Independent Retirement Professionals

Independent Retirement Professionals Founded by Danny Young in 1991, Independent Retirement Professionals, Inc. partners with individuals on their journey toward financial freedom.

Recognizing that no two clients are the same, our team of financial professionals provides a holistic financial strategy molded to fit your unique situation. When discussing retirement, most people’s hot-button issues are: outliving their money, health destroying wealth, and taxes. We come alongside you as your trusted guide to help guide you every step of the way. When you connect with us, you’re

getting more than just a financial strategy—you’re gaining a personal connection with a team of professionals whose main goal is learning who you are in order to help you succeed. In short, we seek to provide you with the resources you need to help your dreams of financial freedom become a reality. That’s who we are. Registered Representatives in this office are registered with and offer securities through Kovack Securities, Inc. Member FINRA/SIPC. 6451 N. Federal Hwy., Suite 1201, Ft. Lauderdale, FL 33308 (954-782-4771). Advisory Services offered through Kovack Advisors, Inc. a SEC registered investment advisory firm. Independent Retirement Professionals, Inc. is not affiliated with Kovack Securities, Inc. or Kovack Advisors, Inc. Registered Representatives may only conduct business with residents of the states and/or jurisdiction for which they are properly registered. Linked sites are strictly provided as a courtesy. Kovack Securities, Inc. does not guarantee, approve nor endorse the information or products available at the sites, nor do links indicate any association with or endorsement of the linked sites by Kovack Securities, Inc. nor Kovack Advisors, Inc. "Likes," endorsements, and other recommendations should not be considered a positive reflection of the services or advice offered by registered representatives/investment advisor representatives in this office and/or Independent Retirement Professionals, Inc.; positive reviews of experiences with registered representatives/investment advisor representatives in this office and/or Independent Retirement Professionals, Inc. may not reflect the experience of all, or even most, clients. Visitors to this page should not write positive reviews of their experience as testimonials may be prohibited under state and federal securities laws. We are licensed to sell insurance in Florida, Georgia, Mississippi, Missouri, New Jersey, North Carolina, South Carolina, Tennessee, Texas, Virginia.

Searching for retirement planning guidance in South Georgia?Independent Retirement Professionals takes time to learn abo...
08/07/2026

Searching for retirement planning guidance in South Georgia?

Independent Retirement Professionals takes time to learn about your history, priorities and goals before helping you evaluate the choices in front of you. From retirement-income planning and 401(k) rollover guidance to Social Security considerations and risk management, the conversation begins with your individual circumstances.

Schedule a conversation with Danny Young.

Call (229) 896-2453 or visit https://assetpositioning.com/.



Securities offered through Kovack Securities, Inc., Member FINRA/SIPC. Investment Advisory Services offered through Kovack Advisors, Inc. Independent Retirement Professionals is not affiliated with Kovack Securities, Inc. or Kovack Advisors, Inc.

Call Danny Young at (229) 896-2453 to review the current rates, available terms, and how a Waypoint MYGA may fit within ...
08/04/2026

Call Danny Young at (229) 896-2453 to review the current rates, available terms, and how a Waypoint MYGA may fit within your broader retirement plan.

When should you claim Social Security?There is no single answer that fits everyone. Your age, work history, other income...
08/04/2026

When should you claim Social Security?

There is no single answer that fits everyone. Your age, work history, other income sources, family circumstances and retirement goals may all affect how Social Security fits into your broader plan.

If retirement is getting closer, consider reviewing your options before making a claiming decision.

Call Danny Young at (229) 896-2453 or visit https://assetpositioning.com/

Healthcare is an important part of retirement planning, but it can be easy to underestimate.Premiums, prescriptions, out...
08/03/2026

Healthcare is an important part of retirement planning, but it can be easy to underestimate.

Premiums, prescriptions, out-of-pocket expenses and possible long-term care needs may all affect a retirement budget. Reviewing potential costs before retirement can help you see how they fit alongside your other income and expenses.

Call Danny Young at (229) 896-2453 or visit https://assetpositioning.com/.



Securities offered through Kovack Securities, Inc., Member FINRA/SIPC. Investment Advisory Services offered through Kovack Advisors, Inc. Independent Retirement Professionals is not affiliated with Kovack Securities, Inc. or Kovack Advisors, Inc.

One of the most common retirement questions is also one of the most personal: “Will my savings last?”The answer depends ...
07/30/2026

One of the most common retirement questions is also one of the most personal: “Will my savings last?”

The answer depends on more than one account balance. Expected income, day-to-day expenses, healthcare needs, inflation, investment considerations and the retirement lifestyle you envision can all be part of the conversation.

