TandemGrowth Financial Advisors, LLC

07/16/2026

What if you could fast-forward 20 years?

One of the most powerful questions we ask during our discovery process isn’t about investments or retirement projections.

It’s this:

“If we were sitting here 20 years from today looking back, what would need to happen—personally, professionally, and financially—for you to feel good about what you’ve accomplished?”

The answer often reveals what matters most. Once that’s clear, financial decisions become less about chasing numbers and more about supporting the life you want to build.

Listen to this short clip from The Money & Meaning Show, where Jeff Bernier shares why this question is such an important part of our conversations with clients.

What if financial planning started with your life instead of your i...

07/16/2026

"Retirement is an existential transition. You aren't just stopping work. There is a shift in meaning. There is a shift in purpose."

That's one of the many insights Dr. Joy Lere shares in the latest episode of The Money & Meaning Show with Jeff Bernier.

For many successful professionals, preparing for retirement involves more than financial planning. It also means thinking about purpose, identity, and what comes next when work is no longer at the center of your life.

If you're within 10 to 15 years or less of retirement, we think you'll find this conversation worth listening to.

🎧 Listen here: https://www.podbean.com/eas/pb-w5ym2-1b104b8
👀 Watch here: https://youtu.be/wQAb5m-rvWU

07/14/2026

2026 has already brought plenty of market headlines, from AI and inflation to fiscal deficits and the economy.

We're opening up our 2026 Mid-Year Investment Review to anyone who would like to join us for this complimentary live webinar.

During the webinar, Jeff Bernier, CFP®, ChFC, CFS, President and Wealth Advisor at TandemGrowth Financial Advisors, LLC, and special guest Larry Swedroe, author and frequent speaker on investing and behavioral finance, will discuss what's happened in the markets so far this year and explore several topics that continue to shape the investment landscape.

Tuesday, July 28, 2026
5:15 PM EDT
Live Online Webinar

Topics to include:
• Year-to-date market performance and broad asset classes
• The U.S. economy
• AI, productivity, and the investment landscape
• What history can teach us about the current AI investment boom
• Risks of fiscal deficits
• General thoughts on asset allocation
• Live Q&A with Jeff and Larry

Can't attend live? Register anyway, and we'll send you the replay after the webinar.

Reserve your spot here: https://attendee.gotowebinar.com/register/7896904073351334489?source=SM

Disclosure: TandemGrowth Financial Advisors, LLC is an SEC-registered investment adviser. This webinar is provided for informational and educational purposes only and is not intended as personalized investment, tax, or legal advice. Larry Swedroe is an independent third-party consultant and is not affiliated with or employed by TandemGrowth Financial Advisors, LLC. He does not provide direct advice to TandemGrowth clients. Please consult your financial, tax, or legal advisor regarding your individual circumstances.

07/01/2026

Artificial intelligence. The economy. Inflation. Fiscal deficits. Market performance.

Join Jeff Bernier, CFP®, ChFC, CFS, and special guest Larry Swedroe for our 2026 Mid-Year Investment Review Webinar as they discuss what's happened in the markets and broad asset classes so far this year and explore several timely topics, including:

• The U.S. economy and first-quarter GDP growth
• AI and labor: Jevons Paradox
• The AI spending boom
• AI and inflation
• What history tells us about the AI investment boom
• Beyond the hype: IPO performance
• Risks of fiscal deficits
• General thoughts on asset allocation

The webinar concludes with a live Q&A, and a replay will be available for everyone who registers.

📅 Tuesday, July 28, 2026
🕔 5:15 PM EDT

Register here: https://attendee.gotowebinar.com/register/7896904073351334489?source=SM

07/01/2026

AI is changing the world. But what does history suggest about investing during periods of rapid innovation?

In a recent article for Financial Advisor Magazine, Larry Swedroe shared lessons from past technology booms, including:

• Why transformative technologies don't always lead to great investment returns
• What railroads, the internet, and AI have in common
• Why valuations and investor expectations matter
• The importance of diversification during periods of market excitement

A thoughtful read for long-term investors:

Financial historian Edward Chancellor on the unfolding AI boom.

