-only wealth advisory firm and a licensed fund management company with MAS.

We offer a full suite of wealth solutions which includes wealth management, risk mitigation, investment management and estate planning. Our clients are mainly retirees & pre-retirees, accumulators, beneficiaries of estate and expatriates. By operating solely on a fee basis, we are paid only by our clients and all product commissions are rebated back to them, allowing our advice to be free from conflict of interest and our clients’ interest to stay at the heart of our service.

02/09/2026

"Once you know what truly matters, you can intentionally shape your life to make sure it happens." – Isaac, Client Adviser at Providend

Watch the full video here: https://youtu.be/bIFlNnr6ehw

In today’s world of financial misinformation, it’s easy to feel overwhelmed when trying to find reliable answers on impo...
01/09/2026

In today’s world of financial misinformation, it’s easy to feel overwhelmed when trying to find reliable answers on important topics. At Providend, we are committed to being your trusted adviser, offering a safe pair of hands and a second set of eyes to help you steer clear of costly financial mistakes.

As Southeast Asia’s leading fee-only wealth advisory firm, our wealth management philosophy of making ikigai decisions before money decisions, has been shaped by decades of experience navigating financial markets through numerous crises.

We invite you to subscribe to our weekly newsletter, where you’ll receive timely insights, exclusive event invitations, and thought-provoking articles from our team of experts, empowering you to make informed and purposeful life decisions. Join our newsletter here: https://providend.com/ -subscribe

Thank you for being a valued part of our community!

31/08/2026

Welcome to the sixth episode of our miniseries Ikigai Insider, where we invite our Client Advisers to share what it means to live a good life, combining Ikigai with Providend's Philosophy of Sufficiency.

In this podcast episode, Jit Hwee, our Client Adviser, reflects on the Ikigai petal of ‘Meaning & Value’ — what makes life worth living and how we can make the most of the journey. He shares how meaning comes from genuine human connections, shared experiences and the different roles he plays as a husband, son, son-in-law, father and Client Adviser.

Together with our host, Aaron, they explore why a fulfilling life is not necessarily found in financial success, career milestones or material possessions. He shares how being present for his family, helping his children discover their passions, and providing clarity to clients all give him a deeper sense of purpose.

Listen to the podcast here: https://providend.com/ikigai-insider-finding-meaning-and-value-in-life/

29/08/2026

"It's important to be fully present. Especially for your loved ones" – Isaac, Client Adviser at Providend

Watch the full video here: https://youtu.be/bIFlNnr6ehw

“Buffett is heavily in cash. The smart money is scared, and you should be too.” There is a temptation to see Warren Buff...
28/08/2026

“Buffett is heavily in cash. The smart money is scared, and you should be too.”

There is a temptation to see Warren Buffett’s record cash pile as a signal that investors should be worried, and perhaps be holding more cash themselves.

As a trusted adviser to our affluent clients for over two decades, we believe investment decisions should be grounded in understanding your own circumstances, goals and time horizon, rather than simply following what prominent investors are doing.

In this article, , our Lead of Solutions Team, explore why Berkshire Hathaway’s cash pile is not necessarily the “smart money” signal many investors think it is, and why what makes sense for Buffett may not make sense for you:

The cash is real. But it doesn’t mean you should be in cash too. You may have seen a claim doing the rounds again. Berkshire Hathaway is sitting on a record US$397.4 billion in cash, equal to roughly 60% of its cash and shares put together, the highest share it has ever held. Online, that’s […...

26/08/2026

"Don't spend your life waiting for the next achievement. Find joy in the little moments along the way." – Isaac, Client Adviser at Providend

Watch the full video here: https://youtu.be/bIFlNnr6ehw

“The market breadth has been strong, suggesting that the recent rally is being driven by more than just AI.”Having navig...
25/08/2026

“The market breadth has been strong, suggesting that the recent rally is being driven by more than just AI.”

Having navigated multiple market crises since 2001, our Head of Investment, Chye Hsern, was live on MONEY FM 89.3 to share his insights on the forces shaping markets today, from the AI sell-off and the growing use of off-balance-sheet financing to rising long-term bond yields in the US and Singapore.

Listen to this interview and share it with a friend: https://omny.fm/shows/moneyfm-midday-show/money-and-me-is-the-ai-trade-cracking-what-rising-bond-yields-mean-for-your-portfolio

At Providend, we believe a good investment experience comes staying disciplined through changing market conditions and not following short-term market sentiment. Download our investment eBook, A More Reliable Way to Get Enough Investment Returns: Even During Times of Market Uncertainty, to understand the principles behind our investment approach and how they can help you make better long-term investment decisions: https://providend.com/publications/

Michelle Martin speaks with Cheng Chye Hsern, Head of Investment at Providend, about what is driving the AI sell-off and the growing use of off-balance-sheet financing to fund the enormous data centres and infrastructure behind the AI boom. What risks should investors be watching? They also examine....

In managing over S$1 billion worth of our clients’ assets, there is continuous monitoring in place to ensure that the fu...
24/08/2026

In managing over S$1 billion worth of our clients’ assets, there is continuous monitoring in place to ensure that the funds in our portfolios are behaving as we would expect them to.

We are pleased to share that our "Investment 201" series featuring , Senior Advisor & Director at Providend and , Client Adviser, is now available as a podcast for those who prefer listening on the go.

In this episode, Dr Peng and Isaac discuss how tariffs and deglobalisation can affect us as consumers, employees and investors. While these are not new forces, history shows that they can re-emerge and have meaningful implications for economies and markets. They also touch on national defence, the US dollar and market volatility, with the aim of helping you understand how such global developments may ripple through to your personal wealth goals, and what you can do next.

You may listen to it here:

This video was recorded in 2025, but it remains highly relevant today. In managing over S$1 billion worth of our clients’ assets, there is continuous monitoring in place to ensure that the funds in our portfolios are behaving as we would expect them to. To share deeper insights into how we manage ...

As Providend celebrates its Silver Jubilee this year, we are launching a monthly Appreciation Series of videos to honour...
23/08/2026

As Providend celebrates its Silver Jubilee this year, we are launching a monthly Appreciation Series of videos to honour the partners and friends who have journeyed with us over the past 25 years.

Enjoy this special message from Paul, CEO of the Community Foundation of Singapore (CFS), as he congratulates Providend on our 25th anniversary of doing the right thing for our clients.

This series is our way of expressing sincere thanks to the many partners who have supported Providend’s growth and contributed to the impact we have made together.

We look forward to sharing more messages of appreciation in the months ahead as we mark this special milestone together.

Leave your birthday wishes for Providend and celebrate 25 years of trusted fee-only wealth advice!

As Providend celebrates its Silver Jubilee this year, we are launch...

22/08/2026

"Diversification may stop you from being the best-performing investor but it also helps ensure you're not the worst." – Glenn, Senior Portfolio Manager at Providend

Address

38 Duxton Hill
Singapore
089616

Opening Hours

Monday 09:00 - 18:00
Tuesday 09:00 - 18:00
Wednesday 09:00 - 18:00
Thursday 09:00 - 18:00
Friday 09:00 - 18:00

Telephone

+6563092488

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