Comprehensive Financial Consultants

07/18/2026

Catch an encore of "Your Money with David Hays" Saturday morning at 9am!

It's a step in the (potentially) right direction. This week the House passed legislation to make 🕘 daylight saving-time permeant. What does that mean for Hoosiers, and the rest of the country? David will share thoughts on the impact - and upcoming conversations with state elected officials.

Also, is the Australian system of retirement something the US should consider? David will discuss how Australia's retirement program works, and why it may be something to consider as Social Security continues to be challenged for Americans - especially those not yet retired.

Plus - are your beneficiaries in good order? Have you looked at your income and tax situation? David will dive into the different ways people look at financial planning, and why it's important to see the big picture in things.

All this, plus Rod Holloway from CFCI will call in with a market update.

Tune in to 98-7 The Zone Saturday morning!

07/17/2026

Come out Saturday, July 18 to the two Bloomington Crew Car Wash locations to support Big Brothers Big Sisters of South Central Indiana! This is a great opportunity to get your car washed and help local youth.

🧽🚗 🪣🚐 🫧 🛻🧼

CREW-4-KIDS is 3 DAYS AWAY!

Come wash, give, volunteer, and play this Saturday! Thanks to our community partner Dave & Busters, donors and volunteers will receive play coupons while supplies last!

On July 18th 2026, Crew Car Wash locations across Bloomington and Terre Haute will be buzzing with fun as our community comes together to support Big Brothers Big Sisters of South Central Indiana. Every wash and every donation helps create meaningful mentoring relationships for local children.

Stop by, meet our volunteers, support a great cause, and help us make a BIG impact!

📅 Saturday, July 18, 2026
🌧️ Rain Date: Saturday, July 25, 2026
⏰ 10:00 a.m. to 2:00 p.m.

📍 Bloomington
• 235 South Pete Ellis Drive
• 3430 W. 3rd Street

📍 Terre Haute
• 2102 South State Road 46
• 5010 S. US Hwy. 41

We are also still welcoming volunteers for both shifts:

• 10:00 a.m. to 12:00 p.m.
• 12:00 p.m. to 2:00 p.m.

Volunteers receive a free Crew for Kids T-shirt, so be sure to include your shirt size when signing up!

To volunteer, message us or email [email protected] with your preferred location, shift, and T-shirt size.

Come out, have some fun, and help us create more life-changing matches for kids in our community! 💙🚙✨

07/14/2026

It's impossible to describe the impact Joe Smith had on local sports and Indiana University athletics. For more than five decades, Joe has announced countless basketball and football games across Indiana, and the nation, bringing a style and nuance to capture the attention of radio and television fans. His talents extended into many other sports as well.

You may know him as the man who celebrated you, your child or your grandchild's high school championship on a court or field... or one who recognized the anguish of a potential victory being stolen away at the last minute.

You may have listened to him call hundreds (if not thousands) of IU basketball and football games - knowing and interviewing players and coaches who walked anywhere the Hoosiers played.

You may also know him as the voice on 98.7 The Zone - formerly WGCL Radio - who bantered weekday mornings and afternoons with numerous guests and regulars, in a time where local radio was valued for connecting a community as a source of news, weather, sports and commentary. Many of our Comprehensive Financial Consultants team have been on the air on The Zone over the years, getting to spend a few minutes with Joe on numerous occasions. Anyone walking by Joe's office would see a museum of local sports history. Photos, newspaper clipping, handwritten notes, plaques, pieces of netting and more - along with a tape recorder and typewriter that Joe faithfully used.

Joe Smith was all these things, but he was also a friend. A mentor. A man who loved "his favorite six-pack" - his six grandchildren. A father of two, Joe loved his family and enjoyed spending time with them any chance he had.

In 2017 Joe suffered a near-fatal fall at his home, fracturing two vertebrae. Despite the recuperation challenges, Joe worked to get behind a microphone and call sports on the air again - which he did within a year.

