SME CPAs

10/15/2026

Are your books completely loan-ready? 📋 Lenders verify everything before approving an SBA loan.

Read our full guide on preparing for an SBA loan:

CSRA business owners: Get your books ready for an SBA loan. Learn required financial documents, DSCR benchmarks, and what lenders need to see.

10/12/2026

The best time to start your estate plan was yesterday. The second best time? Right now. 🗓️

Don't leave your family guessing or your employees worrying. A 30-minute session to discuss your estate or succession plan can be the beginning of a stress-free future.

Click "Get Started" on our website to book a consultation.

https://ow.ly/Y93W50ZWC6V

10/08/2026

Think you had a fantastic month because a massive deposit cleared the bank? 🏦 That cash might just be borrowed money if you aren't tracking your Work in Progress (WIP) correctly. Don't wait three months to realize you front-loaded the profit and the rest of the job is a loss.

See how a clean WIP schedule protects your firm.

Stop guessing your construction profit margins. Learn how to track change orders, fix broken job costing, and manage WIP reports.

10/07/2026

The future of accounting looks bright! We’re always glad to spend time with the students at Augusta University, getting to know the next generation of accounting professionals and sharing what a career in accounting can look like.

https://jagwire.augusta.edu/accounting-night-brings-local-businesses-hull-students-together/

10/05/2026

If your company’s benefit plan has reached 100 participants, you’ve likely triggered a mandatory EBP audit. Managing retirement plans involves a heavy fiduciary responsibility to your employees and the Department of Labor. SME specializes in EBP audits that protect your plan’s tax-qualified status and ensure your team’s hard-earned futures are secure.

Protect your plan and your people:
https://ow.ly/2Upj50ZRwZg

10/01/2026

S Corp status comes with great tax perks, but taking massive distributions while paying yourself a tiny salary might attract the attention of the IRS.📉 If you cannot defend your W-2 wages with real market data, you could end up with a hefty back payroll tax bill and severe penalties.

The IRS doesn't publish a reasonable compensation formula for S corp owners, but they do audit for it. Here's how business owners can set a defensible salary.

09/28/2026

The standard deduction for married couples filing jointly has climbed to $32,200 for 2026. 📈 For most taxpayers, these higher limits mean skipping the hassle of itemizing. Taking the standard deduction is often much simpler—and more beneficial—than tracking every single receipt.

https://ow.ly/wCF150ZRwR3

09/24/2026

Are you relying on revenue and bank balances to judge your success? 📉 Those numbers only tell part of the story. A profitable-looking month can easily hide rising vendor costs or clients who've stopped paying. Our latest guide breaks down the financial metrics that actually reveal the true health of your company.

Read the full breakdown and start making better business decisions today! 📊

Five small business financial metrics every owner should review monthly. Learn what they mean and how a fractional CFO interprets them.

09/22/2026

Aiken, meet the newest members of your SME crew! Mike, Jennifer & Dulce have officially joined the SME CPA team, and we couldn’t be happier to have them here.

09/21/2026

Working from the kitchen table might be convenient, but it won’t hold up against the IRS. A valid home office deduction usually requires exclusive business use. 💻

Find out if your workspace actually qualifies:

https://ow.ly/v4iV50ZPfX5