Omega Wealth Management

10/23/2026

Five days of stillness: no phones, no meetings, and no talking.

Founding Partner and Senior Advisor Lisa A.K. Kirchenbauer, CFP®, CPWA®, RLP®, CeFT®, recently returned from her annual silent meditation retreat at Spirit Rock in Northern California. Each day started at 5:30 a.m. and ended at 9:30 p.m., with participants rotating between sitting, walking, working, eating, and light yoga.

“𝘚𝘰𝘮𝘦 𝘥𝘢𝘺𝘴 𝘢𝘯𝘥 𝘩𝘰𝘶𝘳𝘴 𝘢𝘳𝘦 𝘦𝘢𝘴𝘪𝘦𝘳 𝘵𝘩𝘢𝘯 𝘰𝘵𝘩𝘦𝘳𝘴. 𝘌𝘮𝘰𝘵𝘪𝘰𝘯𝘴 𝘤𝘰𝘮𝘦 𝘶𝘱, 𝘵𝘩𝘰𝘶𝘨𝘩𝘵𝘴 𝘤𝘰𝘮𝘦 𝘶𝘱 - 𝘮𝘺 𝘮𝘪𝘯𝘥 𝘸𝘢𝘴 𝘦𝘴𝘱𝘦𝘤𝘪𝘢𝘭𝘭𝘺 “𝘣𝘶𝘴𝘺” 𝘸𝘪𝘵𝘩 𝘣𝘶𝘴𝘪𝘯𝘦𝘴𝘴 𝘵𝘩𝘰𝘶𝘨𝘩𝘵𝘴. 𝘛𝘩𝘦 𝘨𝘰𝘢𝘭 𝘪𝘴 𝘵𝘰 𝘫𝘶𝘴𝘵 𝘭𝘦𝘵 𝘵𝘩𝘦𝘮 𝘨𝘰, 𝘯𝘰𝘵 𝘦𝘮𝘰𝘵𝘪𝘰𝘯𝘢𝘭𝘭𝘺 𝘢𝘵𝘵𝘢𝘤𝘩, 𝘭𝘦𝘵 𝘨𝘰 𝘰𝘧 𝘵𝘩𝘦 𝘯𝘰𝘪𝘴𝘦. 𝘕𝘰𝘵𝘪𝘤𝘦 𝘸𝘩𝘢𝘵 𝘧𝘦𝘦𝘭𝘪𝘯𝘨𝘴 𝘢𝘳𝘪𝘴𝘦 𝘢𝘯𝘥 𝘩𝘰𝘸 𝘺𝘰𝘶 𝘳𝘦𝘢𝘤𝘵. 𝘐𝘯 𝘨𝘦𝘯𝘦𝘳𝘢𝘭, 𝘣𝘦 𝘮𝘰𝘳𝘦 𝘢𝘸𝘢𝘬𝘦, 𝘢𝘸𝘢𝘳𝘦, 𝘤𝘭𝘦𝘢𝘳, 𝘢𝘯𝘥 𝘭𝘦𝘴𝘴 𝘦𝘮𝘰𝘵𝘪𝘰𝘯𝘢𝘭𝘭𝘺 𝘤𝘩𝘢𝘳𝘨𝘦𝘥. 𝘛𝘩𝘢𝘵’𝘴 𝘸𝘩𝘦𝘳𝘦 𝘱𝘦𝘢𝘤𝘦 𝘤𝘰𝘮𝘦𝘴 𝘪𝘯.”

Read Lisa's full reflection here: https://omegawealthmanagement.com/getting-clarity-eliminating-the-noise-lisas-experience-at-a-silent-meditation-retreat/

10/20/2026

A single financial decision is rarely just that.

→ A charitable gift can change your tax bill.
→ A gain or loss on an investment can shift your estate plan.
→ A business sale or a compensation event can reshape everything at once, from your tax strategy to your giving to your family's timeline.

Coordinated planning connects the pieces - tax planning, estate strategy, charitable giving, your portfolio, your business, and your goals - before decisions are made, so every element aligns with what you want to achieve.

10/19/2026

As your wealth grows, so do the decisions surrounding it, and the number of people involved in making them.

Investments, taxes, estate planning, insurance, and retirement often all need attention at once, and decisions made in one area can affect the others.

A few signs your team needs coordination:
→ You relay information between advisors
→ You've received conflicting recommendations
→ No one person owns the big picture
→ Tax or estate decisions happen in isolation

A virtual family office brings the professionals you already trust together around one plan, keeping everyone working from the same playbook so each decision serves the same goals.

Read more about building your virtual family office: https://omegawealthmanagement.com/building-your-virtual-family-office/

10/16/2026

Selling an investment affects your whole financial picture.

