Waverly Advisors, LLC

08/31/2026

Managing money isn't about making it the center of your life, it's about giving it the attention it deserves so it can support the people and priorities that matter most.

Thank you to one of our Partners and Wealth Advisors, Irby Thompson, CFP®, AEP®, for sharing his perspective on the important role thoughtful financial guidance can play in helping clients build meaningful legacies.



Learn more about our Montgomery team: https://waverly-advisors.com/offices/montgomery-one-commerce

For important disclosures, please visit: https://waverly-advisors.com/otherimportantdisclosure

08/31/2026

Congress recently introduced a new type of children's investment account that has generated significant attention and plenty of questions.

Like many new financial planning opportunities, understanding how these accounts work is only part of the decision. The more important question is whether they fit within your family's overall financial plan.

Becky Hoover, CFP®, CPA, CDFA®, Partner, Wealth Advisor, and Director of Financial Planning at Waverly Advisors, LLC, explores the new Federal Children's Savings Accounts, how they compare with existing savings strategies, and the planning considerations families may want to evaluate before opening one.

You'll learn:
👶 What the new Federal Children's Savings Accounts are and how they work
📊 How they compare with 529 plans, custodial accounts, and Roth IRAs for working children
💡 Five important planning questions families may want to ask before opening one
🌱 Why the right decision depends on your family's goals, priorities, and overall financial plan

Rather than focusing on headlines, Becky provides an objective look at how this new planning tool may fit within a broader long-term financial strategy.

📖 Read more here: https://waverly-advisors.com/insights/understanding-the-new-federal-childrens-savings-accounts/

Please see the disclosure at the bottom of the page.

08/27/2026

Retirement is lasting longer than it used to.

That's good news, but it also means your income and savings may need to stretch further than you originally planned for.

A longer time horizon changes the math. Guaranteed income sources, Social Security timing and rising healthcare costs. These all play a bigger role; the longer retirement stretches on.

Swipe through for 5 things worth reconsidering as retirement timelines grow.

Not sure if your current plan is built for a longer retirement? Let's talk. Contact us today. We're here to help.

Learn more: https://waverly-advisors.com/services/full-service-retirement-plans



Important disclosure: https://waverly-advisors.com/otherimportantdisclosure

08/27/2026

As part of its 2026 Wealth Edition, the Birmingham Business Journal featured Melanie Nichols, CFA®, CFP®, Partner, Regional Director and Wealth Advisor at Waverly Advisors in Birmingham, in its article, “Top Local Financial Advisors Share What It Takes to Succeed in Wealth Management Today.”

The piece brought together perspectives from advisors at a handful of local firms on how the wealth management profession is evolving and what matters most when serving clients and building a career in the industry.

For Melanie, it starts with developing meaningful relationships and truly understanding the individuals and families she serves.

“I don’t want 400 clients. I want 75 to 100 clients that I can build deep relationships with, that we can learn about the families, that we can always be the first phone call.”

She also reflected on how much the profession continues to evolve and the value of learning across generations.

“I learn from our young people every single week. That’s different than it was 20 years ago. Twenty years ago, I might be giving all the advice to young people and now it’s much more of a two-way street.”

Melanie also discussed why she encourages more women to consider careers in wealth management and the importance she places on mentoring future leaders across Waverly.

“If my legacy can be I helped 10, 20, 30 young people come through this organization and their career is better, I’m going to call that a win.”

We’re pleased to see Melanie’s experience, perspective and commitment to clients, colleagues and the next generation of advisors highlighted in this year’s Birmingham Business Journal Wealth Edition.

For important disclosures, please visit: https://waverly-advisors.com/disclosure.



https://www.bizjournals.com/birmingham/news/2026/08/19/top-dogs-advisers-share-secrets-to-success.html

Financial advisers have to wear more hats today than ever before.

08/24/2026

For many people, building wealth takes a lifetime. Deciding how to use it intentionally can be just as important.

In this new guide, Neal Schulte, CPA, CFP®, Partner, Wealth Advisor at Waverly Advisors, LLC, shares how more than 40 years as a CPA and financial advisor have shaped his perspective on charitable giving and helping clients create a meaningful legacy while being thoughtful about taxes.