If you had the opportunity to be interviewed by Joe, hear your name called in a game or just sat down to talk, you could easily be pulled into so much history and detail that you might wonder "How does he know this?" He didn't just know it - he lived it.

Our thoughts are with Joe's children and their families, his colleagues at 98.7 The Zone and the countless listeners who were entertained, informed and inspired by the passion and professionalism he brought to the microphone.

Thank you, Joe.

News story of Joe's return - https://www.facebook.com/reel/2542054445865897

Joe's Monroe County Sports Hall of Fame honors -
https://www.monroecountyshof.org/hof-inductees/joe-smith/

Monroe County Sports Hall of Fame
98-7 The Zone
Indiana University Athletics

07/11/2026

Kick-off the weekend with 98-7 The Zone and an encore of "Your Money with David Hays" Saturday morning at 9am!

June was Annuity Awareness Month, and there was some discussion on the investment product in the June 18th episode. This week David takes a deep dive into the various types of annuities and what potential investors should consider.

Have you ever heard of the five-year rule, as it relates to Roth IRAs? This week David will discuss why Roth IRA owners need to pay attention to this rule when taking distributions and how converted funds relate to the guideline.

Plus the new Trump accounts went live on July 4 - so what's happened since the first day? David will give the latest... but much more in the show this week!

07/10/2026

If you're one to make lists... or schedule activities throughout the year so you never forget a commitment... check out our Personal Financial Calendar on our website - https://www.cfci.us/resource-center/money/finance-calendar

Even though we're just into the second-half of 2026, it's a good time to pause and take inventory of financial matters you've addressed this year and things you might still want to achieve.

You may find the calendar fits in your schedule, or you may want to shuffle things around throughout the year based on other factors.

If you have questions or would like to talk more about establishing a financial calendar customized to your needs, please let us know!

07/10/2026

🎈Happy 🎁 Birthday, Adalee! 🎂

We're sending good wishes to Adalee C. today! Adalee works with Doug Hughes and his clients, and has been part of the team for well over a year now.

Enjoy your day, Adalee!

07/09/2026

Thursday evening at 6pm on 98-7 The Zone - tune in to Your Money with David Hays!

Have you ever heard of the five-year rule, as it relates to Roth IRAs? This week David will discuss why Roth IRA owners need to pay attention to this rule when taking distributions and how converted funds relate to the guideline.

June was Annuity Awareness Month, and there was some discussion on the investment product in the June 18th episode. This week David takes a deep dive into the various types of annuities and what potential investors should consider.

Plus the new Trump accounts went live on July 4 - so what's happened since the first day? David will give the latest... but much more in the show this week!

07/05/2026

Summer is here, which means lots of fun in the 🤽‍♂️ water. 🏊🏽

We have some pool safety tips on our website - https://www.cfci.us/resource-center/insurance/keeping-summer-safe-pool-and-spa-safety-tips-1 - to help you and your family get the most from your summer activities.

Be safe, all!

07/04/2026

🎆 Happy Fourth of July! 🎇 We hope everyone has a safe and happy holiday weekend!

What's going on this weekend? Check our blog - https://www.cfci.us/blog/fourth-of-july-fun-2026 - for some fun.

Stay cool, be careful and 🇺🇸 happy 250th birthday, America! 🗽

07/04/2026

Happy Fourth of July - and the 250th birthday of the United States!

Tune in to 98-7 The Zone for an encore of this week's episode of "Your Money with David Hays."

July 4 isn't just Independence Day - it's the start of the new Trump Accounts, with opportunities for saving for children. David will give specifics on the plan, as well as compare the program to Roth IRAs, 529 college savings plans, UGMAs (Uniform Gifts to Minors Act) and UTMAs (Uniform Transfers to Minors Act).

Rod Holloway from CFCI will be calling in to provide a market update, as well as discuss jobs, inflation and more.

Plus, when thinking about estate planning, what assets should you consider leaving to people and what should go to charity? And what if you want to make a gift while you're alive? David will have details on ways to potentially maximize the impact when gifting money.