CenTrust Wealth Management, Inc.

07/13/2026

Some federal student loan borrowers may soon qualify for a larger interest rate discount by enrolling in automatic payments.

The U.S. Department of Education announced that eligible borrowers who sign up for autopay can receive a 1-percentage-point reduction in their interest rate. The temporary discount is expected to last through June 30, 2028.

Borrowers already enrolled in autopay are expected to receive the discount automatically. Others must enroll by Sept. 30, 2026, to qualify.

Not every loan is eligible. The discount applies to certain federal Direct Loans, including Direct Subsidized, Direct Unsubsidized, Direct PLUS, and Direct Consolidation Loans. Private student loans and FFEL loans are not included.

Borrowers must also have loans in good standing, and the loans generally must have been disbursed on or after July 1, 2012.

For borrowers managing student loan payments, even a temporary rate discount may be worth reviewing as part of their broader monthly cash flow.

Looking for a Financial Advisor or Financial Planner to work with? Email [email protected] or call our office at 330-873-1100 to schedule your complementary initial meeting today!


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To qualify for the U.S. Department of Education's new interest rate discount on student loans, borrowers must meet several requirements. Here's what to know.

07/09/2026

A bipartisan housing bill is drawing attention for its potential impact on home prices and housing supply.

The 21st Century ROAD to Housing Act would aim to boost housing availability by reducing certain construction barriers, encouraging zoning reforms, supporting factory-built homes, and creating incentives for localities that increase housing supply.

It would also restrict large institutional investors from buying additional existing single-family homes once they exceed certain ownership limits.

Housing affordability has become a major challenge in many communities. One reason is that the U.S. has built fewer homes than needed for years, helping push prices and rents higher.

Experts say the bill could help support new construction over time, especially for townhomes, multifamily housing, and smaller condo buildings.

However, any impact on prices would likely take time, and the legislation was still awaiting final action after a scheduled signing ceremony was canceled.

For buyers, sellers, and homeowners, the broader takeaway is that housing affordability often depends on more than mortgage rates. Supply, construction costs, local rules, investor activity, and policy decisions can all shape the market.

Are you looking for a Financial Advisor or Financial Planner to work with? Email [email protected] or call our office at 330-873-1100 to schedule your complimentary initial meeting today!


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The 21st Century ROAD to Housing Act, which has rare bipartisan support, would make it harder for major investors to hoard homes.

07/09/2026

A honeymoon can be a meaningful first trip as newlyweds — and a major expense.

According to a LendingTree survey cited by CNBC Select, the average couple spends $6,260 on their honeymoon.

The final cost can vary widely depending on the destination, length of stay, travel season, accommodations, flights, activities, and the kind of experience a couple wants.

Some couples use savings, delay the trip to give themselves more time to set money aside, use gifted money from a honeymoon fund, or redeem credit card rewards to help cover travel costs.

There are also extra expenses that can be easy to overlook, including foreign transaction fees, resort fees, peak-season pricing, upgrades, transportation, meals, excursions, and souvenirs.

For couples preparing for a big life milestone, the takeaway is simple: the headline price is only part of the story. Looking at the full cost of the trip can help make the experience feel more intentional from the start.

Looking for a Financial Advisor or Financial Planner to work with? Email [email protected] or call our office at 330-873-1100 to schedule your complementary initial meeting today!


Source:

With the average cost of a honeymoon topping $6,000, these tools can help you pay for the trip.

07/09/2026

Markets posted solid second-quarter gains as investors responded to upbeat economic reports, continued diplomatic efforts in the Middle East, and strong first-quarter corporate numbers. The S&P 500 rose 14.87%, the Nasdaq gained 21.41%, and the Dow picked up 12.90%, while Canada’s S&P/TSX Composite added 6.37%. Looking ahead, markets may continue to react to Middle East updates, oil prices, inflation trends, and the pace of global commerce through the Strait of Hormuz. From U.S. home price growth to Canadian housing forecasts, this quarter’s by-the-numbers highlights the data behind one of North America’s most closely watched markets.

Stocks saw solid gains in the second quarter, riding a wave of enthusiasm over upbeat economic reports, ongoing diplomatic efforts in the Middle East, and strong first-quarter corporate numbers.

07/02/2026

The Centers for Medicare & Medicaid Services (CMS) has released the Medicare Part A and Part B premiums and deductibles for the upcoming year.

Here's a look at the new figures:
▪️Part B premium: $202.90 per month (previously $185)
▪️Part B deductible: $283 (previously $257) before Original Medicare begins covering services.
▪️Part A inpatient deductible: $1,736 (previously $1,676)

These updates take effect in January and reflect the latest adjustments from CMS. Individuals enrolled in Medicare may notice changes in their monthly costs or coverage details for the upcoming year.

Looking for a Financial Advisor or Financial Planner to work with? Email [email protected] or call our office at 330-873-1100 to schedule your complementary initial meeting today!

07/01/2026

Before skipping your daily walk, keep this in mind: regularly active adults can save up to $2,500 a year compared to couch potatoes.

Year after year, according to a 2025 report in Stronger Life. Think of your exercise routine as the retirement savings that you don't have to drain early.

Drop your non-negotiable habit below.

Looking for a Financial Advisor or Financial Planner to work with? Email [email protected] or call our office at 330-873-1100 to schedule your complementary initial meeting today!

06/29/2026

Your financial legacy is forming whether or not you’re actively planning it.

Starting earlier—with education and structure—can create greater clarity and flexibility over time.

Ask your financial professional how to plan early and intentionally.

Looking for a Financial Advisor or Financial Planner to work with? Email [email protected] or call our office at 330-873-1100 to schedule your complementary initial meeting today!

06/25/2026

Can you put a dollar figure on being healthy?

One study that compared active and inactive adults found that healthcare costs are 9% to nearly 27% lower for those who stay "on the move," according to a landmark study by BMJ Journals.

When socking away money for retirement, savvy savers are not only accumulating money but also thinking about what they won't have to spend.

Are you looking for a Financial Advisor or Financial Planner to work with? Email [email protected] or call our office at 330-873-1100 to schedule your complimentary initial meeting today!

06/24/2026

If you’re worried, you’re not “doing it right” when it comes to teaching kids about money, you’re not alone.

The good news is you don’t need to be an expert. Practiced consistently, small, intentional moments, modeled behavior, and hands-on experiences can make a meaningful difference in kids’ understanding and attitudes toward money.

Are you looking for a Financial Advisor or Financial Planner to work with? Email [email protected] or call our office at 330-873-1100 to schedule your complimentary initial meeting today!

06/22/2026

Many families avoid financial conversations until they’re forced by circumstance.

Communicating before it’s urgent can prevent unnecessary stress, build confidence and understanding, and make future transitions smoother for everyone involved.

Looking for a Financial Advisor or Financial Planner to work with? Email [email protected] or call our office at 330-873-1100 to schedule your complementary initial meeting today!