In this guide, Neal discusses:
🤝 Why charitable planning is about more than tax savings
📈 Strategies such as donor-advised funds, Qualified Charitable Distributions (QCDs), and donating appreciated assets
💡 How thoughtful planning may help more of your wealth support the causes you care about instead of being lost to unnecessary taxes
🌿 Why charitable giving is often most effective when it's coordinated with your broader retirement, tax, and estate planning strategy

Thoughtful charitable planning isn't just about giving more. It's about making your generosity go further while supporting the people and organizations that matter most to you.

📖 Read the full article here: https://waverly-advisors.com/insights/after-a-lifetime-of-saving/

Please see the disclosure at the bottom of the article.

08/18/2026

Building generational wealth is not a single decision. It's a series of intentional steps that create long-term financial stability for your family.

If leaving a lasting legacy is one of your goals, here are six building blocks to consider.

• Manage Debt Strategically
High-interest debt can quietly erode your wealth-building ability. Prioritizing the payoff of costly liabilities can free up cash flow for savings and investments.

• Equity Through Homeownership
Real estate can be a cornerstone asset, helping you build equity and create an asset that may be passed down over time.

• Long-Term, Diversified Investing
A well-diversified portfolio aligned with your goals can help manage volatility while compound growth works in your favor.

• Start Saving Early
Building the habit of saving early on allows compound growth to work in your favor and can be more powerful than saving later in life.

• Tax-Efficient Strategies
Leveraging tax-advantaged accounts and tools such as trusts may help reduce tax exposure and enhance wealth transfer.

• Financial Knowledge and Values
A lasting legacy is an educational one too. Teaching the next generation responsible money habits helps them manage what they inherit.
Building generational wealth takes time, consistency, and thoughtful planning, and you don't have to navigate it alone.

Contact us today to start creating a personalized strategy for your family's future.


Important disclosure: https://waverly-advisors.com/otherimportantdisclosure

08/13/2026

Market volatility got you second-guessing your strategy?

You're not alone, and here's the thing: reacting to short-term swings is often what costs investors the most.

History tells a clearer story than headlines do. Pullbacks are normal. Missing the market's best days (which often follow the worst ones) can meaningfully hurt returns. And time is still the most powerful tool for compounding growth.

Swipe through for 5 reminders on why staying the course still works →

Have questions about whether your portfolio is built for the long haul? Let's talk. Reach out, we're here to help you stay focused on what matters most.



Important disclosure: https://waverly-advisors.com/otherimportantdisclosure

08/04/2026

Open communication is one of the most valuable tools in a successful advisor-client relationship. Honest conversations about your goals, investments, and financial priorities can help uncover opportunities and keep your financial plan aligned with what matters most.

Thank you to one of our Wealth Advisors, Rhonda K. Holifield, CFP®, for sharing her insight with us!



Learn more about our St. Petersburg team: https://waverly-advisors.com/people?office=9106

For important disclosures, please visit: https://waverly-advisors.com/otherimportantdisclosure

07/29/2026

AI is a powerful tool, but investing is about more than algorithms.

In this article, Nik Schuurmans explores what happens when AI is asked to build an investment portfolio and why human expertise remains essential in navigating complex financial decisions.

Read more: https://lnkd.in/epa2h6KW

For important disclosures, please visit: https://lnkd.in/gG_AqKty

07/28/2026

Waverly Advisors is pleased to announce the acquisition of InVista Advisors, a wealth management firm based in Montgomery, Alabama.

Founded by Carl “Brandt” McDonald and Mike Barranco, with Austin Barranco serving as Partner and Financial Advisor, InVista has built a strong reputation through personalized advice, meaningful client relationships and an ongoing commitment to the local community. Brandt, Mike and Austin will join Waverly as Partners and Wealth Advisors, and the InVista team will continue serving clients from Montgomery.

The partnership brings together two firms with a shared commitment to people, thoughtful planning and long-term growth.

We are excited to welcome the InVista team to Waverly and look forward to all we can accomplish together.

View Full Announcement Here: https://www.businesswire.com/news/home/20260728940876/en/Waverly-Advisors-Acquires-InVista-Advisors

View Important Disclosure here: https://waverly-advisors.com/otherimportantdisclosure