06/29/2026

New on the TandemGrowth blog:

For many senior executives, the years approaching retirement can be one of the more financially complex periods of a career. Equity awards, deferred compensation, taxes, and retirement income planning don't always fit neatly together on their own.

Our latest article explores what comprehensive financial planning may look like during this window -- and how working with a CFP® professional can help bring structure to a picture that has grown more complex over time.

*TandemGrowth Financial Advisors, LLC is a SEC-registered investment advisor. This content is for informational purposes only and should not be construed as tax, investment, or legal advice.

For many senior executives, the years between 50 and 65 can represent one of the more financially complex periods of a career. Compensation may be at or near its peak. Equity awards, deferred compensation, and company benefits add layers of planning opportunity -- and risk. Retirement is no longer a...

06/10/2026

Many retirement portfolios are built around two familiar asset classes: stocks and bonds.

In the latest episode of The Money & Meaning Show, Jeff Bernier sits down with Peter Nakada, Chief Education Officer at Stone Ridge Asset Management, to discuss diversification, alternative investments, and how some investors think about portfolio construction beyond traditional asset classes.

As life expectancies increase, many retirees may face investment horizons that span decades, creating unique challenges around balancing growth, income needs, and portfolio risk.

Topics include:
• The difference between traditional alternatives and "true alternatives"
• How reinsurance works and why it exists
• Considerations for incorporating alternative investments into a diversified portfolio
• The role diversification can play within retirement portfolios
• Common behavioral challenges investors may face when evaluating less familiar asset classes

For those preparing for retirement, this conversation offers perspectives on diversification, risk, and long-term portfolio construction.

🎧 Listen here: https://www.podbean.com/eas/pb-z3ekk-1ae3e9f
👀 Watch here: https://youtu.be/RzZGu4_bQK8

06/08/2026

We're honored to share that The Money & Meaning Journey recently earned Amazon Best Seller rankings across multiple categories, including:

🏆 #1 Best Seller in Retirement Planning
🏆 #2 Best Seller in Personal Finance
🏆 #5 Best Seller in Retirement Planning Books
🏆 #5 Best Seller in Success eBooks

Thank you to everyone who has picked up a copy and shared the book with others. We're grateful to see its message continue to resonate with readers.

If you'd like to learn more or get a copy, you can find it here: https://a.co/d/08AXhWKm
Learn more about the author: https://www.jeffbernierauthor.com/

06/02/2026

Jeff recently came across this chart from Capital Group and thought it was worth sharing.

Looking back over the past several decades, many of the world's largest companies eventually gave way to new leaders. Oil companies dominated the early 1980s. Japan led in 1990. Technology companies took center stage in 2000 and 2020. Today's leaders may not be tomorrow's leaders.

For investors, it's a reminder that market leadership can change over time and that maintaining a diversified portfolio may help reduce the risk of relying too heavily on any one company, sector, or theme.

Take a look at the chart and commentary at the link below.

https://www.capitalgroup.com/advisor/pdf/shareholder/MFGEOS-448-1086549.pdf

05/29/2026

If you work for a large employer such as Delta Air Lines, UPS, The Coca-Cola Company, Home Depot, or a similar organization, nonqualified deferred compensation may be an important part of your compensation package.

In our latest blog, Jeff walks through through some planning considerations executives may want to explore well before retirement approaches, including:

✅ How distribution elections work under IRS Section 409A
✅ Why the timing and structure of distributions matters for your tax picture
✅ How deferred compensation interacts with Social Security, RMDs, and other retirement income sources
✅ What to understand about the risk profile of NQDC plans compared to qualified accounts

Understanding how these plans fit alongside retirement income, taxes, and other assets is often most effective when explored years before retirement.

Read the article here: https://www.tandemgrowth.com/blog/deferred-compensation-planning-considerations-for-executives-approaching-retirement/