A gain or loss can shift your tax bracket, change how concentrated your portfolio is, open up charitable giving opportunities, or affect the cash you have on hand for near-term needs.

For families holding concentrated stock or long-held positions with significant appreciation:
→ Selling too much at once can create an unexpected tax burden
→ Selling too little can leave you overexposed to a single company or asset

Before you realize a gain or loss, look at the full picture: taxes, concentration, giving goals, and liquidity needs. The right timing depends on how everything works together.

10/14/2026

Charitable giving works best as part of a bigger plan.

Timing matters. Appreciated assets and donor-advised funds both offer more flexibility when the strategy starts earlier in the year, giving you room to align the gift with your tax picture and your goals.

But the bigger question is what the giving should accomplish. For multi-generational families, charitable giving is often a way to pass down values, not just assets. It can also be an opportunity to involve the next generation in decisions about causes that matter to your family and build a legacy of purpose alongside a legacy of wealth.

10/12/2026

Tomorrow, get an insider's perspective on AI from someone working at the leading edge of AI research.

John Kirchenbauer will join us for a live webinar, 𝘍𝘳𝘰𝘮 𝘚𝘪𝘮𝘱𝘭𝘦 𝘊𝘩𝘢𝘵𝘣𝘰𝘵𝘴 𝘵𝘰 𝘚𝘦𝘭𝘧-𝘐𝘮𝘱𝘳𝘰𝘷𝘪𝘯𝘨 𝘈𝘨𝘦𝘯𝘵𝘴: 𝘜𝘯𝘥𝘦𝘳𝘴𝘵𝘢𝘯𝘥𝘪𝘯𝘨 𝘵𝘩𝘦 𝘖𝘱𝘱𝘰𝘳𝘵𝘶𝘯𝘪𝘵𝘪𝘦𝘴 𝘢𝘯𝘥 𝘙𝘪𝘴𝘬𝘴 𝘰𝘧 𝘔𝘰𝘥𝘦𝘳𝘯 𝘈𝘐.

Dr. John Kirchenbauer is a Distinguished Postdoctoral Fellow at the Vector Institute in Toronto, where his research focuses on open language models and on understanding and mitigating the risks of modern AI. He'll share what's changing, from chatbots to increasingly autonomous agents, and what researchers are paying attention to.

Omega President, Founding Partner, and Senior Advisor Lisa Kirchenbauer will host this accessible, plain-language conversation meant for anyone.

Save your spot. It kicks off tomorrow, Tuesday, October 13, at 5:30 PM ET. https://us02web.zoom.us/webinar/register/3017911627950/WN_vTtt1_SsT_eDvIebBmUR8w #/registration

10/09/2026

Financial advice can have an impact far beyond a portfolio.

At Future Proof Festival, Omega's Jared Jones, CFP®, CIMA®, CeFT®, RLP® joined the conversation around “The Advisor Effect: How Pro Bono Planning Changes Lives,” sharing how advisors can use their expertise to expand access to financial guidance and support people who may not otherwise receive it.

We're proud to see Jared representing Omega and contributing to an important industry conversation about the broader impact advisors can make.

Watch the conversation:

Most advisors entered this profession to help people. This session ...

10/08/2026

Most people think about taxes in March and April, when returns are due.

But the decisions that shape your outcome, including harvesting losses, realizing gains, timing income from a business or equity compensation, and structuring charitable gifts all have deadlines tied to the end of the year.

For families with concentrated stock, business interests, or multiple income sources, waiting until filing season can mean missing out on significant opportunities.

Talk with your advisor now, while decisions can still make a difference this year.

10/07/2026

Charitable giving often gets reduced to deciding how much to give, but the way you give deserves just as much attention, especially when appreciated assets are part of the picture.

Stock or other assets that have grown significantly in value can play a meaningful role in a giving strategy. Donating the asset directly, rather than selling it first and giving away the proceeds, can support the causes you care about while helping manage the tax impact of the gain.

10/06/2026

The Fed and the Treasury are pulling interest rates in different directions.

On September 16, the Warsh-led Federal Reserve raised short-term rates by 0.25% to bring inflation closer to its 2% target. Meanwhile, Treasury Secretary Scott Bessent has pushed to buy back Treasury securities in an effort to lower long-term rates.

The bond market has its own challenges, including the deficit and long-term inflation. Expect the debate to continue into 2027.

For investors, the right move depends on your situation. Cash yields, existing debt, bond maturities, and how long you plan to hold a position all play a role. A long-term strategy gives you steadier footing than any prediction about what the Fed or Treasury does next.

Read our take on what this means for consumers and investors: https://omegawealthmanagement.com/warsh-vs-bessent-whats-the-bond-market-to-do/