Michael Spencer, CFP - Financial Advisor at Blue Trust

08/20/2026

Most people don't realize that owning shares comes with a voice. Proxy voting, corporate engagement, direct dialogue with company leadership on issues that matter to you.

This is one of the most overlooked dimensions of values-aligned investing, and it's producing real results.

08/18/2026

The debate around values and investing has generated more heat than clarity in recent years.

Some of that is political. Some of it is driven by firms using values language to market products that have more to do with trends than conviction. And some of it comes from a genuine misunderstanding about what this approach actually involves.

Here's what it involves at Blue Trust: a client tells us what they believe. We help them think through how those beliefs can be expressed in their portfolio. And we execute that expression with the same care, objectivity, and discipline we bring to every other dimension of their financial plan.

We don't prescribe convictions. We don't follow trends. We serve clients. That's the whole thing.

Learn more about our process below.

A disciplined framework for stewardship in investment decisions. Values-Aligned Investing integrates Biblical values with long-term economic strategy. Chat with an advisor today!

08/13/2026

The assumption used to be that you had to choose: invest with discipline or invest with conviction.

That was a reasonable conclusion based on what was available at the time. It's no longer true, and that changes the conversation for a lot of people.

08/13/2026

Some of the most important financial discussions happen at the kitchen table, not in the attorney's office.

Do you know where your parents keep their important documents? Who their advisor, accountant, and attorney are? Whether their wishes are written down anywhere you could find them?

These questions are often easier to ask over coffee than during a crisis. Approached with respect, they can actually bring a family closer. Clarity is a kindness, to them and to everyone who loves them.

Have you been putting off having this conversation with a loved one? What has been holding you back?

08/11/2026

One of the most common concerns I hear about values-aligned investing is that it's political.

It's not. At least, it shouldn't be.

An approach that shifts with headlines or applies top-down ideological filters is a different thing entirely from one built on long-term discipline and client-specific conviction.

At Blue Trust, we don't tell clients what to believe. We help them act on what they already believe, with clarity, rigor, and without pressure. The direction comes from the client. The discipline comes from the framework.

That distinction matters more than most people realize.

Learn more about our approach to helping you act on your values below.

A disciplined framework for stewardship in investment decisions. Values-Aligned Investing integrates Biblical values with long-term economic strategy. Chat with an advisor today!

08/06/2026

I love being part of a firm that began as a calling. Ron Blue started this work because he saw believers struggling to apply biblical principles to their financial lives. He wanted to help them live free from worry and rich in purpose.

That same mission still guides us today. It’s why I do what I do.

If you’re seeking more clarity and peace in how you manage what you’ve been given, I’d be glad to share what that journey can look like: https://www.bluetrust.com/values-aligned-investing

07/28/2026

The story of your wealth is the story of your worship. Every plan and portfolio tells people what you believe matters most. When faith becomes the foundation, purpose naturally follows.

What story do you want your finances to tell?

07/23/2026

John Maxwell recently reframed success in a powerful way.

When you look at the fruit of the Spirit — humility, kindness, patience, generosity — those qualities reflect a life of real greatness.

Achievement may be visible.

But character is what leaves the lasting mark.

07/21/2026

One of the most clarifying conversations I have with clients is also one of the simplest.

We look at everything they have and ask one question about each piece: when do you need this money?

The answer changes everything.

Capital you need in two years should be protected, not positioned for growth. Assets intended for a legacy 20 years out should be invested completely differently. And the money in between has its own timeline and its own appropriate strategy.

At Blue Trust, we call this time-based planning. Every dollar gets a job based on when it's needed. That structure does something powerful: when markets get volatile, clients don't panic. The money they need soon is already safe. The capital invested for growth has time to recover.

Clarity creates discipline. Discipline creates peace.

07/16/2026

We do not choose our natural gifts.

But we do choose our values, our attitude, and our decisions.

John Maxwell reminds us those choices remain within our control.

Those choices shape the direction of our lives.

The same principle often shows up in financial life as well.

Consistent decisions over time tend to shape the outcomes people experience.