McGaha Investment Group

08/20/2026

Strong portfolios don’t fail all at once. They erode gradually.

Inflation reduces what your wealth can buy. Taxes compound in the background. Concentrated positions introduce risk that only shows up when conditions change.

Individually, these are manageable. Together, they can materially reshape long-term outcomes. Taking a step back to evaluate how these forces interact across your full balance sheet can reveal risks that performance alone will never show.

08/18/2026

Retirement planning isn’t just about the number you’ve saved, but what that number can actually support over time.

Rising costs can quietly change the picture, especially over a long retirement. Taking time to review how your plan accounts for inflation and income timing can make a meaningful difference in how confident you feel moving forward.

08/13/2026

Read the latest weekly market update from Cetera Investment Management:

Markets reached new highs this week, supported by easing geopolitical tensions, encouraging economic data, and strong earnings. A pause in strikes against Iran…

08/13/2026

Back to School time! It’s been a long summer, and it’s time to get back to class and crack those books. We send our best wishes out to all of our scholars this year, including those starting out at a new school or maybe gearing up for graduation.

08/12/2026

Mortgage rates recently climbed to their highest level since August 2025, creating another challenge for homebuyers.

The average contract interest rate for a 30-year fixed-rate mortgage with a conforming loan balance rose to 6.65%, up from 6.58% the previous week.

Higher rates can affect affordability, as even a small increase can change a buyer’s monthly payment.

That pressure showed up in mortgage demand. Applications to purchase a home fell 7% from the previous week and were 2% lower than the same week one year ago.

Buyers are also still facing high home prices and a limited supply of affordable homes for sale.

Refinance applications rose this week, though refinancing remains less attractive for many borrowers because rates are not much lower than they were a year ago.

For households, mortgage rates are a reminder that borrowing costs can play a major role in affordability, timing, and monthly cash flow.


Source:

Mortgage rates moved higher last week, causing buyers to pull back, but refinancing did see small gains.

07/04/2026

Isn't it amazing to call America our home? God bless the USA!

Independence isn't merely a day on the calendar; it's part of daily life in the United States.

How are you spending this Fourth of July? Joining in the celebrations with loved ones? Relaxing under the sun and grilling? Share your plans below!

From my family to yours, wishing you a wonderful Independence Day!

07/02/2026

McGaha Investment Group and the US stock exchanges will be closed Friday, July 3rd, 2026 in celebration of Independence Day. We will resume regular business hours on Monday, July 6th, 2026.

06/24/2026

Family financial lessons don’t have to be complicated to be meaningful.

Three simple habits can make a lasting impact:
• Saving
• Giving
• Talking openly about financial decisions

Over time, these moments can shape how children and grandchildren understand the wealth you’ve built, what it’s for, and how to steward it.

05/25/2026

McGaha Investment Group and the American stock exchanges are closed today in observance of the Memorial Day holiday.

We invite you to join us in honoring and remembering those who made the greatest sacrifice to preserve freedom and liberty for our great nation.

We will resume regular business hours tomorrow, Tuesday, May 26th, 2026.

05/22/2026

McGaha Investment Group and the American stock exchanges will be closed on Monday, May 25th, 2026, in observance of the Memorial Day holiday.

We invite you to join us in honoring and remembering those who made the greatest sacrifice in pursuit of freedom and liberty for our great nation.

We will resume regular business hours on Tuesday, May 26th, 2026.