Sevey Wealth Advisors

09/05/2025

I’m getting the same question a lot: are we in a bubble and headed for a recession like 2000 or 2008?

The honest answer: I don’t know—and neither does anyone else. I’m not here to call a top. I am here to remind you that recessions are inevitable—we’ll likely see more than one in our lifetimes. If you’re close to or in retirement, you need a strategy for the next shock before it hits.

In our latest post, I share why most plans fail when markets drop—and how to build a plan that protects your retirement income from market swings—so you don’t have to delay retirement or go back to work—while keeping cash ready for opportunity.

Read it here: https://www.seveywealth.com/blog

08/07/2025

The world has changed. Interest rates surged. Inflation spiked. And for the first time in decades, bonds didn’t do what they were “supposed to.” Yet most investors—and advisors—are still clinging to outdated rules of thumb.

That’s why I’m inviting you to a free, educational webinar where we’ll break down how the bond market really works today… and what that means for your portfolio going forward.

🔹 Webinar: Bonds, Bull and the Trust About Diversification
📅 Wednesday, August 20th
🕥 10:30 AM Central
📍 Live on Zoom
🔗 Reserve Your Spot: https://zoom.us/webinar/register/WN_Z0KVuYnrSVKfjARNN9ukyw

07/01/2025

June saw markets improve as the inflation narrative shifted and trade policy zigged and zagged. Confronted with such a challenging assortment of factors, the Federal Reserve is remaining cautious. Swipe through for more insights.

As always, reach out with any questions or needs. We are here as a resource for you.

06/20/2025

Retirement is a dream for many, but the journey there involves more than just numbers. It’s about securing your peace of mind and designing a life you'll truly love.

At Sevey Wealth, we advocate for starting your retirement transition at least three years before your target date. This isn't just a financial runway; it's a critical period to prepare your heart and soul for this incredible new chapter.

In our latest blog post, we dive into the 5 crucial reasons why this "retirement runway" is essential for a truly successful and fulfilling retirement. We cover:

🔹 Why market volatility near retirement is so dangerous
🔹 Why 1 in 3 people retire earlier than planned
🔹 Protecting your vital early retirement years
🔹 Unlocking smart tax strategies - helping you keep more of your savings.
🔹 Preparing for the emotional and social lifestyle shift

Read the full blog post here: www.seveywealth.com/blog

06/09/2025

At Sevey Wealth, we believe responsible financial stewardship starts with understanding history—and applying those lessons to today’s decisions. When it comes to government debt, Japan’s experience stands as one of the most sobering case studies of the last half-century. As the saying goes:



“Those who cannot remember the past are condemned to repeat it.” – George Santayana



Japan’s debt-fueled stagnation offers a cautionary tale for the United States. But while the parallels are real, the differences between our economies also give the U.S. more tools—and more time—to chart a better path.



Read more here: www.seveywealth.com/blog

05/30/2025

📉😟 Did the recent market dip rattle your confidence?
📈🙂 Feeling better now that things are up again?

The markets have bounced back—but have your emotions?

In our latest blog post, we explore how fear and relief can cloud decision-making, the difference between risk tolerance and risk capacity, and why now might be your second chance to get your investment strategy right.

➡️ Don’t waste the clarity that comes after chaos.
Read more: www.seveywealth.com/blog

05/28/2025

NVIDIA (NVDA) reports earnings tomorrow after the bell, and it’s not just another data drop—it’s a potential market moment.

💥 They’ve already taken a $5.5 billion write-down this quarter after U.S. export restrictions blocked sales of their H20 chips to China. That’s $15 billion in revenue they had to walk away from—like losing a Super Bowl ring in a couch cushion.

But Wall Street is still partying like it’s 2021. Analysts expect revenue up 66% year-over-year, thanks to huge AI chip demand from Meta, Google, Amazon, and every CEO trying to out-AI the next.

Here’s the deal: NVDA is the second-biggest stock on the planet. If this earnings report misses, we might see the whole market rethink its narrative.

📊 At Sevey Wealth, we help clients prepare for whatever tomorrow brings—tech booms, market mood swings, or regulatory curveballs.

Your portfolio deserves a strategy, not a seat on the rollercoaster.

05/19/2025

On Friday, Moody's downgraded the credit rating of the US Government. While this is a notable change, it's not the first time it’s happened. Fitch Ratings already downgraded the US to AA+ back in 2011, showing that concerns about the country’s debt have been around for a while.

Leaving politics out (hard to do these days!), this problem has been brewing for years, if not decades. As a country, we have been spending well above our income and relying on credit. As with our own personal finances, this is not sustainable.

In this blog post, I share our thoughts on the news and how it could impact investors. You can read it here: www.seveywealth.com/blog/understanding-the-recent-us-government-debt-rating-change

As always, if you have questions about how this impacts you personally, please DM me to schedule a brief conversation.

05/12/2025

Artificial Intelligence is showing up in everything from robo-advisors to stock selection. But can it truly understand you—your fears, your goals, your need to never have to return to work?

At Sevey Wealth, we just published a new article that explores the exciting (and sometimes unsettling) future of AI in wealth advice. We’re asking the questions others aren’t—like whether AI can adapt as your life changes, or whether most firms will just pocket the cost savings it creates.

Read the full article here:
👉 www.seveywealth.com/blog/ai-and-wealth-advice-how-will-ai-improve-the-future-of-investing

Whether you're skeptical, curious, or already using AI tools, this one’s worth a read. And yes, a little AI helped us write it. 😉

05/05/2025

You may have seen the term "stagflation" pop up in financial news recently. While it's not new, its potential return has caught the attention of economists and investors alike. Swipe through for an overview and a few considerations.

Have investing questions or needs? Contact our team for personalized guidance. We’re here to help.

04/23/2025

In Retirement, Every Dollar Counts — So Why Pay More in Advisor Fees?

Traditional advisors often charge a percentage of your assets, which means the more you’ve saved, the more you pay — even if the advice doesn’t change.

At Sevey Wealth, we think that’s backward. Our flat-fee model is built for retirees who want clarity, fairness, and control over their income.

Keep more of your nest egg for what matters most — not for unnecessary fees. See how flat fees can benefit your retirement.

EMPOWERING CLIENTS TO MANAGE THEIR OWN MONEY