09/02/2026
Here’s what $1 million looks like at different annual withdrawal rates:
3% → $30,000/year → $2,500/month
4% → $40,000/year → $3,333/month
5% → $50,000/year → $4,167/month
6% → $60,000/year → $5,000/month
7% → $70,000/year → $5,833/month
But a higher withdrawal rate doesn’t necessarily mean more retirement income over the long run.
Taxes, inflation, market performance, Social Security, pensions, and how long you need your money to last all play a role.
The goal isn’t just to reach your retirement number. It’s to build a plan that turns that number into sustainable income.
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Securities and Investment Advisory Services offered through Simplicity Investments, Securities Dealer, Member FINRA/SIPC; TLG Advisors, Inc. Registered Investment Advisor 475 Springfield Ave., Suite 1, Summit, NJ 07901 303-797-9080. Goal Line Capital is independent of Simplicity Investments.
For educational purposes only. Withdrawal rates shown are hypothetical examples and are not guarantees of future income or investment performance. Investing involves risk, including the possible loss of principal.