Smith, Moses and Cozad, LLC

Smith, Moses and Cozad, LLC Independent financial planning firm helping people create, manage and preserve wealth. member FINRA/SIPC.

“To accomplish great things, we must not only act, but also dream; not only plan, but also believe. ~ Anatole France

Imagine making financial decisions based on what works best for you and your needs. As independent financial advisors, we are committed to providing you unbiased financial advice and recommendations. At Smith, Moses & Company, your best interests are placed ahead of our interest

s. You can expect to receive services that are conducted ethically, with integrity, objectivity and diligence. For you, this means:
• Highly personalized service
• Objective, third-party perspectives
• Identifying your destinations and selecting the best routes
• Periodic reviews of your progress
• Updating your plan as your life plans evolve

At Smith, Moses and Cozad, a financial services planning firm since 1991, we serve individuals, families and businesses who value the relationship with their trusted advisor. We specialize in financial, estate, and investment planning with offices in Beavercreek and Vandalia.

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Smith, Moses & Cozad is an Ohio Limited Liability Company. Securities and investment advisory services offered through Osaic Wealth, Inc. Osaic Wealth is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic Wealth.

🌕🏠NASA has shared new details about its long-term vision for building a base on the Moon.The agency hopes to return huma...
08/26/2026

🌕🏠NASA has shared new details about its long-term vision for building a base on the Moon.

The agency hopes to return humans to the lunar surface in 2028, with a broader goal of developing infrastructure that could eventually support longer-term activity there.

NASA says the effort will unfold in phases, starting with demonstrations of key technology, cargo delivery, landers, rovers, and surface research.

The challenge is significant. The Moon’s surface can reach extreme temperatures, lacks an atmosphere, and offers no natural protection from radiation, space weather, or meteorite impacts.

Early work is expected to focus on testing systems, studying survival needs, identifying potential landing areas, and preparing for future human activity.

It’s a reminder that space exploration often moves step by step—through engineering, testing, persistence, and the willingness to solve difficult problems far from home.


Source:

NASA hopes to return humans to the lunar surface in 2028.

Being mindful of why you’re turning to your phone can give greater insight into your use — and help you cut down on scre...
08/24/2026

Being mindful of why you’re turning to your phone can give greater insight into your use — and help you cut down on screen time.

Dr. Sanjay Gupta recently wrote an op-ed for CNN discussing social media and wellness, and he dropped a really good rule for parents.

Assisted-living facilities often offer a brighter and more affordable alternative to nursing homes, but be aware of thei...
08/22/2026

Assisted-living facilities often offer a brighter and more affordable alternative to nursing homes, but be aware of their limitations. They might not provide 24/7 medical attention, and costs can increase with additional care needs. Meanwhile, nursing homes can be costly and may not always disclose potential downsides, such as higher fall risks. Do your research and weigh your options carefully to find the best fit for your loved one. 📊💭


Source: National Institute on Aging, April 28, 2025

Learn about facility-based long-term care services, including assisted living, nursing homes, continuing care retirement communities, and other residential facilities.

Pickleball usually wins the “where can we play this weekend?” contest.Many communities have pickleball courts at parks, ...
08/21/2026

Pickleball usually wins the “where can we play this weekend?” contest.

Many communities have pickleball courts at parks, recreation centers, gyms, and tennis facilities. USA Pickleball’s 2025 report noted more than 82,000 known courts in its Pickleheads database.

Padel courts can take a little more searching, as the sport requires an enclosed court with walls. Try local racquet clubs, indoor sports facilities, social clubs, and newer court-sport venues.

Either way, beginner clinics and open-play sessions are a great place to start.

Tag the friend who’s always down to try a new sport.

Travel Inspiration...   #9 The Finger Lakes
08/20/2026

Travel Inspiration... #9 The Finger Lakes

We rank the 15 Best Places to Visit in the Fall. See which places our readers like the best, and vote for your favorites.

Noticing one thing you’re grateful for every day, for example, can make you feel more positive about how you live your l...
08/19/2026

Noticing one thing you’re grateful for every day, for example, can make you feel more positive about how you live your life.

Putting in the effort to work on your stuff, whatever it may be, tends to improve all of your relationships.

Pickleball and padel don’t just play differently. They feel different from the first swing.Pickleball uses a paddle and ...
08/19/2026

Pickleball and padel don’t just play differently. They feel different from the first swing.

Pickleball uses a paddle and a hard plastic ball with holes. The court is open, the ball moves a little slower, and the game often turns into quick exchanges near the net.

Padel uses a perforated racquet and a lower-pressure tennis-style ball. The court is enclosed, the walls are part of the game, and rallies can get dramatic fast.

Pickleball brings the pop. Padel brings the ricochet.

Which one are you trying first?

Don’t set and forget your retirement plan! It’s not static. So how often should you review your plan? Here are some reas...
08/19/2026

Don’t set and forget your retirement plan! It’s not static. So how often should you review your plan? Here are some reasons on why regularly checking in on your retirement plan can help you work toward financial independence.

Retirement planning is about setting goals for your retirement income and creating an investment and savings strategy to reach those goals.

08/18/2026

Practical insights on giving better feedback, building stronger connections, and creating workplaces where people can thrive.

Pickleball and padel may look like cousins, but once you start playing, the personalities are very different.Pickleball ...
08/17/2026

Pickleball and padel may look like cousins, but once you start playing, the personalities are very different.

Pickleball is all about quick hands, smart placement, and the famous “kitchen.”

Padel brings in glass walls, longer rallies, and a little “wait, the ball is still in play?” energy.

Both are social. Both are competitive. Both have very devoted fans.

So…which side are you on?

Address

2149 N Fairfield Road, Ste B
Beavercreek, OH
45431

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 5pm

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