John Micavich Financial Planner

John Micavich Financial Planner . Preparing for that next step in life isn’t always easy.

I offer total financial needs analysis through a network of experienced professionals with expertise in: • Advisory services • Retirement analysis and programs • Estate strategies • Employee benefit and retention services • Business continuation strategies • Trust services I offer a broad portfolio of individual life, disability income, long-term care insurance protection, asset accumulation strategies, and financial products and services for families, businesses, and institutions. My combination of experience, professionalism and access to a wide variety of products and services can help you meet your financial goals, estate strategies and insurance needs. Whether your goals include preparing for milestone life events like retirement or college, or whether you’re simply looking for life, disability income or long-term care insurance protection, I promise you a new level of attention, insight and capability. Contact me to discuss your financial future. • I am a registered representative of and offer securities, and investment advisory and financial planning services through MML Investors Services, LLC., member SIPC. Supervisory address: 101 Federal St, Suite 800, Boston, MA 02110 617.439.4389 • I am licensed to sell insurance in: NH, MA, and ME and securities in: NH, MA, ME, SC, and FL. I cannot communicate with, nor respond to, requests from people who reside in states where I am not licensed to conduct insurance and/or securities business.

Money may not be the most romantic topic, but it’s one of the most important conversations a couple can have. Before mar...
09/22/2026

Money may not be the most romantic topic, but it’s one of the most important conversations a couple can have. Before marriage, taking the time to discuss finances can help build trust, align expectations, and create a stronger foundation for the future.

Topics worth discussing include:
• Spending and saving habits
• Financial goals and priorities
• Homeownership, family planning, and retirement
• Marital versus separate property considerations
• Tax planning and other financial decisions that can impact your future together

09/22/2026

Life insurance helps protect the people you love today — and opens up possibilities for their tomorrow. Talk to me to see if your coverage fits your goals.

09/21/2026

Last week, markets navigated a challenging combination of renewed Fed tightening, rising Treasury yields, and persistent inflation concerns. Technology strength helped keep the S&P 500 near flat, while cyclical, small-cap, and rate-sensitive sectors lagged. Strong economic data supported growth but increased expectations for another rate hike. Read this week’s market perspective to learn more.

Variable annuities may offer protections without giving up on growth potential. Let's talk about your retirement plans a...
09/18/2026

Variable annuities may offer protections without giving up on growth potential. Let's talk about your retirement plans and discuss different methods for maximizing your income.

Great leaders bring order to complexity. That's true in business. It's equally true in wealth planning.Markets change. T...
09/17/2026

Great leaders bring order to complexity. That's true in business. It's equally true in wealth planning.

Markets change. Tax laws evolve. Businesses grow. Life happens.

The goal isn't predicting every outcome. It's building a framework that allows you to move forward with clarity and confidence regardless of what comes next.

Studies show that 21.8 million American seniors have no alternate form of income other than social security. Now is the ...
09/17/2026

Studies show that 21.8 million American seniors have no alternate form of income other than social security. Now is the time to ensure that you have a foolproof retirement plan that will allow you to retain your way of life once you decide to stop working. Let’s talk about bolstering your retirement plan today.

If you can’t perform the duties of your specialty, disability income insurance can help protect your financial stability...
09/17/2026

If you can’t perform the duties of your specialty, disability income insurance can help protect your financial stability — even if you continue working in another role. Let’s connect.

It’s easy to focus only on growing wealth, but financial wellness is also about balance: having enough structure to feel...
09/15/2026

It’s easy to focus only on growing wealth, but financial wellness is also about balance: having enough structure to feel secure and enough flexibility to actually enjoy the life you’re building. A strong financial foundation should support your goals, reduce unnecessary stress, and create the freedom to make decisions with confidence, both today and in the years ahead.

09/14/2026

U.S. markets declined last week as higher oil prices, persistent inflation concerns, and rising Fed rate hike expectations pushed Treasury yields higher. The S&P 500 fell 0.8%, bonds also posted losses, and consumer sentiment weakened, while strong earnings offered some support. Energy led performance, while gold and Bitcoin declined. Learn more from this week’s market perspective.

As we approach the season of giving, charitable planning can look different for everyone, but one common theme is intent...
09/14/2026

As we approach the season of giving, charitable planning can look different for everyone, but one common theme is intentionality. That can include thinking
about timing, types of assets, and how giving can strategically fit into an overall
financial picture. Curious about what giving options could work for you? Let’s talk.

Address

43 Constitution Drive Suite 201
Bedford, NH
03110

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