Southern Keystone Services

Southern Keystone Services Southern Keystone Services is a retirement planning and financial services firm that prides itself on unparalleled safe, high yield, tax-free plans.

We are available for individual online conferences, call us . Southern Keystone Services is a retirement planning and financial services firm that prides itself on unparalleled service and performance. We are committed to providing unbiased advice and prudent strategies for retirement. Our services are always free and tailored to your unique needs. We provide estate planning, risk management, cash

flow analysis and retirement income planning at no charge to you. Our approach, focused on the client's best interest, allows us to serve you without compromise. We offer over four hundred different high yield retirement income plans, which means we can recommend the safe plans that are tailored to provide you with a lasting income that you can not outlive. Our reward is satisfied clients! Our consistent track record of uncompromising ethics instills confidence and trust.

10/14/2022

Our firm tracks the highest rates available
from most top-rated banks and dozens of top-rated financial institutions. All of our savings plans, and investments are fully insured against the loss of your principal.

With the Federal Reserve increasing rates greatly, we have the highest rates that have been available
in the last ten years. And naturally, that also means the price of securities (stocks, IPOs, mutual funds)
have dropped at a disastrous rate. Many people have just stopped looking at their 401Ks. And people
in their sixties who are about to retire and are still heavily invested in the markets are going to suffer
from a condition called the "sequence of returns risk." This risk impacts people who are about to retire
while investing in securities plans that are dropping at this point in their lives. Due to this risk these
people will probably never recover their savings over the rest of their lives. As shown in the attached
accurate photo image. If your investment drops fifty percent, it will have to grow at a 100% growth
rate to recover your original principal.

That's why we only offer fully insured CDs, private investments, and A-rated financial institution plans.

Feel free to reply or call me at any time to check on the latest rates across the country.

Regards,

John Schultz

05/06/2021

We are offering whole life. ( final expense insurance) for everyone who is concerned about the rising cost of funerals. We can offer you the least expensive coverage for all of your final costs. Ask us for a quote, we can provide the best rates for your made to order celebration of your life. All of our insurnce rates are the best available.

When it comes to Our Sports Hero's and Waterfalls, we inflate all of our superlative descriptions. But there is one wate...
08/17/2020

When it comes to Our Sports Hero's and Waterfalls, we inflate all of our superlative descriptions. But there is one waterfall that deservers all of our hyped descriptions. The HIGHEST (based on its surrounding gravitational fields) , The largest clouds of MIST, The most extravagant colors, The longest lasting (in billions of years) .
Here are the stats on the "Waterfall Nebula"

Hight= 63 Trillion Miles

Age= 6 Million Years

Colors Change with Age

Size compared to our planet Earth. The Earth would be smaller than a virus in this photograph of this Nebula.

As the Great Man said "Its all Relative my friend."

Here in the heat of August in a time that is far from normal. Think of a cool October day at a state park that is situat...
08/14/2020

Here in the heat of August in a time that is far from normal. Think of a cool October day at a state park that is situated on top of one thousand-foot cliffs. Caesar's Head State Park. Mist and carpets of Fall color below. In the depths of the park's forests is "Raven Cliff's Falls."

I receive many varied questions and concerns about individual's savings plans. Most people are concerned about their sav...
07/30/2020

I receive many varied questions and concerns about individual's savings plans. Most people are concerned about their saving's safety in today's financial new normal. Their are investments and even bank time deposits like CDs that you should be concerned about because their interest rates a just too low to allow you to break even with our present cost of living. I can work with you to discuss the primary savings plans that are safe, insured and paying the highest FIXED INTEREST RATES today.

Most of you are faced with the extra demands that this new reality is forcing on all of us. Several people have told me ...
07/30/2020

Most of you are faced with the extra demands that this new reality is forcing on all of us. Several people have told me that they feel like their lives have gone into a kind of holding pattern. And that obviously applies to many family's savings plans that were meant to cover their retirements. These last five months have devastated interest rates on many different investments and particularly fixed plans like bank time deposits such as certificates of deposit. The actual risk inherent in these usually safe deposits is not the concern that some people focus on, such as the failure of their bank. The risk is that the fixed interest rates are so low that the depositor is loosing a substantial part of their deposit because the cost of living is still far higher than the growth of the CD.

There are answers to these low returns and low interest rates. And of course you want much higher interest rates without loosing the advantage of fully insured deposits or savings plans. We can help you with that by providing you with the razor sharp information on the best fully insured plans that pay the highest rates available for any given term in years. If you know where look for the highest fixed interest rate in an insured savings plan or fixed yield investment you can overcome todays dropping interest rates and total lack of ROI. Unfortunately, most people have not been able to find that bank or that savings plan that would allow them to get those great returns. The key people in our firm have been able to locate excellent national financial institutions that are paying exceptionally high interest rates in insured plans that have relatively short terms:

For example we have identified the following plans:

* Fully insured plan with 2 year term, paying a fixed 2.4% APY
with a free RMD option included

*Fully insured 5 year plan that's paying 6.86% APY. This plan makes
use of Goldman Sachs' top preforming industry standard index

Send me a message, I will be able to give you all of the details on these great plans. You will be able to start accumulating top returns within days.

