Tibbitts Financial Consulting

04/23/2026

Talking with your adult children about inheritance can feel uncomfortable, but avoiding the conversation often creates more uncertainty for everyone involved. Clear, thoughtful communication can help reduce confusion, set expectations, and strengthen family relationships.

03/05/2026

Early Saturday morning, the U.S. and Israel launched attacks on Iran, targeting senior leadership and military sites. This situation is still unfolding, and it’s too soon to know what the longer-term economic or market impact may be. Overall, periods like this can be unsettling, but they are a normal part of investing. Staying disciplined and diversified has historically been the most effective way to navigate uncertainty. See below to learn more.

02/05/2026

When it comes to estate planning, executing your will and other estate documents is only the first step. To help ensure that your estate plan stays in tune with your goals and needs, it's important to review and update it on an ongoing basis. Use this checklist as a starting point to keep your estate plan in good shape.

01/08/2026

Putting off retirement savings for “just a few years” can cost more than you might expect. Time plays a powerful role in how your money grows, through compounding—earning interest on the interest your savings generate. Learn how small, early contributions can make a big difference in your long-term financial picture.

12/18/2025

When it comes to their retirement accounts, many investors often fail to think about required minimum distributions (RMDs). That oversight can lead to unnecessary tax burdens and other financial issues. In order to handle RMDs effectively, an understanding of the rules—and common errors people make—can be beneficial. See below for more.

12/01/2025

The IRS recently released Notice 2025-67, which details the annual cost-of-living adjustments for 2026, including 401(k) limit increases to $24,500 and IRA limit increases to $7,500. Find out what is and isn’t changing for 2026 | Internal Revenue Service (irs.gov)

11/06/2025

For many drivers, a vehicle is one of the most significant financial commitments they’ll make outside of housing. But deciding whether to lease or buy isn’t always clear-cut, especially in today’s environment of higher car prices, increased interest rates, and changing driving habits due to remote and hybrid work. All things considered, it’s more important than ever to make a well-informed decision. Explore the pros and cons of each path and find the option that aligns with your financial goals. Click the link below to learn more.

Weigh the pros and cons of leasing versus buying a vehicle based on your driving habits, financial goals, and the car market.

10/23/2025

One of the many highlights from our trip to Washington DC for the Commonwealth National Conference was having the privilege to meet Mike “Coach K” Krzyzewski. Coach K delivered a powerful keynote speech addressing leadership and teamwork to mark the end of an amazing week!

10/03/2025

If you are 50 or older and maimizing your 401(k) contributions you need to know this for 2026.

A new rule is going into effect next year that will affect high earners who make “catch-up contributions” in their 401(k)s or other tax-deferred workplace retirement plans.

10/02/2025

For many individuals and families, owning a home is still a major life goal. But in today’s market, it’s not always a straightforward decision. With higher home prices, rising interest rates, and new lifestyle factors such as remote work, the path to homeownership looks different than it used to.

If you’re weighing whether now is the right time to buy or want to build a plan, we’re here to help. Please see below to learn more.