Janice Financial Planning

Janice Financial Planning -=15 years in Wealth Management=-
ChFC, CLU, MDRT Top of the Table, IPPFA Top 10 Advisor What do Nanyang Girls’ High, Hwa Chong JC, and NTU have in common?

Well, they are all elite schools that I studied in, but I’m hardly a model student! Despite my academic background, I took an unconventional career journey by becoming a financial advisor. Driven to make a difference in people’s lives, I joined the financial services industry in 2008. My motivation in financial planning was kindled by one of my earliest clients. A budding young doctor fresh out of

med school, he was diagnosed with leukemia at the tender age of 27. By helping him with a critical illness claim, I helped him to save himself. This conviction in financial planning was further cemented in 2021, when I lost both my parents to cancer in 3 months. Because my parents weren’t insured, I became their insurance. With such history, my empathy gravitates towards cancer patients and have been constantly donating to the cancer cause. These early experiences fueled my 13-year-career in IPP Financial Advisers — the first independent financial advisory business in Singapore. Hundreds of clients have benefited from my advice, many of whom are well on their way to achieving financial freedom. They include medical professionals, top key management in MNCs, business owners, and high ranking government service officers. As a career mentor with a proven track record, I have groomed my direct consultants to achieve five figure income within a short span of joining this industry. I’m a firm believer in advisor-client partnership. My desire is to for all my clients to be well educated on financial matters so that they do not sign blindly on the dotted line. Those who work with me have commented that I am sincere, prompt, well-informed, and have an eye for detail. Most importantly, I’m known for always acting in their best interests. Now that you’ve learned about my story, I am keen to play a part in yours. Contact me at 9754 0151 or drop me a message for a no-obligations chat.







{[Janice Tan, Representative of IPP Financial Advisers Pte Ltd (“IPPFA”), is currently a Senior Financial Services Manager at IPP. IPPFA is a Licensed Financial Adviser providing advice on securities and marketing of LifeInsurance and Collective Investment Schemes.]}

Looking for a personal accident plan for yourself and your family? IPP recently collaborated with FWD insurance to intro...
16/10/2024

Looking for a personal accident plan for yourself and your family? IPP recently collaborated with FWD insurance to introduce FWD Life PA, a personal accident plan that offers:
✅ Guaranteed renewals till age 100
✅ Lifetime No Claim Discount of 10%
✅ Unique riders to enhance your accident coverage
T&Cs apply.

From now until 30 November 2024, enjoy 25% off your first-year premium on FWD Life PA.

Apply for this product online using my link: https://www.fwd.com.sg/general/disclaimerRedirect?utm_source=IPP&utm_medium=SMART&utm_campaign=IPP&promoCode=IPPFWD&product=AP1&utm_content=NzAwMDAwMTQ=and

I will receive a fee as introducer upon successful purchase.
Note: This product is sold online by FWD with no financial advice required.

Serious illness can strike anyone of us anytime. Doesn't matter if we eat healthy, exercise. This thing is super random ...
16/10/2024

Serious illness can strike anyone of us anytime. Doesn't matter if we eat healthy, exercise. This thing is super random (maybe there's scientific backings but I'm not science trained).

So..keep a healthy mindset. Hope for the best and prepare for the worst 😣

Stroke is the fourth leading cause of death in Singapore, and one in four who suffers a stroke is under 60 years old. Ahead of World Stroke Day on Oct 29, The Straits Times follows the journey of a stroke survivor.

Embrace the pursuit of perfection, and you'll find excellence along the way!
03/09/2024

Embrace the pursuit of perfection, and you'll find excellence along the way!


James Clear, author of Atomic Habits, succinctly captures this essence: “You don’t rise to the level of your goals. You ...
31/08/2024

James Clear, author of Atomic Habits, succinctly captures this essence: “You don’t rise to the level of your goals. You fall to the level of your habits and systems.”

for your sunday breakfast read 🍞🍳☕

GOAL-setting is usually the first step in setting up a financial plan. However, while goals can provide direction, simply setting them is not enough. Read more at The Business Times.