Danny Young and the team at Independent Retirement Professionals can help you review the pieces of your financial life and build a retirement plan based on your individual circumstances.

Call Danny Young at (229) 896-2453 or visit https://assetpositioning.com/.



Securities offered through Kovack Securities, Inc., Member FINRA/SIPC. Investment Advisory Services offered through Kovack Advisors, Inc. Independent Retirement Professionals is not affiliated with Kovack Securities, Inc. or Kovack Advisors, Inc.

For Danny Young, family is at the heart of every plan.At Independent Retirement Professionals, Danny helps individuals a...
07/28/2026

For Danny Young, family is at the heart of every plan.

At Independent Retirement Professionals, Danny helps individuals and families throughout South Georgia better understand their options and prepare for retirement with personalized guidance.

Start a conversation about your retirement goals today.

Call Danny Young at (229) 896-2453
https://assetpositioning.com/

Securities offered through Kovack Securities, Inc., Member FINRA/SIPC. Investment Advisory Services offered through Kovack Advisors, Inc. Independent Retirement Professionals is not affiliated with Kovack Securities, Inc. or Kovack Advisors, Inc.

Looking for current fixed annuity or MYGA rates?The latest Waypoint MYGA rate sheet includes fixed-rate options with ter...
07/27/2026

Looking for current fixed annuity or MYGA rates?

The latest Waypoint MYGA rate sheet includes fixed-rate options with terms ranging from 2 to 10 years and rates currently available up to 5.80% for qualifying premium amounts.

A MYGA may be worth reviewing if you are looking for a fixed rate over a selected contract term as part of your long-term retirement strategy.

Product terms, premium requirements, surrender charges, withdrawal provisions, tax considerations, and availability should all be reviewed before making a decision.

Call Danny Young at (229) 896-2453 to review the current rates, available terms, and how a Waypoint MYGA may fit within your broader retirement plan.

Rates are subject to change.

Will my retirement savings last?That is one of the most common questions people ask as retirement gets closer and the an...
07/27/2026

Will my retirement savings last?

That is one of the most common questions people ask as retirement gets closer and the answer involves more than reaching one particular savings number.

Your expected expenses, retirement income, Social Security benefits, healthcare costs, inflation, investment allocation, taxes, and the length of your retirement can all affect the larger picture.

If you have been searching for a financial advisor near you, retirement planning in Adel or Valdosta, help understanding your 401(k), or guidance on developing a retirement strategy, Danny Young can help you evaluate your individual situation and discuss options available as you plan for the future.

Start with a conversation about where you are, what you have, and what you want retirement to look like.

Call Danny Young with Independent Retirement Professionals:
(229) 896-2453

https://assetpositioning.com/

Securities offered through Kovack Securities, Inc., Member FINRA/SIPC. Investment Advisory Services offered through Kovack Advisors, Inc. Independent Retirement Professionals is not affiliated with Kovack Securities, Inc. or Kovack Advisors, Inc.

Just as a strong house begins with a solid foundation, thoughtful retirement planning starts with understanding your cur...
07/21/2026

Just as a strong house begins with a solid foundation, thoughtful retirement planning starts with understanding your current financial picture and long-term goals.

Many individuals and families in Adel, Valdosta, and throughout South Georgia have questions about retirement income, savings, and the financial decisions ahead.

At Independent Retirement Professionals, we help clients review important topics such as retirement income planning, 401(k) rollover options, and Social Security claiming strategies. Our team provides clear information and personalized guidance to help clients make informed decisions based on each client’s individual circumstances.

Call Danny Young at (229) 896-2453 to schedule a conversation about your retirement goals.

Securities offered through Kovack Securities, Inc., Member FINRA/SIPC. Investment Advisory Services offered through Kovack Advisors, Inc. Independent Retirement Professionals is not affiliated with Kovack Securities, Inc. or Kovack Advisors, Inc.

Retirement planning comes with many important decisions, and having a thoughtful plan can make all the difference.Throug...
07/19/2026

Retirement planning comes with many important decisions, and having a thoughtful plan can make all the difference.
Throughout Adel, Valdosta, and South Georgia, many individuals and families are looking for guidance as they prepare for retirement and evaluate their financial option

At Independent Retirement Professionals, we help simplify complex financial topics and provide personalized planning strategies tailored to your unique circumstances.

Let's start a conversation about your retirement goals.

Securities offered through Kovack Securities, Inc., Member FINRA/SIPC. Investment Advisory Services offered through Kovack Advisors, Inc. Independent Retirement Professionals is not affiliated with Kovack Securities, Inc. or Kovack Advisors, Inc.

Address

102 N Hutchinson Avenue
Adel, GA
31620

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 12pm

Telephone

+18008629384

Website

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