Katie Sheats - Direct Mortgage Loans

10/13/2026

Getting pre-approved is exciting, but what you do after approval can impact your loan and closing.

Until you have the keys, avoid these 5 common mistakes: financing a new car, opening new credit, making large unexplained deposits, changing jobs without talking to your lender, or running up credit card balances.

When in doubt, ask your lender first. A quick conversation can help keep your home purchase on track.

10/09/2026

Buying a home is exciting, but a few common mortgage mistakes can cost you more than you expect. 🏡💰

From focusing only on the monthly payment to making a big purchase before closing, the details matter. Understanding your loan options, closing costs, and financial picture can help you make more informed decisions throughout the process.

Before you make a move, talk to your lender first.

10/06/2026

Think your credit score is the only thing standing between you and a home loan? Think again. 🏡

Lenders look at the whole picture, including your credit history, payment history, income, debt, assets, and reserves.

Your number matters, but it’s only part of the conversation. When you’re ready to explore your options, Go Direct.

10/05/2026

🏡 What exactly is a condo? And what should buyers know before purchasing one?

From shared amenities and common areas to HOA dues and maintenance responsibilities, understanding how condo ownership works is an important part of the homebuying process.

In this edition of Condo Corner, Katie Sheats breaks down the basics and shares her expertise on condo financing, second homes, and investment properties.

Have condo financing questions? Katie has the answers!

10/02/2026

10/01/2026

Talk to a lender that knows the difference. Give me a call!

10/01/2026

How much house can you really afford?
Getting approved for a certain amount does not always mean you should spend that much. Your budget should account for a payment that feels comfortable and leave room for the things that matter most, like saving, traveling, raising a family, building your future, and reaching your long term financial goals.
Before you start shopping, know your numbers and find a payment that works for your life.
Your home. Your loan. Go Direct.

09/29/2026

It depends...lots of options out there. Give me a call!

05/12/2026

If you’re a veteran with a VA loan, you might be able to lower your rate without the hassle 👇

The VA IRRRL is designed to make refinancing simple so you can reduce your payment and keep more money in your pocket.

No appraisal
Less paperwork
Faster process

If you’ve been thinking about refinancing, this could be your move 🇺🇸

Message me to see if you qualify