The Dickerson Group

07/20/2026

Sometimes the smallest details make the biggest difference. This post reminds small business owners that retirement benefits aren't just for big companies, and that something as straightforward as number of employees can determine whether a SEP-IRA or SIMPLE IRA is the better fit.

07/18/2026

Strong portfolios don’t fail all at once. They erode gradually.

Inflation reduces what your wealth can buy. Taxes compound in the background. Concentrated positions introduce risk that only shows up when conditions change.

Individually, these are manageable. Together, they can materially reshape long-term outcomes. Taking a step back to evaluate how these forces interact across your full balance sheet can reveal risks that performance alone will never show.

Integrated wealth management and tax-aware financial planning for affluent families and executives. Founded by Marcus and Jason Dickerson in Beaumont, TX.

07/16/2026

What does "tax-integrated" actually mean? A few real examples:

✔ Choosing which account to withdraw from — because the order matters
✔ Timing charitable gifts around high-income years
✔ Reviewing your tax return in spring to plan ahead, not look back

Small decisions, made with the whole picture in view. That's the work.

07/11/2026

𝐓𝐡𝐞 𝐖𝐞𝐝𝐝𝐢𝐧𝐠 𝐆𝐢𝐟𝐭 𝐍𝐨𝐛𝐨𝐝𝐲 𝐖𝐚𝐧𝐭𝐬
Unless you spent last week in a bunker with the Wi-Fi shut off, you probably saw that Taylor Swift and Travis Kelce got married.

Millions of people stopped what they were doing to watch two people who could afford anything decide not to register for a toaster.

𝐇𝐞𝐫𝐞'𝐬 𝐭𝐡𝐞 𝐩𝐚𝐫𝐭 𝐧𝐨𝐛𝐨𝐝𝐲'𝐬 𝐩𝐨𝐬𝐭𝐢𝐧𝐠 𝐚𝐛𝐨𝐮𝐭
When two high earners get married, the IRS often sends a wedding gift too. It's called the marriage penalty.

Marriage doesn't always double the tax thresholds. In several important areas, it doesn't. The top 37% tax bracket doesn't simply double. Neither does the threshold for the 3.8% Net Investment Income Tax. For some couples, saying "I do" can also mean saying hello to a much larger tax bill.

Taylor and Travis almost certainly had advisors modeling those numbers long before the wedding. They didn't leave it to chance.

Most people getting married this year don't have that team.

The same is true for people selling a business, receiving an inheritance, moving to another state, welcoming a new child, retiring, or paying their first six-figure college tuition bill.

Every one of those life events can change your tax picture. Most people don't discover how until the following spring, after the year they could have done something about it has already passed.

𝐓𝐡𝐚𝐭'𝐬 𝐭𝐡𝐞 𝐝𝐢𝐟𝐟𝐞𝐫𝐞𝐧𝐜𝐞 𝐛𝐞𝐭𝐰𝐞𝐞𝐧 𝐭𝐚𝐱 𝐩𝐫𝐞𝐩𝐚𝐫𝐚𝐭𝐢𝐨𝐧 𝐚𝐧𝐝 𝐭𝐚𝐱 𝐩𝐥𝐚𝐧𝐧𝐢𝐧𝐠.

𝐓𝐚𝐱 𝐩𝐫𝐞𝐩𝐚𝐫𝐚𝐭𝐢𝐨𝐧 𝐫𝐞𝐩𝐨𝐫𝐭𝐬 𝐭𝐡𝐞 𝐩𝐚𝐬𝐭. 𝐓𝐚𝐱 𝐩𝐥𝐚𝐧𝐧𝐢𝐧𝐠 𝐜𝐡𝐚𝐧𝐠𝐞𝐬 𝐭𝐡𝐞 𝐟𝐮𝐭𝐮𝐫𝐞.

If something major is changing in your life this year, that's the time to plan, not after the return has already been filed.

𝐒𝐨𝐦𝐞𝐭𝐡𝐢𝐧𝐠 𝐨𝐥𝐝. 𝐒𝐨𝐦𝐞𝐭𝐡𝐢𝐧𝐠 𝐧𝐞𝐰. 𝐒𝐨𝐦𝐞𝐭𝐡𝐢𝐧𝐠 𝐛𝐨𝐫𝐫𝐨𝐰𝐞𝐝.
𝐁𝐞𝐟𝐨𝐫𝐞 𝐢𝐭 𝐛𝐞𝐜𝐨𝐦𝐞𝐬 𝐬𝐨𝐦𝐞𝐭𝐡𝐢𝐧𝐠 𝐨𝐰𝐞𝐝, 𝐥𝐞𝐭'𝐬 𝐭𝐚𝐥𝐤.

07/10/2026

Your CPA and your financial advisor should be talking to each other. (Are yours?)
When tax preparation and wealth strategy operate in separate silos, opportunities fall through the gap between them. We work directly with our clients' CPAs — year-round — so nothing does.
📩 www.dickersonwealth.com

07/08/2026

💡If your child has earned income this summer, they may be eligible to open a Roth IRA.

That's tax-free growth starting at whatever age they pick up their first paycheck.

One of the simplest wealth-building moves a parent can make — and most don't think about it until it's too late.

We help families think about the full picture. That includes the next generation.

07/04/2026

America's 250th. A reminder that the most meaningful things — freedom, family, legacy — are always worth protecting.
Happy Independence Day from The Dickerson Group. 🗽

06/30/2026

Tax strategy is one of the most overlooked levers in building wealth. Our clients know that. Do you?

06/28/2026

When's the last time you checked your beneficiary designations?

Most people fill them out once and forget them for years. Here's the catch: those designations override your will. Whoever is named on the account is who gets the money — no matter what your estate plan says.

Marriages, divorces, new children, accounts you've opened along the way — life changes, and outdated beneficiaries are one of the most common estate mistakes we see. The fix takes about five minutes. → dickersonwealth.com

06/26/2026

We're officially halfway through 2026 — a perfect moment to stop and look up.

The first half of the year tends to run on autopilot. You set goals back in January, and then life happens. A mid-year check-in is your chance to pull those goals back out, see where things really stand, and make adjustments while there's still plenty of time left to act.

A few things worth a look right now: Are your goals still the right ones? Has anything changed — income, a big purchase, a business decision — that your plan should reflect? And on the tax side, the moves that matter most need the rest of the year to work, not the final week of December.

Review, realign, and finish the year strong. If you haven't had your mid-year check-in yet, now's the time. → dickersonwealth.com