Journey Financial Services, Inc.

06/17/2026

06/17/2026

Inflation has been a major topic of conversation over the past several years. But another, more subtle force is affecting household budgets: shrinkflation. Swipe through for a breakdown of how they differ and how each is felt in everyday life.

We hope this breakdown is helpful. If you have questions about your overall financial strategy, don’t hesitate to reach out. We can help you evaluate your current strategy and make adjustments where needed.

06/15/2026

When the U.S. Mint halted new penny production in late 2025, many business owners and consumers are evaluating what this change means for day-to-day transactions. As the supply of pennies gradually declines, the shift toward rounding cash payments to the nearest nickel is expected to become standard practice. Swipe to learn more.

As payment practices continue to evolve, staying informed matters. If you have questions about how this shift may affect your budgeting, tax reporting, or business operations, contact us for guidance.

06/09/2026

With June being National Homeownership Month, now is a great time to consider how homeownership can support long-term wealth and financial independence when it is aligned with your broader financial plan. Swipe for more information.

Our team helps evaluate how a home purchase fits alongside retirement savings, investment strategy, and cash-flow planning. If you are considering a purchase or refinance, we are here to help. Reach out for a consultation today.

06/05/2026

When evaluating bonds for your portfolio, one key question to ask is: How strong is the issuer’s ability to repay its debt? That’s where bond ratings come into play. Swipe through for a breakdown of how bonds are rated and what those ratings mean for you.

If you would like to review your current bond holdings or discuss how fixed-income investments fit into your broader financial strategy, contact us today. Our team is here to help.

06/02/2026

Shred Day happens THIS FRIDAY! Join us from 1:00-3:00 in the Journey Financial Services parking lot (3040 E. 17th Street) for your chance to declutter your home while securely disposing of documents.

We’re also pairing with the Snake River Animal Shelter for a supply drive to help our local shelter animals. SRAS needs the community’s support in a big way, and we would love for you to help out if you feel so inclined. Can’t make a supply donation? Spread the word!

We look forward to seeing you there!

06/02/2026

With the mid-point of the year approaching, we wanted to reach out and share a couple of tips that you can use to bolster 401(k) plan participation.

Regardless of whether you’re going through a participation slump or if you simply want to revamp your team’s experience with your plan offering, taking some time to re-evaluate how employees experience your 401(k) plan can make a big difference.

With that said, here are a few key ways employers can address the employee experience:

🔹 Audit the employee experience - Test enrollment and account-management processes internally to identify unnecessary steps, unclear instructions, or navigation issues that may discourage action.
🔹 Evaluate education accessibility - Ensure educational resources are concise, clearly labeled, and easy to find so employees do not abandon the process due to complexity.
🔹 Clarify the value proposition of participation - Frame messaging around real-world outcomes, such as long-term financial stability or maximizing employer-sponsored benefits.

Taking a structured mid-year approach allows employers to refine strategies before peak enrollment periods and helps maintain consistent engagement throughout the year. If you’d like support reviewing engagement trends or identifying practical next steps tailored to your organization, we’re always happy to connect.

02/13/2026

Our office will be closed Monday, February 16th.

If you need anything during that time, give us a call. We will get back to you on February 17th.

Wishing you a wonderful Presidents’ Day!