🌟 “In today’s dynamic market, where volatility is the norm, strategic decisions matter more than ever. Our IPP Eagle Eye...
01/08/2024

🌟 “In today’s dynamic market, where volatility is the norm, strategic decisions matter more than ever. Our IPP Eagle Eye program serves as your vigilant co-pilot, tirelessly monitoring and rebalancing your investment portfolio. Whether it’s optimizing asset allocation, seizing growth opportunities, or mitigating risk, we’ve got you covered. 🐥🙌

Trust us to navigate the turbulence while you focus on your financial goals. 🦅🔍📈

Janice Financial Planning

T-bill yields hit a 30-year high of 4.4 per cent in December 2022 amid a high interest rate environment.Another 30 year ...
01/08/2024

T-bill yields hit a 30-year high of 4.4 per cent in December 2022 amid a high interest rate environment.
Another 30 year wait?

THE cut-off yield on the latest Singapore six-month Treasury bill (T-bill) slid to 3.4 per cent, based on auction results released by the Monetary Authority of Singapore (MAS) on Thursday (Aug 1). Read more at The Business Times.

Effortless is a myth.
20/06/2024

Effortless is a myth.

In his commencement speech for the 2024 graduating class of Dartmouth College, tennis great Roger Federer gives a master class in emotional intelligence.

📣📣PSADear friends,Join us for our exclusive webinar, "𝙉𝙖𝙫𝙞𝙜𝙖𝙩𝙞𝙣𝙜 𝙮𝙤𝙪𝙧 𝙞𝙣𝙫𝙚𝙨𝙩𝙢𝙚𝙣𝙩𝙨 𝙞𝙣 2024", and discover the insights an...
13/04/2024

📣📣PSA

Dear friends,

Join us for our exclusive webinar, "𝙉𝙖𝙫𝙞𝙜𝙖𝙩𝙞𝙣𝙜 𝙮𝙤𝙪𝙧 𝙞𝙣𝙫𝙚𝙨𝙩𝙢𝙚𝙣𝙩𝙨 𝙞𝙣 2024", and discover the insights and strategies you need to thrive in today's dynamic market.

Let's take control of our wealth and create a brighter financial together 🪄🪄

If you are interested to join, pls pm me for registration link 🙂

"The changes to the CPF system are a wake-up call for everyone to empower themselves with financial knowledge, understan...
12/04/2024

"The changes to the CPF system are a wake-up call for everyone to empower themselves with financial knowledge, understand the need to invest, their risk profile and the wide range of investment options.

In addition to leveraging government schemes to grow your nest egg, do reach out to professional wealth planning managers to help close your gaps and boost financial resilience."



NEWS that the Special Account (SA) of the Central Provident Fund (CPF) will be closed from early 2025 for those aged 55 and above has thrown a spanner in the retirement plans of some CPF members, particularly those who have substantial SA savings after turning 55. Read more at The Business Times.

Learn the difference between emergency funds and insurance and understand the situations where each can come in handy!Pe...
04/04/2024

Learn the difference between emergency funds and insurance and understand the situations where each can come in handy!

Personally, the cost of a financial crisis can be very hefty. Always ensure we have good insurance to protect for unplanned situations 🧐🧐

Good roundup for 2023! "2023 did not really play out in the way most investors expected. Stocks were supposed to underpe...
28/02/2024

Good roundup for 2023!

"2023 did not really play out in the way most investors expected. Stocks were supposed to underperform as policymakers’ aggressive tightening threatened a recession. However, the US economy remained resilient, showing that it has become less sensitive to higher interest rates. Even with a regional banking crisis and rising geopolitical tensions around the world, the economy and financial markets remained firm."

More at the link below:
https://secure.fundsupermart.com/fsmone/article/rcms285622

As always, do look at planning ahead and be prepared to ride through ups and downs for best optimisation for our financial portfolios 🐥👾

Happy to journey with you Financial Planning

We take a look at the best and worst-performing equity funds in 4Q23 and share how you can position your portfolio as the new year unfolds.

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