Smith, Moses and Cozad, LLC

07/19/2026

Pardon the headline, it's a good read. “The biggest paradox is wanting to do the most parenting when the least is needed.”

The author of 'Go The F*ck to Sleep' and now 'Go The F*ck to College' explores the real joy and pain of sending your kid off to school once and for all.

07/18/2026

☺️ Because nice matters...

What started as a quiet moment through an airport window turned into a life-changing act of kindness for a hardworking Navy veteran who never imagined the world was watching. LaCinda Thackeray shared the video to TikTok.

07/17/2026

💫🌃Starting tonight, and It will reach its peak in August.

Considered to be the best meteor shower of the year, the Perseids begin on July 17 and are expected to last until August 24. Here’s how to spot the light show.

07/16/2026

🧳✈️ TIP: If you’re prone to wondering about things like, “Did I unplug the curling iron? Is the oven off? Did I open the washing machine door?” take a picture with your phone when you’ve completed the task. It’s a visual reminder you can reference to abate worries while you’re far from home.

Tidy up so you can breathe easy while you're away from home—and make your return that much easier.

07/15/2026

Having an emergency fund to cover a financial emergency is bedrock to any financial foundation. If you don’t have one yet, there is still time! Want to know how much you should have saved? Click to read more!

A general rule of thumb is to keep three to six months’ worth of expenses in an emergency fund, but you might need even more. Learn how to calculate the right amount.

07/14/2026

Tech Tip... good to know.

ElectronicsSmartphonesThe 4 iPhone Security Settings You Should Turn On Right NowUpdated June 8, 2026NYT WirecutterBy Max EddyMax Eddy is a writer who has covered privacy and security — including password managers, VPNs, security keys, and more — for over a decade.You’re at the airport and wal...

07/14/2026

🎒📚 Back to School! 🍎✏️

Hey everyone! As the summer sun begins to set, it's time to trade in those flip-flops for some fresh kicks and head back to school. Whether you're starting a new grade, meeting new teachers, or reuniting with friends, this school year is your blank canvas. Let's fill it with laughter, learning, and unforgettable memories. Remember, every day is a new adventure waiting to unfold. Wishing you all a fantastic and successful school year ahead!

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07/13/2026

A recent survey showed that only about half of workers and 6 in 10 retirees are confident that Social Security and Medicare will provide the same value in the future.1 That’s not surprising. For years, detailed annual reports released...

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07/12/2026

There are so many reasons to create a will this month, but here are three big ones to consider:

Direct Your Property: Creating a will tells the courts how you want your property distributed. Without a will, state laws will determine how your estate is divided, which may not align with your intentions.

Provide instructions to the probate court: A will can help manage the probate process, providing instructions to the court.

Designate Guardianship for Minor Children: If you have minor children, a will allows you to appoint a guardian to care for them. This crucial step directs that your children are raised by someone you trust, rather than leaving the decision to the courts.

07/11/2026

An integral part of managing your personal finances involves properly maintaining your financial records. This is especially important in the event of a crisis or emergency so that you can quickly locate something if needed. That's why...