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Independent Retirement Professionals

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Adel, GA
Independent Retirement Professionals

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Founded by Danny Young in 1991, Independent Retirement Professionals, Inc. partners with individuals on their journey toward financial freedom.

Recognizing that no two clients are the same, our team of financial professionals provides a holistic financial strategy molded to fit your unique situation. When discussing retirement, most people’s hot-button issues are: outliving their money, health destroying wealth, and taxes. We come alongside you as your trusted guide to help guide you every step of the way. When you connect with us, you’re getting more than just a financial strategy—you’re gaining a personal connection with a team of professionals whose main goal is learning who you are in order to help you succeed. In short, we seek to provide you with the resources you need to help your dreams of financial freedom become a reality. That’s who we are. Registered Representatives in this office are registered with and offer securities through Kovack Securities, Inc. Member FINRA/SIPC. 6451 N. Federal Hwy., Suite 1201, Ft. Lauderdale, FL 33308 (954-782-4771). Advisory Services offered through Kovack Advisors, Inc. a SEC registered investment advisory firm. Independent Retirement Professionals, Inc. is not affiliated with Kovack Securities, Inc. or Kovack Advisors, Inc. Registered Representatives may only conduct business with residents of the states and/or jurisdiction for which they are properly registered. Linked sites are strictly provided as a courtesy. Kovack Securities, Inc. does not guarantee, approve nor endorse the information or products available at the sites, nor do links indicate any association with or endorsement of the linked sites by Kovack Securities, Inc. nor Kovack Advisors, Inc. "Likes," endorsements, and other recommendations should not be considered a positive reflection of the services or advice offered by registered representatives/investment advisor representatives in this office and/or Independent Retirement Professionals, Inc.; positive reviews of experiences with registered representatives/investment advisor representatives in this office and/or Independent Retirement Professionals, Inc. may not reflect the experience of all, or even most, clients. Visitors to this page should not write positive reviews of their experience as testimonials may be prohibited under state and federal securities laws. We are licensed to sell insurance in Florida, Georgia, Mississippi, Missouri, New Jersey, North Carolina, South Carolina, Tennessee, Texas, Virginia.

10/29/2026

Behind every great client experience is someone who understands the importance of communication, personal attention, and building lasting relationships.

At Independent Retirement Professionals, Keren Rountree plays an important role in helping our clients feel welcomed, informed, and connected to our team.

We believe retirement planning is about more than numbers. It’s about people, relationships, and having a team you know and trust.

Experience the personal side of retirement planning.

📍 Adel, Georgia
🌐 assetpositioning.com
📞 229-896-2453

10/24/2026

Retirement may be approaching, but is your current plan prepared for what comes next?

Changes in income, expenses, healthcare needs and family priorities can affect how your retirement plan fits your life. A conversation with Independent Retirement Professionals can help you review your current strategy and identify areas that may deserve more attention.

Schedule a conversation with Danny Young.

Call (229) 896-2453 or visit https://assetpositioning.com/.

Registered Representatives in this office are registered with and offer securities through Kovack Securities, Inc. Member FINRA/SIPC. 6451 N. Federal Hwy., Suite 1201, Ft. Lauderdale, FL 33308 (954-782-4771). Advisory Services offered through Kovack Advisors, Inc. a SEC registered investment advisory firm. Registration with the SEC does not imply a certain level of skill or training.

Independent Retirement Professionals, Inc. is not affiliated with Kovack Securities, Inc. or Kovack Advisors, Inc.

10/21/2026

GOOD RETIREMENT PLANNING STARTS WITH A CONVERSATION.

At Independent Retirement Professionals, we believe financial planning should be built around people, not just numbers.

Our team takes pride in getting to know our clients, understanding their goals, and helping them explore financial strategies that fit their individual needs.

Whether retirement is approaching or you’re already enjoying your retirement years, having an experienced team to turn to matters.

Real people. Personal attention. Experienced guidance.

Ready for a conversation about your retirement? Contact our office today to schedule an appointment with Ray Sharpe.

