Baobab Wealth Management

09/24/2026

Move to Puerto Rico and pay just 4% in taxes? It’s not quite that simple.

In this video, we break down how Puerto Rico’s tax incentives actually work, who may benefit, and the important factors to consider before making a move.

Watch now to learn what’s behind the headlines.

09/11/2026

Moving to the U.S. with a strong financial history doesn’t mean the American credit system knows who you are.

In this episode of *Abroad in America*, Jimmy Miller explains how U.S. credit works, common mistakes expats make, and practical ways to start building a strong credit profile without taking on unnecessary debt.

Listen now and learn how to start building your financial identity in America.
https://baobabwealth.com/podcasts/abroad-in-america/how-expats-can-build-credit-from-scratch-in-america/

You can arrive in America with a great job, a strong income, plenty of savings, and a spotless financial history back home, only to discover that the U.S.…

09/10/2026

The 10 years before retirement and first 5 years after can be some of the most important years in your financial life.

If you are looking for personalized retirement income planning, smarter tax strategies, and a long-term relationship with a fiduciary advisor, we may be a good fit.

Watch the video to see who we serve best and how we help clients build a safer, more predictable retirement income plan.

08/25/2026

Moving abroad can change your lifestyle, but it doesn’t mean leaving the IRS behind.

In Episode 33 of the *Divorce the IRS Podcast*, Jimmy Miller breaks down what Americans living, working, or retiring overseas should know about taxes, the Foreign Earned Income Exclusion, Foreign Tax Credit, retirement accounts, and more.

Listen now.
https://baobabwealth.com/podcasts/divorce-the-irs/moving-overseas-don-t-forget-about-the-irs/

Thinking about living, working, or retiring overseas? Moving abroad may change your lifestyle dramatically, but it doesn't mean leaving the IRS behind. In…

08/22/2026

A pension can be a great retirement benefit, but it can also completely change your tax strategy.

In this episode of the *Divorce the IRS Podcast*, Jimmy Miller explains how taxable pension income affects your Ideal Number, Roth strategy, and ability to minimize taxes throughout retirement.

Listen now.
https://baobabwealth.com/podcasts/divorce-the-irs/can-you-divorce-the-irs-if-you-have-a-pension/

If you're expecting a pension in retirement, your strategy for divorcing the IRS may look very different from someone relying primarily on Social Security and…

08/19/2026

What if the retirement accounts you spent decades building eventually became one of your biggest tax problems?

In Episode 31 of the *Divorce the IRS Podcast*, Jimmy Miller walks through Bob and Helen’s case study and shows how Roth conversions, tax bracket management, and smarter withdrawal planning could save them more than $800,000 in federal taxes over retirement.

Listen now.

Welcome back to Episode 31 of The Divorce the IRS Podcast . In this episode, Jimmy Miller walks through the second retirement planning case study from Divorce…

08/18/2026

What if the retirement decisions you make at 30 could dramatically reduce your taxes decades later?

In this episode of the *Divorce the IRS Podcast*, Jimmy Miller walks through Mary’s case study and shows how Roth accounts, employer contributions, Social Security, and strategic withdrawals can work together to build a retirement designed around a 0% tax bracket.

Listen now.
https://baobabwealth.com/podcasts/divorce-the-irs/doing-it-right-from-the-start-a-tax-free-retirement-case-study/

In this episode of the Divorce the IRS Podcast , Jimmy Miller begins a new three-part case study series showing how the concepts discussed throughout the…

08/14/2026

What if the goal in retirement isn’t to leave the biggest portfolio behind, but to actually enjoy the money you worked so hard to build?

In this episode of the Divorce the IRS Podcast, Jimmy Miller explores the “die broke” philosophy, the risks of trying to spend down to zero, and how guaranteed lifetime income can help make the strategy more practical.

Listen now.
https://baobabwealth.com/podcasts/divorce-the-irs/die-broke-annuities-and-tax-free-retirement-income/

In this episode of the Divorce the IRS Podcast , Jimmy Miller discusses a retirement philosophy that has become increasingly popular: die broke, also known as…

08/12/2026

A Green Card can create more freedom and stability in the U.S., but it can also create a long-term relationship with the U.S. tax system.

In this episode of Abroad in America, Jimmy Miller breaks down the Green Card tax trap, including worldwide income reporting, the eight-out-of-fifteen-year rule, covered expatriate status, and why your exit planning may need to start before you ever become a permanent resident.

If you have a Green Card, are considering one, or think you may eventually leave the U.S., this is an episode worth hearing.

Listen to the full episode of Abroad in America.
https://baobabwealth.com/podcasts/abroad-in-america/the-hidden-tax-cost-of-a-u-s-green-card/

For many expats living and working in the United States, getting a Green Card feels like crossing the finish line. No more employer-sponsored work visas. More…

07/30/2026

What if your retirement lasted 40+ years?

Inspired by her grandmother's remarkable 43-year retirement, Sonia shares why planning for
longevity is about more than money. It's about your health, purpose, relationships, and creating
a retirement that supports every stage of life.

Watch the full video to learn why preparing for a long life may be one of the most important
financial decisions you'll ever make.