Donna S. Cates, CRPC, CDFA - Money Matters Wealth Solutions

Donna S. Cates, CRPC, CDFA - Money Matters Wealth Solutions Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Donna S. Cates, CRPC, CDFA - Money Matters Wealth Solutions, Financial Consultant, Birmingham, AL.

Women's Wealth Builder | Investment Advisor | Divorce Financial Strategist
Helping women claim their seat at the financial table
Because hope is not a financial strategy Welcome to Second Saturday: What Everyone Needs to Know About Divorce, the critically acclaimed workshop and community founded in 1989 by nationally renowned advocates/wealth managers Candace Bahr and Ginita Wall. Birmingham Secon

d Saturday is a workshop offered the Second Saturday in every month to help women become financially and emotionally independent before, during and after a divorce.

She opened that savings account before she even met him.Funded it herself. Never thought of it as "ours."And when the di...
06/03/2026

She opened that savings account before she even met him.

Funded it herself. Never thought of it as "ours."

And when the divorce started, her husband's attorney put it on the table.

That's when she called me.

And that's when I had to explain something nobody had told her:

Feeling like something is yours and being able to prove it in a legal proceeding are two very different things.

There's a word for what happened to her money. It's called commingling and it is one of the most common, most expensive, and least talked-about blind spots in divorce.

In this week's vid, I'm breaking down exactly how marital property and separate property work and more importantly, where that line quietly disappears without anyone realizing it.

If you're going through a divorce, thinking about one, or just want to understand your own money better, this one is for you.

Check the link in the comments to watch the full episode

06/02/2026

Your pre-marital assets aren't automatically protected in a divorce.

The reason isn't complicated, it's documentation.

Old account statements. Inheritance records. Gift letters. Proof the money never touched a joint account. No paper trail? A court may not be able to protect it, even if it was yours from the start.

I've seen women lose money they absolutely deserved to keep. Not because the law failed them. Because nobody told them to save the receipts.

Don't let that be you.

Book a Divorce Financial Consultation before you sign anything. Check the link in bio or comments.

Your divorce attorney knows the law. But do they know your money?Here's something most people don't realize until it's t...
06/01/2026

Your divorce attorney knows the law. But do they know your money?

Here's something most people don't realize until it's too late:

Your attorney and a Divorce Financial Analyst are doing two completely different jobs.

Your attorney knows the law. I know the money.

When you're dealing with retirement accounts, investment portfolios, a home with 10 years of equity, or an inheritance that may have been commingled — you need both.

The legal strategy and the financial strategy have to work together. One without the other leaves gaps. And gaps in divorce are expensive.

I've seen what happens when women walk into divorce without this information. I've also seen what happens when they walk in prepared.

The second version is better. Every single time.

You deserve to be the second version.

👇 Two ways I can help:

🟣 Book a Divorce Financial Consultation

🟣 Join me at the Second Saturday Divorce Workshop

Check the link in my bio or in the comments

You’re invited to a special summer webinar series focused on helping you make smarter, more strategic financial decision...
05/31/2026

You’re invited to a special summer webinar series focused on helping you make smarter, more strategic financial decisions.

Money Matters Wealth Solutions and The Wealth Boutique, in partnership with AssetMark, are bringing together experts to discuss timely topics that can help you better understand today’s financial landscape.

Our first session begins June 1:

Unlocking Liquidity: How Secured Brokerage Lines of Credit (SBLOCs) Can Work for You
Featuring Eric Alexander
June 1 | 4:00–5:00 PM ET

The series will also explore:
✔️ Tax strategies that help you keep more of what you earn
✔️ The power of donor-advised funds
✔️ Private credit opportunities beyond traditional investing

Whether you attend one session or the full series, you’ll gain practical insights designed to support your long-term financial goals.

Live Q&A included

Reserve your spot by selecting Donna Cates as your Advisor in the link in the comments.

What does it actually take to get through divorce without losing your footing, legally, financially, and emotionally?Thi...
05/30/2026

What does it actually take to get through divorce without losing your footing, legally, financially, and emotionally?