🌐 www.assetpositioning.com

Securities are offered through Kovack Securities, Inc., Member FINRA/SIPC. 6451 N. Federal Hwy. Ste 1201, Ft. Lauderdale, FL 33308. (954) 782-4771. Advisory services are offered through Kovack Advisors, Inc., an SEC-registered investment adviser. Independent Retirement Professionals is not affiliated with Kovack Securities, Inc. or Kovack Advisors, Inc. Investing involves risk, including possible loss of principal.

10/19/2026

YOUR RETIREMENT DESERVES MORE THAN A ONE-SIZE-FITS-ALL PLAN.

Meet Ray Sharp with Independent Retirement Professionals.

You’ve spent years working, saving, building a business, or preparing for the next chapter of your life. But when was the last time you sat down with a financial professional to review your retirement strategy?

Ray understands that no two financial situations are alike. Whether you’re approaching retirement, already retired, or simply wondering whether your current strategy still aligns with your goals, having a conversation is a great place to start.

At Independent Retirement Professionals, we help individuals and families explore:

✔️ Retirement income planning
✔️ Investment and portfolio strategies
✔️ Annuity options
✔️ Retirement account reviews
✔️ Financial strategies for life after retirement

You don’t have to figure out your next chapter alone.

Ray welcomes the opportunity to sit down, hear your concerns, answer your questions, and discuss the financial options that may be appropriate for your individual circumstances.

📍 Independent Retirement Professionals | Adel, Georgia

🌐 www.assetpositioning.com

Ready for a conversation about your retirement? Contact our office today to schedule an appointment with Ray Sharp.

Securities are offered through Kovack Securities, Inc., Member FINRA/SIPC. 6451 N. Federal Hwy Ste 1201, Ft. Lauderdale, FL 33308 (954) 782-4771. Advisory services are offered through Kovack Advisors, Inc., an SEC-registered investment adviser. Independent Retirement Professionals is not affiliated with Kovack Securities, Inc. or Kovack Advisors, Inc. Investing involves risk, including possible loss of principal. Annuities are subject to the claims-paying ability of the issuing insurance company. Financial strategies and products should be evaluated based on individual circumstances.

10/17/2026

BEHIND EVERY FINANCIAL PROFESSIONAL IS A TEAM THAT HELPS KEEP EVERYTHING MOVING.

At Independent Retirement Professionals, we believe the people behind the scenes are just as important as the conversations happening across the desk.

Today, we're introducing three of the dedicated women who help support our office and the clients we serve every day!

Meet the ladies behind IRP!

⭐ Keren Rountree | Client Relations
Helping maintain the personal connections and communication that are so important to our clients.

⭐ Jamie White | Chief Financial Officer
Supporting the financial operations and day-to-day business management of Independent Retirement Professionals.

⭐ Donna Harrell | Licensing Coordinator
Helping manage the licensing and administrative details that support our financial professionals.

Together, they are part of the team that helps make Independent Retirement Professionals a place where relationships, professionalism, and personal service matter.

Because retirement planning isn't just about numbers. It's also about the people you work with along the way.

📞 (229) 896-2453
🌐 https://assetpositioning.com/

Securities offered through Kovack Securities, Inc., Member FINRA/SIPC, 6451 N. Suite 1201 Ft. Lauderdale, FL 33308 Investment Advisory Services offered through Kovack Advisors, Inc. Independent Retirement Professionals is not affiliated with Kovack Securities, Inc. or Kovack Advisors, Inc.

10/16/2026

BUSINESS OWNERS: ARE YOU EXPLORING ALL YOUR RETIREMENT PLANNING OPTIONS?

As a successful business owner, you've worked hard to build your business. But have you considered how your retirement plan fits into your overall financial and tax strategy?

A Cash Balance Plan is a type of employer-sponsored retirement plan that may allow eligible business owners to make substantial retirement contributions while potentially receiving tax benefits.

These plans can be particularly relevant for established business owners with higher incomes who are looking to explore additional retirement savings strategies.

At Independent Retirement Professionals, our team can help you better understand how Cash Balance Plans work and discuss whether this type of strategy may be appropriate for your individual financial circumstances.

Your business has a plan for success. What about your retirement?

📞 Call (229) 896-2453 to schedule a conversation.

