Better Books

You’ve built the income, now make it work smarter!

Better Books helps high-earning real estate investors & entrepreneurs proactively reduce taxes, make strategic financial decisions, & build lasting wealth, with tax strategists who think beyond the books.

10/23/2026

The debt payment doesn’t shrink just because your revenue does.

A deal might look great when income is strong, but what happens when revenue drops and the debt payment stays the same?

That’s why the question goes beyond “Will this investment make money?”

Can it reliably earn more, after taxes, than the debt costs you?

In the latest episode of the Know Your Numbers podcast, Chris McCormack breaks down four tests for evaluating good debt versus bad debt: returns, cash flow, personal guarantees, and your options if things don’t go as planned.

Before you borrow to grow, know what you’re signing up for.

Drop “podcast” in the comments for the full episode! 🎙️

good debt vs bad debt | borrowing to grow your business | business debt strategy | after tax investment returns | cost of borrowing | business cash flow | real estate investment debt | evaluating investment opportunities | financial planning for business owners | CPA for business owners | financial clarity for entrepreneurs | Know Your Numbers podcast

10/21/2026

There are about 10 weeks left in 2026. ⏳

That's still enough time to make tax moves that count, if you start now instead of waiting for tax season.

Most accountants look back at what already happened. At Better Books, we build your strategy looking forward:

1️⃣ Clarity & Discovery
2️⃣ Bookkeeping & Visibility
3️⃣ Strategic Planning
4️⃣ Implementation
5️⃣ Ongoing Partnership

October is National Financial Planning Month, the perfect time to stop reacting and start planning before the year closes.

Ready to move beyond reactive accounting? Drop "BETTER" to get the link to schedule your strategy consultation. 👇

proactive tax planning | year-end tax planning | Better Books process | bookkeeping and visibility | strategic planning for business owners | Q4 tax moves | National Financial Planning Month | CPA-led tax strategy | small business accounting | wealth-building strategy | entity structure planning | year-round tax advisor

10/20/2026

He paid for accounting help and still didn’t understand his numbers.

This client was a multiple seven-figure business owner. But he still had questions:

What do these numbers mean?
What’s the best thing to do with my money?
Why doesn’t my bank account feel like it should?

Having your books done is valuable. Understanding what those numbers mean for your next decision is where financial guidance comes in.

In Episode 163 of the Know Your Numbers podcast, Chris shares a framework for putting extra business cash to work; from building reserves and paying down costly debt to reinvesting and evaluating outside investments.

More revenue doesn’t automatically bring more clarity.

Drop “PODCAST” for the full episode! 🎙️

financial clarity for business owners | understanding your business numbers | seven figure business owner | accounting advisory services | CFO services for business owners | what to do with extra business cash | business cash flow strategy | business financial planning | CPA for business owners | financial guidance for entrepreneurs | business financial health | Know Your Numbers podcast

10/16/2026

Did you celebrate the financial "holidays" this month? 🎉

October had three days worth marking on every business owner's calendar:

📅 Oct 7 – World Financial Planning Day
💰 Oct 12 – National Savings Day
💳 Oct 15 – Get Smart About Credit Day

No cake required. Just a quick look at your plan, your savings and how you use credit. (And it's not too late, because all of October is National Financial Planning Month!)

So, be honest: which one is hardest for you right now? Planning, saving or credit? Drop it below 👇

And if the answer is "all three," drop "BETTER" and we'll help you get started.

financial holidays | World Financial Planning Day | National Savings Day | Get Smart About Credit Day | National Financial Planning Month | small business cash reserve | business credit tips | cash flow management | small business bookkeeping | financial planning for business owners | business savings strategy | know your numbers

10/15/2026

Paying off debt can put you right back in debt. Here’s why. 👇

If you use every available dollar to pay down debt, what happens when an unexpected expense hits?

Without cash reserves, you could end up putting that emergency right back on a credit card.

Paying down high-interest debt matters, but so does keeping a cash cushion.

In Episode 163 of the Know Your Numbers podcast, Chris breaks down how to prioritize extra business cash: operating reserves, money for taxes, debt paydown, tax-advantaged accounts, and reinvesting in your business... before pursuing outside investments.

Had a great month or a big quarter? Give that extra cash a plan before giving it a place to go.

Drop “PODCAST” in the comments for the full episode! 🎙️

what to do with extra business cash | cash reserves before debt payoff | business emergency fund | operating reserves for business owners | paying down high interest debt | business cash flow strategy | tax reserves for business owners | tax advantaged accounts | reinvesting in your business | financial planning for entrepreneurs | business financial health | Know Your Numbers podcast

10/14/2026

Quick quiz ⏱️ Can you answer these 3 questions about your business?

