Independent Retirement Professionals

Independent Retirement Professionals Founded by Danny Young in 1991, Independent Retirement Professionals, Inc. partners with individuals on their journey toward financial freedom.

Recognizing that no two clients are the same, our team of financial professionals provides a holistic financial strategy molded to fit your unique situation. When discussing retirement, most people’s hot-button issues are: outliving their money, health destroying wealth, and taxes. We come alongside you as your trusted guide to help guide you every step of the way. When you connect with us, you’re

getting more than just a financial strategy—you’re gaining a personal connection with a team of professionals whose main goal is learning who you are in order to help you succeed. In short, we seek to provide you with the resources you need to help your dreams of financial freedom become a reality. That’s who we are. Registered Representatives in this office are registered with and offer securities through Kovack Securities, Inc. Member FINRA/SIPC. 6451 N. Federal Hwy., Suite 1201, Ft. Lauderdale, FL 33308 (954-782-4771). Advisory Services offered through Kovack Advisors, Inc. a SEC registered investment advisory firm. Independent Retirement Professionals, Inc. is not affiliated with Kovack Securities, Inc. or Kovack Advisors, Inc. Registered Representatives may only conduct business with residents of the states and/or jurisdiction for which they are properly registered. Linked sites are strictly provided as a courtesy. Kovack Securities, Inc. does not guarantee, approve nor endorse the information or products available at the sites, nor do links indicate any association with or endorsement of the linked sites by Kovack Securities, Inc. nor Kovack Advisors, Inc. "Likes," endorsements, and other recommendations should not be considered a positive reflection of the services or advice offered by registered representatives/investment advisor representatives in this office and/or Independent Retirement Professionals, Inc.; positive reviews of experiences with registered representatives/investment advisor representatives in this office and/or Independent Retirement Professionals, Inc. may not reflect the experience of all, or even most, clients. Visitors to this page should not write positive reviews of their experience as testimonials may be prohibited under state and federal securities laws. We are licensed to sell insurance in Florida, Georgia, Mississippi, Missouri, New Jersey, North Carolina, South Carolina, Tennessee, Texas, Virginia.

Planning for retirement involves more than just saving; it's also  means evaluating how  taxes may affect your overall l...
07/16/2026

Planning for retirement involves more than just saving; it's also means evaluating how taxes may affect your overall long-term financial goals.

In South Georgia, many folks are looking for ways to help preserve their hard-earned assets and make informed decisions about their retirement. Understanding tax-efficient retirement strategies may make a difference in your financial future.



We focus on helping you navigate these complex tax rules, and retirement planning considerations by identifying potential planning opportunities and discussing strategies that may help support their overall financial objectives . Our goal is to provide guidance to help client make informed decisions about retirement , wealth preservation and legacy planning.

The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation.

Securities offered through Kovack Securities, Inc., Member FINRA/SIPC. Investment Advisory Services offered through Kovack Advisors, Inc. Independent Retirement Professionals is not affiliated with Kovack Securities, Inc. or Kovack Advisors, Inc.

Let's discuss how tax-efficient strategies can benefit your retirement plan. Contact our Adel office at (229) 896-2453 or visit assetpositioning.com.

Looking for current fixed annuity or MYGA rates?The latest Waypoint MYGA rate sheet includes fixed-rate options with ter...
07/13/2026

Looking for current fixed annuity or MYGA rates?

The latest Waypoint MYGA rate sheet includes fixed-rate options with terms ranging from 2 to 10 years and rates currently available up to 5.80% for qualifying premium amounts.

A MYGA may be worth reviewing if you are looking for a fixed rate over a selected contract term as part of your long-term retirement strategy.

Product terms, premium requirements, surrender charges, withdrawal provisions, tax considerations, and availability should all be reviewed before making a decision.

Call Danny Young at (229) 896-2453 to review the current rates, available terms, and how a Waypoint MYGA may fit within your broader retirement plan.

Rates are subject to change.

As retirement gets closer, income planning becomes an important part of the conversation. Understanding where income may...
07/09/2026

As retirement gets closer, income planning becomes an important part of the conversation. Understanding where income may come from, how assets are structured, and how long-term needs may change can help create a more informed financial picture.

Independent Retirement Professionals helps clients review retirement income options with clarity and care.

Call Danny Young at (229) 896-2453.

Securities offered through Kovack Securities, Inc., Member FINRA/SIPC. Investment Advisory Services offered through Kovack Advisors, Inc. Independent Retirement Professionals is not affiliated with Kovack Securities, Inc. or Kovack Advisors, Inc.

07/08/2026

Annuities: Know the Details Before You Decide

Annuities can be an important conversation in retirement income planning, but they are not one-size-fits-all. Product features, limitations, risks, fees, and long-term goals should all be reviewed before making a decision.

Independent Retirement Professionals helps clients have clear, informed conversations about how annuities may fit into their overall retirement strategy.

📞 Call Danny Young at (229) 896-2453.

— Securities offered through Kovack Securities, Inc., Member FINRA/SIPC. Investment Advisory Services offered through Kovack Advisors, Inc. Independent Retirement Professionals is not affiliated with Kovack Securities, Inc. or Kovack Advisors, Inc.

Proud to celebrate America 250.250 years of freedom, strength, and American pride. 🇺🇸Here’s to the red, white, and blue ...
07/04/2026

Proud to celebrate America 250.
250 years of freedom, strength, and American pride. 🇺🇸

Here’s to the red, white, and blue and the country we’re blessed to call home.

Already have a plan but still have questions? Call Danny Young at (229) 896-2453.
07/03/2026

Already have a plan but still have questions? Call Danny Young at (229) 896-2453.

A new chapter can bring new financial questions. Call Danny Young at (229) 896-2453 to talk through what comes next.
07/01/2026

A new chapter can bring new financial questions. Call Danny Young at (229) 896-2453 to talk through what comes next.

Before making big financial decisions, take time to review your assets. Call Danny Young at (229) 896-2453.
06/29/2026

Before making big financial decisions, take time to review your assets. Call Danny Young at (229) 896-2453.

Call Danny at Independent Retirement Professionals (229) 896-2453
06/28/2026

Call Danny at Independent Retirement Professionals (229) 896-2453

Business owners have retirement questions too. Call Danny Young at (229) 896-2453  to review your long-term strategy.
06/25/2026

Business owners have retirement questions too. Call Danny Young at (229) 896-2453 to review your long-term strategy.

Address

102 N Hutchinson Avenue
Adel, GA
31620

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 12pm

Telephone

+18008629384

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