John Schultz

Is there a best time to convert the balance in a qualified money (Pretax IRA, 401K, SEP, etc.) into a ROTH account?That ...
05/08/2020

Is there a best time to convert the balance in a qualified money (Pretax IRA, 401K, SEP, etc.) into a ROTH account?
That of course depends on what kind of account you are considering in this conversion. But most people with qualified accounts that are based on securities, CDs and some bonds would be well served to consider the conversion to a ROTH now that the markets are still at all time lows. The taxes on these greatly reduced balances of this COVID-19 period will be far lower than at any time after even a limited financial recovery. There are many other advantages of a ROTH account:

1. It could reduce how much you pay in taxes.
Particularly, if your planning to retire in five years or more
from today. Those tax savings will be very beneficial in your
retirement years.

2. You won't have to worry about paying required minimum
distributions. Your ROTH account will prevent the pain of
having to withdraw your RMDs at very inconvenient times
throughout your retirement years.

Building up the tax-free balance in your ROTH account over the years can dampen the sting of paying the taxes on your qualified funds.

We are all dealing with the new normal in our day to day lives. Each of us need the support of our loved ones to carry u...
04/13/2020

We are all dealing with the new normal in our day to day lives. Each of us need the support of our loved ones to carry us through these challenges. One of challenging new facts of life is that the Federal Reserve is lowering interest rates back to near zero. It remains to be seen just how low the various financial institutes will set their time deposit (CDs) , Bond , Municipal Bonds and Treasuries. I attended two webinars last week by Professor Jeremy Siegel of the Wharton School. He is an award-winning researcher, and acclaimed author. He discusses how to reposition retirement portfolios following the COVID-19 crisis. He confirmed what I had concluded about the future of all classes of investments that are dependent on interest rates in general. All of those investments will be impacted by the lowering of all interest rates and if you are looking for higher certificates of deposit ( CD ) rates or high yield bonds, you need to look at other classes of investments.

Professor Emeritus Siegel stated that fixed indexed investments that are based on volatility controlled indexes such as Morning Star's Wide Moat Focus Target Volatility 20%, JP Morgan's Mozaic II and the NYSE® Zebra Edge Index will perform well in some of the upcoming years. Unfortunately investing in these volatility controlled indexes still involves risks in todays extremely volatile markets. Professor Siegel suggested making use of fixed index annuities to access the high yield performance of these excellent indexes WITHOUT THE ASSOCIATED MARKET RISK of THE INDEXES !

Fixed Index Annuities use the performance of these great industry standard indexes without the threat of having any negative interest rates in any year. He pointed out that you can achieve this ongoing positive results year after year because fixed index annuities do not invest your funds directly in any index or security. And you always have the choice of selecting a no-fee fixed index annuity.

This class of fixed annuity can provide you with a lifetime income stream and/or a great capital appreciation plan. And if you choose to use a ROTH based annuity, it will allow you to have a TAX-FREE retirement. There are dozens of great life insurance companies whose stability allows you to weather economic storms like today's. These are the safe carriers of these highly rated fixed index annuities. The Wharton School of Business is one of the top business schools in the world and they have completed a two year study to determine "What is the Best Investment for the average investor?" Their team of the highest rated financial specialist determined that the fixed index annuity provides the best over all returns on your investment.

There are many phone calls coming in from a number of concerned people who are caught in the current market "Correction....
03/02/2020

There are many phone calls coming in from a number of concerned people who are caught in the current market "Correction." We have been helping some of these callers with their concerns about the future of their savings plans. We did not place these callers into these investments that they are in today but we can help them to put their capital appreciation and income goals back on track. Our advisors have access to hundreds of fully insured plans from dozens of the top financial institutions.

We can provide you with the information on the safest and highest growth vehicles available today. Many of you have told us that after years of experience in investing in securities you know that you need to consider income allocation for a part of your long term financial goals. Many of you are conservative investors who now know that there are safety and yield advantages offered by insured fixed index annuities. You have also determined that you need far more information on the best criteria to use when you select your indexed annuity. Based on your need, we now offer our " Guide to the Safest High Interest Rate Annuities." Just complete our request for the guide booklet by completing the request form at:. https://southernkeystonegold.com/contact/

A large number of key regulations that impact YOUR RETIREMENT HAVE CHANGED ! On December 20, 2019, the SECURE Act was si...
01/30/2020

A large number of key regulations that impact YOUR RETIREMENT HAVE CHANGED !
On December 20, 2019, the SECURE Act was signed into law by the President
Many of our clients and friends have individual retirement accounts, investments that are from 401K plans and other pretax "Qualified Money Plans." Everyone who is relying on money from their individual retirement plans knows that they have been required to withdrawal their "Required Minimum Distribution" from their pretax retirement accounts when they reach 70 1/2 . That requirement and others have now all changed!
This act has enacted the most changes that the retirement income industry has seen in years:

**If you plan to leave your IRA or 401k or SEP plan qualified
money to your grand children, this new law could block your
attempt to leave legacy to the GRAND KIDS !

** Most ROTH accounts will now be far more attractive and
flexible

** Also stretch IRA's usefulness will be greatly reduced as an
option.

** Including: the age for required minimum distributions
(RMDs)

** The required age for the start of RMDs is going up to 72.

Contact us for a detailed description of these critical changes.
Our advisors are excellent educators, they can discuss the reasons that certain. ROTH accounts and high quality annuities can now provide you with outstanding advantages and yields under this new law. We can help you to select the best of these high yield annuities, call us for our webinar and office hours. We will be offering a easy to understand webinar on these excellent new solutions for the average investor.

Address

11175 Cicero Drive, Ste 100
Alpharetta, GA
30022

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm
Saturday 9am - 12pm

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