Clexperus

09/02/2026

Generate income and rebuild principal. A powerful one-two punch.

Here's one strategy that combines two different annuities to generate income and rebuild principal.

09/01/2026

What does it actually cost to raise a child? You might be surprised.

The true cost of raising a child may be far more than you expect.

08/30/2026

An ILIT could play a role in your estate strategy.

Irrevocable life insurance trusts can be important tools that may accomplish a number of estate objectives.

08/29/2026

Whether you have life insurance through work, are retired, or raising a family, it pays to know the truth about life insurance coverage.

Whether you have life insurance through your work or are retired it pays to know the truth about life insurance coverage.

08/21/2026

Thinking about taxes throughout the year reshapes your financial journey 🌟

**Insights:**
- 📊 **Manage Taxes Year-Round:** Discover the advantages of continuous tax planning, beyond just tax season.
- 💡 **Cash Flow Control:** Learn how proactive strategies can help maintain a healthy cash flow.
- **Long-Term Growth:** Explore ways to align financial tactics with your business goals for sustainable growth.

Proactive financial management isn't just about staying compliant. It’s about seizing opportunities to optimize your business's financial health and future. When you integrate tax planning into your everyday strategy, you might find it offers unexpected benefits, like smoother cash flow and enhanced growth potential.

How do you approach your financial strategy, and have you considered the impact of ongoing tax planning?

/PRNewswire/ -- Why should business owners think about tax planning all year instead of only during tax season? HelloNation answers that question in an article...

08/19/2026

Consumer debt stability and improved delinquency rates are a positive sign for financial health.

**Insights**
- 📊 Total consumer debt held steady at $18.25 trillion in Q2 2026.
- Delinquency rates show improvement across key areas:
- Mortgages
- 🚗 Auto loans
- 💳 Credit cards
- These trends suggest a balanced financial environment (stability is key in unpredictable times).

Understanding these trends can help individuals make informed decisions about borrowing and managing debt. As the economic landscape shifts, this stability could impact future interest rates and lending practices. Staying informed about these changes is crucial for maintaining financial security.

How does this data influence your approach to borrowing and debt management?

Equifax Q2 2026 data shows total consumer debt stabilizing at $18.25 trillion, with delinquency rates improving across mortgages, auto loans, and credit cards.

08/17/2026

Financial advisors can spot estate planning gaps that lawyers miss by reviewing account titles and beneficiary designations

08/12/2026

Writer Datwon Thomas shares hihglights from his experience of Malliouhana, Anguilla's five-star resort.

07/27/2026

The AI trade is moving from scarcity to accountability.The buildout is not ending. But spending alone is no longer enough.Investors are asking which companies can turn infrastructure, adoption, and scale into durable earnings and free cash flow.The opportunity is also broader than one chip: servers, storage, networking, power, and CPUs all have a role.The long-term thesis can remain intact while leadership changes underneath it.Bloomberg: https://www.bloomberg.com/news/articles/2026-07-19/big-tech-needs-to-justify-ai-spending-as-investors-dump-stocks

07/24/2026

Creating a will is crucial, but remember: life changes. When it does, so should your estate strategy. Regularly updating your will keeps it aligned with your current circumstances and wishes. Here are 7 reasons to revisit your will:

1️⃣ Family Changes: Marriage, divorce, births, or losses can impact your strategy.
2️⃣ Relocation: Different places, different laws.
3️⃣ Financial Shifts: Reflect on your current assets.
4️⃣ Executor/Trustee: Ensure they’re still the right choice.
5️⃣ Law Changes: Stay compliant and minimize taxes.
6️⃣ Beneficiary Updates: Reflect evolving relationships.
7️⃣ Time: Review every 3-5 years.

A will is one piece. How it fits with trusts, titling, and beneficiaries is where planning gets real — happy to walk through that with you.