07/12/2026
The IRS adjusted the 2026 federal income tax brackets for inflation, but the seven rates from 10 percent to 37 percent stayed the same under the tax law signed in July 2025.
For single filers, the 22 percent bracket now runs from $50,401 to $105,700; for married couples filing jointly, it runs from $100,801 to $211,400.
The standard deduction rose to $16,100 for single filers and $32,200 for joint filers, up $350 and $700 from 2025.
Brackets are marginal, so only the income inside each range is taxed at that rate; a couple with $150,000 in taxable income does not pay 22 percent on the whole amount.
Head of household is only for unmarried filers, or those considered unmarried, who paid more than half the cost of a home for a qualifying dependent; married filers choose between joint and separate, not head of household.
Filers 65 and older also get an extra deduction on top of these brackets, up to $6,000 per person through 2028, phased out above $75,000 single or $150,000 joint income.
These brackets apply to income earned in 2026, on returns filed in spring 2027.
Which bracket does your household land in for 2026?
*The content shared here is for educational and informational purposes only. It is not personalized investment, tax, legal, or financial advice. Consult a licensed professional before making decisions based on your specific situation.*