🌐 https://assetpositioning.com/

This information is for educational purpose only. Cash Balance Plans are defined benefit retirement plans. Contribution limits and potential tax benefits depend on factors including age, compensation, plan design, employee demographics, and applicable tax laws. These plans may involve ongoing funding obligations and administrative costs. Consult your tax and legal professionals regarding your individual circumstances.

Securities offered through Kovack Securities, Inc., Member FINRA/SIPC, 6451 N. Suite 1201 Ft. Lauderdale, FL 33308 Investment Advisory Services offered through Kovack Advisors, Inc. Independent Retirement Professionals is not affiliated with Kovack Securities, Inc. or Kovack Advisors, Inc.

09/23/2026

Considering a Roth IRA conversion?

A Roth conversion may be worth discussing as part of your overall retirement strategy, but it can also have significant tax consequences. Whether it is appropriate depends on your individual financial circumstances.

Schedule a conversation with Ray Sharpe to discuss the options available to you.

Call (229) 896-2453 or visit https://assetpositioning.com/.

Independent Retirement Professionals does not provide tax or legal advice. Please consult your tax or legal advisor regarding your individual circumstances.

Securities offered through Kovack Securities, Inc., Member FINRA/SIPC, 6451 N. Federal Hwy., Suite 1201, Ft. Lauderdale, FL 33308 (954-782-4771). Advisory Services offered through Kovack Advisors, Inc., an SEC registered investment advisory firm. Registration with the SEC does not imply a certain level of skill or training. Independent Retirement Professionals, Inc. is not affiliated with Kovack Securities, Inc. or Kovack Advisors, Inc.

09/21/2026

Your retirement plan should begin with more than numbers. It should begin with your life, your family, your priorities and what you want the years ahead to include.

Independent Retirement Professionals takes time to understand your history and goals before helping you evaluate the choices in front of you.

Schedule a personal conversation with Danny Young.

Call (229) 896-2453 or visit https://assetpositioning.com/.

Registered Representatives in this office are registered with and offer securities through Kovack Securities, Inc. Member FINRA/SIPC. 6451 N. Federal Hwy., Suite 1201, Ft. Lauderdale, FL 33308 (954-782-4771). Advisory Services offered through Kovack Advisors, Inc. a SEC registered investment advisory firm. Registration with the SEC does not imply a certain level of skill or training.

Independent Retirement Professionals, Inc. is not affiliated with Kovack Securities, Inc. or Kovack Advisors, Inc.

09/19/2026

A retirement plan can look complete while still leaving important questions unanswered.

Have you considered how your income needs, risk tolerance, healthcare expenses, family circumstances and long-term priorities work together? Reviewing your strategy may help uncover areas that deserve a closer look.

Call Danny Young at (229) 896-2453 or visit https://assetpositioning.com/ to schedule a conversation.

Registered Representatives in this office are registered with and offer securities through Kovack Securities, Inc. Member FINRA/SIPC. 6451 N. Federal Hwy., Suite 1201, Ft. Lauderdale, FL 33308 (954-782-4771). Advisory Services offered through Kovack Advisors, Inc. a SEC registered investment advisory firm. Registration with the SEC does not imply a certain level of skill or training.

Independent Retirement Professionals, Inc. is not affiliated with Kovack Securities, Inc. or Kovack Advisors, Inc.

09/17/2026

A substantial portfolio may tell you what you have. It does not automatically tell you how to use it throughout retirement.

Which assets should provide income first? How will required distributions fit into the picture? How much should remain accessible for unexpected expenses? And does your investment approach still reflect the life you are living today?

These questions deserve more than a one-size-fits-all answer.

Schedule a conversation with Danny Young to review how the different pieces of your retirement plan work together.

Call (229) 896-2453 or visit https://assetpositioning.com/.

Securities offered through Kovack Securities, Inc., Member FINRA/SIPC. Investment Advisory Services offered through Kovack Advisors, Inc. Independent Retirement Professionals is not affiliated with Kovack Securities, Inc. or Kovack Advisors, Inc.

Address

102 N Hutchinson Avenue
Adel, GA
31620

Opening Hours

Monday	8am - 5pm
Tuesday	8am - 5pm
Wednesday	8am - 5pm
Thursday	8am - 5pm
Friday	8am - 12pm

Telephone

+18008629384

Website

http://www.iRetirementPro.com/

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