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Houston First Financial Group Helping you put your family's financial future first! Designing and implementing a financial plan th Your financial security is our primary goal.

Designing and implementing a financial plan that includes security for your family can be confusing. By accessing the knowledge and experience of qualified professionals, you will become less confused and more confident in your decisions on many complex financial options. Houston First FinancialGroup is proud to offer strength of character, integrity, and the dependability you deserve. Whether you

r objective is assuring your family will have a home and income in the event of an untimely death, providing for the continued success of your business, ensuring that your paycheck will continue in the event you are disabled or building toward your retirement years, we can create a plan for you. With access to dozens of companies, we strive to meet your investment and insurance needs.

Week 2 of the Digital Kaizen Fellowship is underway.This week, I had the chance to meet with Roy Zhao, our inaugural Dig...
06/26/2026

Week 2 of the Digital Kaizen Fellowship is underway.

This week, I had the chance to meet with Roy Zhao, our inaugural Digital Kaizen Fellow, and give him two tools for the journey ahead:

A copy of Digital Kaizen
and his own Omi voice device.

One of the core ideas behind this fellowship is that students should not just learn about AI from a distance. They should explore it, question it, use it, reflect on it, and begin developing their own point of view.

Roy has already completed his first weekly Voice Reflection Log — an audio journal guided by an AI interviewer that adapts to his answers in real time.
That reflection process is becoming one of the most interesting parts of the fellowship. It gives us a way to capture not just what Roy is researching, but how his thinking is changing.

His early research is focused on AI in financial services, with a particular emphasis on smaller advisory practices, individual financial advisors, and the friction points where AI may help improve workflows without replacing human judgment.

That distinction matters.
The question is not simply:

“Can AI do this?”
The better question is:
“Where does AI reduce noise, and where does the human advisor still matter most?”

That is the heart of Digital Kaizen:
Noise → Signal → Insight → Improvement

Excited to see where Roy takes this research over the next several weeks.
Learn more about the Digital Kaizen Fellowship here:
Link in first comment

On the latest retirement planning front: “gray divorce” is becoming a bigger issue for older couples, and the financial ...
05/02/2026

On the latest retirement planning front: “gray divorce” is becoming a bigger issue for older couples, and the financial implications can be complicated.

I was recently mentioned in a ThinkAdvisor article by Rob Burgess discussing the tax and retirement issues that can come up when couples split later in life.

This is exactly the kind of topic we talk about often on Money Matters — because retirement planning is not just about investments. It’s also about taxes, income, Social Security, pensions, healthcare, estate planning, and making sure the plan still works when life changes.

Thanks to Rob Burgess and ThinkAdvisor for including my perspective.

Article here:

For advisors, retirement accounts, home sale exclusions and Social Security benefits are all worth considering.

04/23/2026

Christopher Hensley, RICP®, CES™, a Houston-based financial advisor and host of the Money Matters podcast, announces his first book, Digital Kaizen: Voice-First

The hardcover just dropped.And for a limited time it's available at the launch price of $14.99 — before it moves to full...
04/22/2026

The hardcover just dropped.

And for a limited time it's available
at the launch price of $14.99 — before
it moves to full price.

If you've been waiting for the version
you can hold, highlight, and hand to
someone — this is your window.

Digital Kaizen is now available in
all formats:

✅ Ebook
✅ Paperback
✅ Hardcover
🎧 Audiobook — coming very soon

📖 Link in the first comment.


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6300 West Loop South , Suite 406
Bellaire, TX
77401

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