1️⃣ What's your current cash position?
2️⃣ What's your year-to-date profit?
3️⃣ What's your estimated tax liability?

Most business owners only see their full numbers once a year, when their taxes are due. By then, the chance to plan is gone!

Knowing your numbers means fewer surprises, smarter spending decisions, and a tax bill you saw coming months ago.

Couldn't answer all 3 quickly?
You're not alone, and you don't have to figure it out by yourself. Drop "BETTER" and we'll get you booked for a consultation with our team. 👇

cash flow management | year-to-date profit | estimated tax liability | tax planning for small business | bookkeeping services | small business accounting | profit and loss statement | business financial health | quarterly estimated taxes | financial clarity for business owners | better books accounting

10/13/2026

Financial planning helps you decide where your money should go.

Tax planning helps you explore how much more you could keep to put toward those goals.

One client already had a financial plan,but paid over $250,000 in state and federal taxes while juggling student loans, rent, and saving for their kids’ future.

We developed a tax plan projected to save them $100,000 in the year they implement it, potentially freeing up cash to pay down debt and invest for the future.

That’s the power of bringing both plans together: coordinating how you build wealth with how you manage your tax burden.

Drop “PODCAST” below for the full episode + better understand how your financial plan and your tax plan could (and should) be working together.🎙️

financial planning vs tax planning | the power of tax planning | proactive tax planning | tax planning for high earners | tax planning for business owners | projected tax savings | high income cash flow | coordinated financial planning | client tax planning story | CPA for high income earners | financial clarity for entrepreneurs | Know Your Numbers podcast

10/09/2026

Your business is making money, but do you know what the numbers are actually telling you?

That's one of the questions we're digging into in the latest edition of The Strategic Advantage, delivered to subscribers earlier this week!

October is Financial Planning Month, and we're talking about what it looks like to make informed financial decisions while there's still time to impact your year-end results.

Inside the latest edition:
📊 7 financial numbers every business owner should know. Revenue only tells part of the story. Do you know the numbers that reveal your business's financial health?

💰 A year-end tax myth worth revisiting. Is spending money before December 31th actually a smart tax move? Sometimes timing matters, but there's more to consider than the deduction.

🤝 A real client story. What happens when you finally have a financial partner who takes the time to understand your business, your family, and your long-term goals?

Plus, we're sharing our FREE Q4 Tax Savings Playbook to help you make the most of the remaining months of 2026.

Didn't catch this week's newsletter? We've got you!

Drop "ADVANTAGE" and we'll send you a link to read the latest edition, along with the option to subscribe.

The Strategic Advantage lands in inboxes twice a month, bringing practical tax strategies, financial insights, and resources for business owners and investors.

financial planning for business owners | proactive tax planning | year-end tax strategy | small business financial health | business financial strategy | tax planning for entrepreneurs | business cash flow | profit vs revenue | Q4 tax planning | strategic bookkeeping | tax savings for business owners

10/08/2026

A financial plan and a tax plan should work together.

Retirement accounts and investment strategies are important, but they’re only part of the picture. Your business structure, deductions, and timing deserve attention, too.

The question to ask: “Who’s handling my tax planning—and are they coordinating with my financial planner?”

Save this for your next advisor meeting and drop “PODCAST” to listen to the full episode.

financial planning vs tax planning | tax planning for business owners | financial planner vs tax advisor | business tax strategy | business entity optimization | tax deduction planning | retirement planning for business owners | coordinated financial planning | CPA for business owners | financial clarity for entrepreneurs | business financial strategy | Know Your Numbers podcast

10/07/2026

You can be making more money than ever and still have no idea how your business is actually doing.

That’s more common than you might think.

Revenue is growing.
Clients are coming in.
The business looks successful from the outside.

But then come the questions:
Why doesn’t it feel like there’s as much money in the bank as there should be?
How much do we actually need to make each month?
How long could we operate with the cash we have?
What should we expect to owe in taxes?
Are we actually profitable?

Those answers don’t come from revenue alone.

In Episode 161 of the Know Your Numbers Podcast, Chris breaks down 7 financial numbers every business owner should know. From profit and break-even to cash flow, runway, tax rate and the number that tells you when you’ve actually reached the goal you’re working toward.

Because knowing your numbers isn’t about becoming an accountant, it’s about having the clarity to make better decisions with the business you’ve built.

Drop PODCAST below and we’ll send you the full episode. 🎙️

business financial health | numbers every business owner should know | profit vs revenue | business profit margin | break-even revenue | business cash flow | cash flow vs profit | business runway | tax planning for business owners | financial clarity for entrepreneurs | CPA for business owners | business financial strategy

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55438

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https://www.betterbooksaccounting.co/

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