07/09/2026
1️⃣ What problem am I actually trying to solve?
Am I reducing risk because my life has changed...or because the headlines have?
2️⃣Would I make this same decision if the market wasn't dominating the news?
If the answer is no, you're probably reacting—not investing.
3️⃣ Am I investing, or am I trying to prove I'm smarter than the market?
The desire to be "right" is one of the most expensive emotions an investor can have.
Forecasts will always sound convincing. But your financial plan should be more convincing.