FRS Benefit Advisors

05/19/2026

05/19/2026

✨ OPEN HOUSE THIS SATURDAY — MIAMI SHORES ✨

One of the prettiest homes to come back on the market in the Shores — and it's just been REINTRODUCED AT NEW PRICING. If you've been waiting for the right one in 33138, this is your weekend.

📍 254 NE 101st Street, Miami Shores
🗓️ Saturday, May 23 | 1 PM – 4 PM
💰 Now offered at $1,740,000

🛏 4 Bedrooms | 🛁 2.5 Baths | 📐 2,283 SQ FT

Think warm modern interiors, rich hardwood floors, arched passageways with that classic Shores character, a chef-friendly kitchen, and a true resort-style backyard with a sparkling pool tucked into lush tropical landscaping. Quiet, tree-lined street, walkable to the Village, the Country Club, and minutes from the Bay, Design District, and MiMo.

Stop by Saturday — coffee will be on, and the back patio is ready for you.

🔑 Hosted by Eric Lastra | Image Setters Realty
📞 305-785-6891
🌐 ImageSettersRealty.com

Tag a friend who needs to see this 👇

#33138

05/09/2026

Meet Raul Benitez — Certified Financial Planner™ at FRS Benefit Advisors.

For more than two decades, Raul has helped Florida public employees, retirees, and small business owners turn complicated retirement decisions — Pension vs Investment Plan, DROP timing, Social Security, tax strategy — into a clear, written plan they can actually follow.

🎁 Right now, Raul is offering a complimentary FRS Benefit Review to anyone who completes our Free 60-Second FRS Check-Up.

✅ Independent — not affiliated with FRS
✅ No cost, no obligation, no sales pitch
✅ Built specifically for FRS members (Pension, Investment Plan, and DROP)

Take 60 seconds, and Raul will personally review your responses 👇
https://frsbenefit.com/maximizing-frs-benefits-60-second-check-up-maximize-frs-benefits/

05/09/2026

Florida teachers, deputies, firefighters, and state employees: the choice between the FRS Pension Plan and the Investment Plan can be worth $200,000+ over your lifetime — and most members make it once and never look back.

Before you retire, DROP, or hit your 8-year vesting mark, take 60 seconds to find out where you actually stand.

✅ Free 60-Second FRS Check-Up → https://frsbenefit.com/maximizing-frs-benefits-60-second-check-up-maximize-frs-benefits/
✅ No cost, no obligation, no sales pitch
✅ Built specifically for FRS members (Pension, Investment Plan, and DROP)

Watch the 2-minute breakdown of the #1 mistake we see Florida public employees make 👇
https://youtu.be/1lPpfFHbWh8

Are you in the right FRS plan? Most Florida Retirement System members never revisit the decision that controls their entire retirement income — and it can co...

02/22/2026

Take Social Security early or late? The perennial debating point about retirement needs another look.

For years, the experts have been telling us that delaying benefits to age 70 is a terrific deal. The 24% boost you get from starting at age 70 rather than 67 more than makes up, by a long shot, for forgoing three years of payouts.

Is that really the case? Yes and no. It still pays to wait. But it pays a somewhat disappointing amount.

Here are four questions to ponder before making a decision: https://www.forbes.com/sites/baldwin/2026/02/21/how-much-do-you-really-gain-by-delaying-social-security-benefits/?utm_campaign=ForbesMainFB&utm_source=ForbesMainFacebook&utm_medium=social (Illustration: Macy Sinreich for Forbes; Images: Shutthiphong Chandaeng and Zahoor Salmi via Getty Images)

02/22/2026

⚠️ The difference between the FRS Pension Plan and the Investment Plan can be worth $200,000+ over your lifetime.
Most members made that choice once and never looked back.
Use our free FRS Retirement Income Calculator to see exactly what your benefit is projected to be — and whether you're in the right plan.
Takes 2 minutes. Could change everything.
👉

Important DisclosureThis calculator is for educational and illustrative purposes only. It is not an official Florida Retirement System (FRS) estimate and does

01/22/2026

Florida FRS members — this is for you.

If you’re in the Florida Retirement System and still unsure about:
• Pension vs Investment Plan
• DROP
• When you can actually retire
• Common FRS mistakes that cost real money

We built a single hub that breaks it all down in plain English.

No sales pitch. Just the facts you need to make smarter decisions.

Start here 👉 [https://frsbenefit.com/florida-retirement-system-frs-hub/](https://frsbenefit.com/florida-retirement-system-frs-hub/)

12/10/2025

Most FRS employees are unaware of their benefits' status. Your plan may have undergone changes without your knowledge. I have created a 60-second FRS Checkup for you to assess your standing. Access it here → frsbenefit.com/checkup

12/10/2025

As a participant in the Florida Retirement System, take a moment to explore your options and unlock a more secure financial future.

Many individuals assume they know which plan is best for them - Pension or Investment - but the truth is, the right choice depends on your unique circumstances.

Let's break down the key differences to empower you to make an informed decision that maximizes your long-term financial benefits.

If you need help crunching the numbers, just ask, and I'll be happy to guide you through the process.

Compare the FRS Pension and Investment Plan for 2025. Learn about vesting, DROP eligibility, benefits, and which plan best fits your FRS retirement goals.

11/21/2025

**ACA Open Enrollment 2025 — You Could Qualify for Lower Rates or Even $0 Plans!**
✅ See if you qualify for subsidies under the Affordable Care Act
✅ Get help comparing plans fast
✅ Enroll before it’s too late
Visit lifecraft-wellness.com for more information.
Contact us: 305-735-1968 or [email protected] to see if you qualify.