This month's Second Saturday Divorce Workshop gives you exactly that. On Saturday, June 13th from 9:00–11:45 AM CDT, three experts in law, finance, and mental health show up in one virtual room, just for you.

Meet your speakers:
Amber James — Family Law Attorney
Donna Cates, CDFA® — Divorce Financial Analyst
Deborah S. Wilder, Ph.D. — Licensed Psychologist

In under 3 hours, you'll leave with clarity on:
→ Your legal rights and what to expect from the process
→ How to avoid the most costly financial mistakes in divorce
→ How to support yourself, and your kids, through the emotional weight of it all

Seeing each of these professionals on your own could run you up to $1,000.
Here, you get all three in one morning, plus our follow-up class Second Helpings and Donna's ebook "Surviving the Storm", both included.

This workshop is built for women who are considering divorce or already in the middle of it.

You don't have to figure this out alone. The right experts are one click away.

Link to register is in the comments.

Divorce is not just emotional… It’s financial.And here’s the truth: most women don’t realize until it’s too late:➡️ Deci...
05/29/2026

Divorce is not just emotional… It’s financial.

And here’s the truth: most women don’t realize until it’s too late:
➡️ Decisions made in the middle of stress can cost you tens (or hundreds) of thousands of dollars long-term

That’s exactly why I created The Ultimate Divorce Toolbox.

This isn’t just a workbook. It’s a strategic planning system designed to help you:
✔️ Organize your income, assets, and debts before they “disappear.”
✔️ Understand your options (litigation, mediation, collaborative divorce) before choosing blindly
✔️ Prepare for critical decisions like:
• Spousal support
• Child support
• Property division
• Retirement assets
✔️ Walk into your attorney meeting prepared instead of overwhelmed

Because here’s what I know after working with hundreds of women:
👉 The more organized and informed you are, the less you spend on legal fees
👉 The clearer you are, the better your settlement outcome
And most importantly…
👉 You stop reacting emotionally and start making strategic decisions

If you or someone you love is navigating divorce, don’t go into it blindly.

Get the clarity you deserve before making life-altering decisions.

➡️ Check the link in the comment

Nobody prepares you for the financial side of divorce. The questions, the fear, the 'what do I do now?' moments. That's ...
05/28/2026

Nobody prepares you for the financial side of divorce. The questions, the fear, the 'what do I do now?' moments.

That's exactly why I do what I do. so you can move forward with clarity, not confusion.

You've got this. 💪

Ready to take back control of your financial future?

Let's talk. 👇

Book your free consultation with me. Check the link in the comment section

With Florida Women's Law Group – I just got recognized as one of their top fans! 🎉
05/28/2026

With Florida Women's Law Group – I just got recognized as one of their top fans! 🎉

This is the “cat’s meow” and too many of my friends are waiting to take action. PM me if you are curious to learn how yo...
05/27/2026

This is the “cat’s meow” and too many of my friends are waiting to take action. PM me if you are curious to learn how you can pay a smaller tax bill today to avoid taxes all together down the road!

Financial clarity starts with understanding your options.This summer, Money Matters Wealth Solutions and The Wealth Bout...
05/27/2026

Financial clarity starts with understanding your options.

This summer, Money Matters Wealth Solutions and The Wealth Boutique are hosting a special 4-part webinar series in partnership with AssetMark, designed to help you navigate important financial decisions with greater confidence and strategy.

We begin on June 1 with:

Unlocking Liquidity: How Secured Brokerage Lines of Credit (SBLOCs) Can Work for You
Featuring Eric Alexander
June 1 | 4:00–5:00 PM ET

Additional sessions will cover:
✔️ Smarter tax strategies
✔️ Donor-advised funds and intentional giving
✔️ Private credit opportunities beyond traditional investing

Each session is educational, approachable, and packed with practical insights you can use now and in the future.

Join us live, ask questions, and gain clarity around your financial journey.

Reserve your spot by selecting Donna Cates as your Advisor in the link in the comments.

Address

Birmingham, AL

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 5pm

Website

http://www.moneymatterswealth.com/, http://www.navigating-divorce.com/, https://www.mone

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