North Berkeley Wealth Management

07/18/2026

Financial confidence isn’t defined by the size of your accounts. It comes instead from understanding where you stand and making decisions intentionally.

Please see A Plan Built for Living by Jena Regan, CFP® at the link below

07/11/2026

As AI adoption increases demand for electricity, land, materials, cooling systems, and new infrastructure, companies will need to explain not only what their long-term targets are, but also how they plan to make progress in a changing environment.
Please see Achieving Climate Goals in the Age of AI by Brian Kozel, CFP® at the link below:

As AI adoption increases demand for electricity, land, materials, cooling systems, and new infrastructure, companies will need to explain not only what their long-term targets are, but also how they…

06/19/2026

For families keeping an eye on monthly cash flow, the practical question becomes how to absorb a vacation or an unexpected but worthwhile expense without derailing the month. For more on this, please see: Anchoring Your Summer Spending Decisions by Maria Quintana-Pilling, CFP®, CFA, below:

06/13/2026

Having accounts with different tax treatments provides more options for tax efficiency and potentially puts more money in your pocket to spend in later years.

Please see our recent article by Kim Berger, CFP® - Expanding the View on Diversification - at the link below.

06/06/2026

One of the more useful reminders we can offer to clients is that we do not need to chase these IPOs for portfolios to have exposure to future growth.
Please see : Evolving Timelines of IPOs by Brian Kozel, CFP® below:

One of the more useful reminders we can offer to clients is that we do not need to chase these IPOs for portfolios to have exposure to future growth.

05/23/2026

It’s perfectly normal to feel overwhelmed, especially for inheritors who are also executors or trustees of an estate. An important step is to recognize when you would benefit from a trusted decision-making partner.

Please see: Managing Inheritance With Intention by Ariana Alisjahbana, CFP®

An important step in managing inheritance is to recognize when you would benefit from a trusted decision-making partner.

05/16/2026

Sometimes IRMAA is unavoidable. Other times, it’s simply an incidental cost of a decision. Rarely is it the sole factor behind a choice.

Please see: IRMAA: How Income Affects Your Medicare Costs by Sam Wood-Bednarz, CFP® at the link below.

IRMAA is Income-Related Monthly Adjustment Amount and is a surcharge added to your Medicare Part B and D premium based on your income.

05/09/2026

Marriages and families take many forms, and as a result, how married couples manage their household finances also takes many forms. Because no two couples’ situations look exactly the same, your combined financial strategy will be unique to you. ⁠
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In 'A Team Approach to Household Finances,' Stephanie Nehmens explores the importance of understanding community and separate property, and how they affect each aspect of your financial life.⁠

Read the article

Understanding community property and having open conversations can help foster a team approach to household finances.

04/21/2026

As households feel the pinch of higher prices at the pump, many are revisiting the math on electrification. For many consumers, the appeal is both practical savings and energy security.

Please see our Q1-2026 Impact Highlight Report: Unintended Outcomes by Brian Kozel, CFP®, below.

Q1 2026 Impact Highlight Report Since the start of the Iran war, national averages for gasoline have jumped above $4/gallon and are approaching $6 in California, renewing familiar concerns about inflation, energy security, and household budgets. War’s deepest consequences are human, and those cost...