Element Wealth Advisors

Element Wealth Advisors Transparent, conflict-free advice. We provide transparent, conflict-free advice focused on retirement planning and investment management.

Element Wealth Advisors is a fee-based fiduciary financial advisory firm in Atlanta providing comprehensive wealth management, retirement planning, and investment management for families and professionals. Element Wealth Advisors is a fee-only fiduciary financial advisory firm based in Atlanta, specializing in comprehensive wealth management and financial planning for families and professionals.

07/16/2026

Postcards from EWA. Just another day building something worth showing up for.

Travel fraud gets worse every summer, and we hear more stories from clients every year.A quick login from the lobby.A br...
07/16/2026

Travel fraud gets worse every summer, and we hear more stories from clients every year.

A quick login from the lobby.

A brokerage app checked from the airport lounge.

A bank balance pulled up at a cafe.

Public networks are where accounts can get exposed.

A few habits worth building before the next trip:

🛑 Skip public WiFi for anything financial. Use cellular data or a personal hotspot.

🛑 Turn on real-time transaction alerts for every card.

🛑 Consider using credit, not debit.

🛑 Watch for skimmers (devices attached to gas pumps and ATMs that copy card data).

A few minutes of preparation before the trip can help prevent months of cleanup after.

Trump Accounts opened on July 4. A few questions are worth considering:➡️ Our baby is 18 months old. Do we qualify for t...
07/15/2026

Trump Accounts opened on July 4. A few questions are worth considering:

➡️ Our baby is 18 months old. Do we qualify for the $1,000?

Yes. Every U.S. citizen baby born since January 1, 2025, qualifies for a one-time $1,000 federal contribution.

➡️ Is there an income maximum?

No. Eligibility is based on the child's citizenship and birth date, not family income.

➡️ Our child is 7. Did we miss it?

Not entirely. Any U.S. citizen under 18 can have an account opened. The federal $1,000 payment applies only to children born in 2025 through 2028, but everything else still applies.

➡️ Can grandparents contribute?

Yes. Up to $5,000 per year combined across parents, grandparents, family, and the child themselves.

➡️ What is the catch?

State tax conformity varies; California, for example, does not currently conform.

Whether to contribute, how much, and how to coordinate it with what you already have are all worth talking through. Our team is here for that.

07/15/2026

🚨 He just won $2,000 betting on the World Cup — but here’s what he needs to know before tax season.

Starting in 2026, the IRS only lets you deduct 90% of your gambling losses (even if you itemize). So if you win $2K but lost $2K elsewhere this year, you’re NOT breaking even in the eyes of the IRS — you’ll still owe tax on that leftover 10%. It’s being called “phantom income”: tax on money you never actually kept.

💡 Keep records of every bet, win or lose — you’ll need them.

📌 Follow for more tax rules that actually affect your wallet.

🗓️ "Let's talk about it in December."By December, choices can be limited. Mid-year is often the sweet spot for preparati...
07/13/2026

🗓️ "Let's talk about it in December."

By December, choices can be limited. Mid-year is often the sweet spot for preparation.

✅ The bracket picture is clearer than it was in January.

Roth IRA conversion timing is flexible within the calendar year, but the bracket math can influence the outcome.

Six months of runway means scenarios can be modeled, not rushed.

If the market dips before year-end, the same tax math may change. Those windows rarely give notice. Keep your tax, legal, or accounting professional in the loop if you see an opportunity.

December conversions can be reactive.

Mid-year conversions can be designed.

If you’re wondering about timing, we welcome a discussion.

📋 To qualify for the tax-free and penalty-free withdrawal of earnings, Roth IRA distributions must meet a 5-year holding requirement and occur after age 59½. Tax-free and penalty-free withdrawals can also be taken under certain other circumstances, such as the owner's death. The original Roth IRA owner is not required to take minimum annual withdrawals.

07/13/2026

Retirement isn’t an age. It’s the point where work becomes optional, not required.

That’s the goal — not the finish line.

#ᴡᴇᴀʟᴛʜʙᴜɪʟᴅɪɴɢ

07/11/2026

📊 3 terms every new investor should know before jumping in:

1️⃣ Diversification — Don’t put all your eggs in one basket. Spreading investments across different assets helps manage risk.

2️⃣ Time Horizon — How long until you need this money? Your timeline shapes how much risk you can afford to take.

3️⃣ Risk Tolerance — Your personal comfort level with market ups and downs. Know yourself before you invest.

Master these 3, and you’re already ahead of most beginners. 💡

Which one do you want to learn more about? Drop it below 👇

07/10/2026

“What happens if the market drops 20% while I’m taking retirement income?”

It’s one of the most common questions we get.

The answer might surprise you: we don’t panic, and we don’t overhaul the plan.

Why? Because retirement income shouldn’t depend on what the market does this month. We build each client’s portfolio in buckets based on when they’ll need their money, not just how it’s invested.

That means the income they’ll need in the near term is already positioned appropriately, allowing long-term investments the time they need to recover instead of being sold during a downturn.

Market volatility is inevitable. A well-designed retirement income plan is built with that reality in mind.

Watch the call to hear how we approach it.

07/09/2026

Ever wonder if it’s time to bring in some financial backup? Here are three signs.

One: life’s getting a little more complicated. New job, new baby, new house, whatever it is, more complexity usually means more decisions, and that’s where a pro can help.

Two: you’re doing well money-wise, but your finances feel like a mess. Sound familiar? Making good money doesn’t always mean feeling in control of it.

Three: you’re standing at a crossroads. Buying a home, changing careers, retiring, these big moments deserve a second set of eyes.

If any of these hit home, it might be time to chat with a financial professional.

🚨 YOUR NEXT PARTY INVITE COULD BE A TRAPOur team came across this one and wanted to pass it along.Hackers are hijacking ...
07/09/2026

🚨 YOUR NEXT PARTY INVITE COULD BE A TRAP

Our team came across this one and wanted to pass it along.

Hackers are hijacking actual friends' accounts to send fake invites via Evite, Paperless Post, or Punchbowl.

THE DOMINO EFFECT:

▪️ You hit RSVP in a friend's email.

▪️ A fake login page steals your password.

▪️ The same invite blasts to your entire contact list from your account.

▪️ Hackers now have access to your banking, brokerage, and password reset services.
Here’s how to spot a fraudulent party invite!!!

🔍 Check the Sender: Real Paperless Post invites come from an official paperlesspost.com address, Evite from evite.com, and Punchbowl from punchbowl.com, not a personal email address.

Protecting your wealth starts with protecting the email tied to it. Hope this helps!

Address

800 Mount Vernon Highway NE Ste 350
Atlanta, GA
30328

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 4pm

Telephone

+16788712222

Website

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