VIZ Consulting Corporation Services Sonia Lopez

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NOTE – All messages, e-mail and other electronic individual and group communications sent to and received from this business page are subject to capture, review and archive by financial professional's broker/dealer. As defined by Facebook and as commonly used by Facebook users, the “Like” button provides a means of connection between a business page and a personal user and is a way to provide feedback on specific comments made on the page. Its use is not represented and should not be construed as an endorsement of or testimonial for investment performance or any product/service offered by the financial professional or its affiliates. Please do not post reviews of your experiences with the financial professional or his/her services, as such testimonials do not reflect the experience of all clients of the financial professional and may raise regulatory concerns. Links to third-party media articles and/or websites are for general information purposes only and do not constitute an offer or solicitation of any kind. They are not intended, and should not be relied upon, as investment, insurance or financial advice. Securities offered through the broker/dealer. Annuity and insurance products, including those offered through the broker/dealer and affiliated companies do not provide tax or legal advice. Representatives may transact business, which includes offering products and services and/or responding to inquiries, only in state(s) in which they are properly registered and/or licensed. Your connection to this page does not necessarily indicate that this Financial Professional is able to transact business in your state.

10/26/2026

El mercado global de seguros podría duplicarse para 2035, si se cumplen las previsiones
Let’s connect and talk about the latest insights in the industry!

Del 15 de octubre al 7 de diciembre, la inscripción abierta anual permite revisar y cambiar la cobertura Medicare Advant...
10/23/2026

Del 15 de octubre al 7 de diciembre, la inscripción abierta anual permite revisar y cambiar la cobertura Medicare Advantage y de medicamentos. Los cambios de este periodo generalmente comienzan el 1 de enero siguiente. No es el periodo de primera inscripción para todas las personas. Agenda tu revisión con Sonia.

📞 872-588-0656
✉️ [email protected]
📍 Berwyn, IL

10/22/2026

Insurance Payouts & Illinois Taxes: What’s Really Taxable?
Let’s connect and talk about the latest insights in the industry!

10/21/2026

Retiree Bills Need Annual Reviews
After two decades guiding individuals and business owners through insurance and tax strategy decisions, I’ve seen firsthand that retirement isn’t a set-it-and-forget-it milestone—especially when it comes to your bills and coverage. Each year, insurance premiums, deductibles, provider networks, and even drug plan pricing can change in ways that catch people off guard. For example, in 2026, the annual out-of-pocket cap for covered drug costs will be $2,100, which is a significant shift many might overlook. The enrollment window from October 15 to December 7 is a prime opportunity to re-evaluate your plans for the coming year.

I always encourage a yearly review—your health, home, renters, and auto coverage needs rarely stay the same from working life to retirement. Renovations, mileage, belongings, and even shifts in weather risks can mean your old policy isn’t protecting you the way it should. And don’t forget about the small print: bank fees, advisory charges, and life insurance premiums. These deserve just as much attention, especially as travel perks or family obligations evolve.

My approach is always about finding the details others might miss—making sure your coverage and spending truly support the life you want to live, now and in the years ahead.

10/19/2026

Cashless Health Insurance, Explained
Over the years, I’ve seen how the right health insurance can truly ease the burden during medical emergencies—especially when it comes to global coverage and cashless health insurance. Here’s how it works: with a cashless policy, your insurer pays approved hospital bills directly to the provider, so you’re not scrambling to cover costs upfront. You just choose an eligible hospital, share your policy details, and let the hospital handle pre-authorisation for your diagnosis, treatment, and projected costs. The insurer reviews everything, approves what’s covered, and at discharge, the hospital sends documents so those expenses are settled directly—while any excluded costs remain your responsibility.

For global families, this can mean less financial stress, quicker access to care, and far less paperwork chasing down reimbursements, since the hospital manages much of the billing with the insurer. The main difference from traditional reimbursement claims? It’s all about timing—cashless means you’re not out-of-pocket first. But, as always, it’s important to review your hospital network, waiting periods, co-payments, limits, exclusions, and what’s required to make a claim. It’s the small details that make a big difference—something I’ve learned matters most when your health is on the line.

A wonderful opportunity to connect at Clarendale! 💙Sonia Lopez and Viz Consulting Corp were happy to be part of this com...
10/19/2026

A wonderful opportunity to connect at Clarendale! 💙

Sonia Lopez and Viz Consulting Corp were happy to be part of this community event. Thank you to the Clarendale team and residents for welcoming us and sharing time with us!

Have questions about Medicare or your health insurance coverage? We’re here to help you understand your options. Contact us to schedule an appointment with Sonia.

📞 708-466-4757 | 872-588-0656
📧 [email protected]

10/18/2026

Original Medicare Leaves Health Costs Uncovered
After twenty years guiding individuals and business owners through the maze of insurance—and always with an eye on tax implications—I’ve seen how often Medicare’s gaps catch people off guard. Even as we look ahead to 2027, many everyday health costs won’t be covered by Original Medicare. Long-term custodial care? Still a major gap. While limited skilled nursing or certain home health services might qualify, most home, assisted living, and nursing care expenses will fall outside the standard benefits.

Routine needs like dental, vision, glasses, contacts, and hearing aids typically remain uncovered, unless tied to very specific medical situations. Many retirees end up taking out separate policies for these gaps. Coverage also won’t extend to care received abroad, cosmetic procedures, most over-the-counter items, routine foot care, or convenience costs during treatments—again, only rare exceptions apply.

This is why I always encourage careful, honest budgeting before retirement. Take the time to compare supplemental and alternative plans. Make sure you’re financially ready for those likely out-of-pocket expenses—especially long-term care, dental, vision, hearing, and those little incidentals that add up. My role has always been to spot the details others miss, ensuring you’re prepared and supported to live your healthiest, fullest life.

The Value of Training and Coaching in the Insurance IndustryOver the past twenty years working alongside individuals and...
10/17/2026

The Value of Training and Coaching in the Insurance Industry
Over the past twenty years working alongside individuals and business owners, one lesson stands out: the insurance industry thrives on constant learning. Effective training and coaching are not just formalities—they’re the key to deepening our knowledge, honing ethical decision-making, and sharpening communication and problem-solving skills. This commitment dramatically reduces errors and builds the kind of trust that clients deserve and rely on. When our team is equipped with the right tools and expertise, the service we deliver improves, satisfaction rises, and we’re able to support healthier, more secure lives for our clients. In a competitive market, sustainable growth isn’t luck—it’s the result of always striving to understand what matters most, and never overlooking the details. That’s the foundation I bring to every client relationship, whether I’m helping someone access care or uncovering a tax deduction they didn’t know existed.


https://www.vusocial.com/agent-news/sonia-lopez-2/1260855-The-Value-of-Training-and-Coaching-in-the-Insurance-Industry

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Berwyn, IL
60402

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+18725880656

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