Suzanne Scheer, J.D., CLTC

10/27/2026

I spend my days helping people understand the newer kinds of long-term care insurance that most people don't even know exist. And one thing I hear all the time is that what people think they know about LTCI is often based on policies from years ago, not the options available today.

There are more options for long-term care planning today than many people realize. Some of these newer approaches can help protect the money you've worked hard to save while giving you and your family more choices if care is ever needed. And because everyone's health, finances, and family circumstances are different, there's no one-size-fits-all solution.

That's why I like to start by listening. I want to understand what's important to you, walk you through the options you may not know about, and help you decide whether long-term care insurance makes sense for your situation.

You don't have to have all the answers before reaching out. I'm here to help you understand your options and find what makes sense for you and your family. Let's talk!

https://www.sgsinsurance.net/get-in-touch

10/26/2026

In case we haven't met, I'm Suzanne Scheer! 👋

I help people plan for something most of us would rather not think about: long-term care.

And for me, this work is personal.

I spent eight years helping care for my parents while raising my young son. My father had long-term care insurance. My mother didn't. I saw firsthand how differently those experiences unfolded, not just financially, but for our entire family.

That experience changed the direction of my career and is why I'm so passionate about helping others plan ahead.

Today, I help individuals and families understand the newer kinds of long-term care insurance that many people don't even know exist.

Having those conversations ahead of time doesn't eliminate the challenges, but it can make a world of difference when those decisions become necessary.

I'm glad you're here. Let's set up a time to chat so I can help make a topic that often feels overwhelming a little easier to understand.

https://www.sgsinsurance.net/get-in-touch

10/22/2026

Does your parent have a long-term care insurance policy? There are three things you should check now that could make a big difference when it's time to use it.

One of them could even help prevent the policy from being canceled without you realizing it.

In this video, I walk you through three important questions to ask the insurance company so you're prepared when your parent needs care.

And I've made it even easier for you!

💬 Comment “TEMPLATE” and I'll send you my FREE call script so you'll know exactly what to ask when contacting your parent's long-term care insurance company.

10/21/2026

When it comes to long-term care planning, timing can make a big difference.

I often talk with people who assume they'll figure things out when the time comes. And I understand that. It's not something most of us want to think about until we have to.

But waiting until care is needed can mean fewer choices, both financially and personally.

Planning ahead gives you time to understand what's available, explore the newer kinds of long-term care insurance, and decide what makes sense for you and your family.

Having those conversations ahead of time doesn't eliminate the challenges, but it can make a world of difference when those decisions become necessary.

You don't need to have all the answers today. Let's work together to allow yourself to explore your options while you still have them.

https://www.sgsinsurance.net/get-in-touch

10/20/2026

I recently joined The Midlife Pivot podcast to talk about something I wish more families understood: long-term care planning is about so much more than paying for care.

We covered a lot, from my personal experience caring for my parents to the differences between traditional and newer hybrid policies, what Medicare actually covers, and why it's never too early to understand your options.

We also talked about practical steps you can take now, including what to do if you or your parents already have a long-term care insurance policy.

My hope is that this conversation helps make a complicated topic feel a little less overwhelming.

🎧 I'd love for you to listen! Whether you're planning for yourself or helping aging parents, there's something in this conversation for you.

Long-term care is one of those topics many families avoid until the...

10/19/2026

📚 You're invited to our next Business Minds Book Club!

I'm excited to join my co-host Jillian Bernstein as we welcome special guest Jennifer Hurt of Jennifer Hurt Wellness to lead our discussion of Start With Yourself by Emma Grede.

We'll explore how investing in ourselves can shape the way we approach work, life, and everything in between.

And here's my favorite part: You don't have to read the book to join the conversation!

Just come ready to share ideas, learn something new, and connect with other professionals. We'll also save time for networking.

🗓 Thursday, November 5 | 5–6 PM ET
💻 Virtual via Zoom

We'd love to have you join us!

Register through the Eventbrite link below.

https://www.eventbrite.com/e/business-minds-book-club-tickets-2000415723278.

10/15/2026

One of the greatest gifts you can leave your family isn't an inheritance.

It's a plan.

When difficult decisions arise, having a long-term care plan in place can provide clarity, preserve choices, and allow your loved ones to focus less on logistics and more on simply being there for you.

Planning ahead is an act of love that can make tomorrow easier for the people who matter most.

If you've been thinking about what a plan could look like for your family, I'd be honored to help you explore your options. Let's start with a conversation.

https://www.sgsinsurance.net/get-in-touch

10/12/2026

Did you know that you may be able to use money from an IRA or other retirement account to help pay for long-term care insurance?

This is one of those newer long-term care planning options that most people simply don't know about, and I'm excited to share it with you!

Join me for my free webinar on October 19 at Noon Eastern, where I'll explain how retirement funds, including inherited IRAs, may be used to fund a hybrid long-term care insurance policy.

We'll talk about how it works, who it might be right for, and why it's worth exploring before making decisions about your retirement savings.

No confusing insurance jargon. Just practical information about options you may not have considered.

I'd love for you to join me! Scan the QR code or click the link to register.

Can't attend live? Register anyway, and I'll send you the replay!

https://www.eventbrite.com/e/turn-your-ira-into-long-term-care-protection-tickets-2002394680392

10/09/2026

📚 Mark your calendar for our next Business Minds Book Club!

Jennifer Hurt of Jennifer Hurt Wellness will be joining co-hosts Jillian Bernstein and Suzanne Scheer to lead our discussion of Start With Yourself: A New Vision for Work & Life by Emma Grede.

And remember, one of the best things about our book club is that you don’t have to read the book to benefit from the conversation!

Come for the discussion, stay for the connection. We’ll also leave time for networking at the end.

We hope you’ll join us!

Jennifer Hurt of Jennifer Hurt Wellness will lead our discussion of Start With Yourself: A New Vision for Work & Life by Emma Grede.

10/08/2026

Long-term care is one of those conversations many people plan to have "someday."
But life doesn't always wait for someday.

A health event can change everything in an instant, leaving families to make important decisions during an already emotional time.

That's why I believe planning ahead is one of the kindest things you can do for yourself and the people you love. It's not about expecting the worst. It's about protecting your choices, preserving your independence, and giving your family greater clarity and peace of mind if life takes an unexpected turn.

If you've been meaning to learn more about your options, I'd be happy to have a no-pressure conversation. Sometimes the hardest part is simply taking the first step.

https://www.sgsinsurance.net/get-in-touch