Marra Financial Group

Home
United States
Bloomville, NY
Marra Financial Group

We consult with and educate people about their money. How to save it, how to invest it when they have it and how to make it last. That's the short version

You may have accumulated money for retirement in a 401(k), or an IRA etc. But accumulating it, and having a plan on how to turn it in to income that will hopefully last throughout your retirement, are two vey different things. You have to have an "income" plan. That's what I do. I can teach you how to do this on your own, through the free resources I am happy to share with you, or I can design an

income plan for you. Either way, this small task is important! I have many resources for you to EASILY understand the process and what you should be doing, including my book entitled "Retirement Planning Made Easy" as well as an easy to follow workbook that corresponds to the book. You can complete your outline in as little as 90 minutes. If you're thinking "I don't have enough to worry about", you have what you have, and so you work with that. Everything you do can make a difference, whether you have $50,000 or you have $2,000,000 or more. You have to know where you stand, and if it's not where you want to be, if it won't give you the lifestyle you want when you retire, then at least you know that now and perhaps there are things you can do to change the outcome. Get in touch with me, I'll help you, or I'll help you to help yourself!

_________________________________________________________

I am an Independent Registered Financial Consultant and Investment Advisor Representative with Horter Investment Management, LLC. One of the major advantages that I offer my clients is my vast knowledge of retirement issues that I've gained during my 38 years of experience in the financial services industry.

_________________________________________________________

Diane has been a member of various financial organizations including the International Association of Registered Financial Consultants, Society of Certified Senior Advisors, the National Association of Insurance and Financial Advisors, The National Association of Life Underwriters and a student of The Life Underwriter Training Council. She is also an approved member in good standing with the National Ethics Association. Diane has lectured widely in the tri-state area on financial topics important to individauls, groups and organizations, both pre – and post retirement. She has also been registered as an instructor for the Richness of Life Institute which teaches Financial Educational courses. Investment advisory services offered through Horter Investment Management, LLC, a SEC-Registered Investment Advisor. Horter Investment Management does not provide legal or tax advice. Investment Advisor Representatives of Horter Investment Management may only conduct business with residents of the states and jurisdictions in which they are properly registered or exempt from registration requirements. Insurance and annuity products are sold separately through Diane Marra. Securities transactions for Horter Investment Management clients are placed through AXOS Advisor Services, TD Ameritrade and Nationwide Advisory Solutions. Insurance and annuity products are not sold through Horter Investment Management, LLC ("Horter"). Horter does not endorse any annuity or insurance products nor does it guarantee their performance. Owners of these products are subject to the terms and conditions of the policies and contracts of the issuing companies. All product guarantees depend on the insurance company's financial strength and claims-paying ability.

07/24/2025

We’ve all heard the saying health is wealth, but what does it truly entail? We pose the question, what is your wealth if you don’t have your health? Personal health that is. You have been working and saving for retirement throughout your life, it's time to start prioritizing your personal health and wellness. After all, why accumulate your wealth if your health and longevity aren’t on the same page? We want you to enjoy your retirement and live it to the fullest!

07/17/2025

There are countless misconceptions about retirement out there, and we are here to debunk the most common retirement myths. Some people think that it’s too late to start saving for retirement, which is far from the truth! Start investing today to compound your interest, it's never too late to start. Others may associate retirement with a time of decline, which is completely in your hands. You can be intentional about adding movement into your retirement, whether this be traveling more or attending more workout classes, you can choose to spice up your retirement however you see fit!

07/10/2025

With interest rates on the rise, it's only natural to wonder if you’ve put your financial eggs in the right nest. There are countless ways to invest your money, and right now is the perfect time to reevaluate if your investments are on track. Since interest rates are skyrocketing, you may want to reassess your CDs or lock them in. Give me a call to have your interest and investment questions answered today!

07/03/2025

Fourth of July festivities welcome fireworks, BBQs and celebrating our great country! As the holiday approaches, we wanted to share some firework safety tips. The most common firework safety precautions are avoiding indoor areas and keeping fireworks away from children. Did you know it's also recommended to soak fireworks in water for a few hours before discarding them? Experts advise to never ignite a device while it's in the container, it should always be removed first. We hope you enjoy the festivities and your Fourth of July celebrations!

06/26/2025

Even if your income is stable throughout the year, it doesn’t mean that your budget should be too. Knowing that Summer invites vacations, more social outings, and spontaneous plans, it's advised to keep your budget flexible throughout the next few months. Maintaining a flexible budget provides you more freedom and peace of mind when it comes to your finances, and what could be better than that? Give me a call today to get your budget questions answered!

06/19/2025

If you’re preparing to retire or are actively in retirement, it can be challenging to estimate how much money you’ll need for the rest of your life. There are so many factors to consider, including risk tolerance, longevity, and anticipated costs. According to Money Talks News, around 45% of Americans who retire at age 65 are projected to run out of money before they die. And this stat has the potential to grow! If you are looking for guidance on anticipating these costs, give me a call for a consultation. We are here to provide you peace of mind and guide you down the right financial path.

06/12/2025

Summer is in full swing, and with the kids and grandkids officially out of school, you may be searching for ideas to keep busy. While your children and grandchildren are looking for activities to fill their days up, here are some suggestions on fun summer activities! Cool down at your local waterpark or take a road trip to a large amusement park in your area! You can also take the kids on a summer field trip to the zoo, botanical gardens or even the art museum. Get outside and see what you can find!

06/05/2025

Your finances are like a garden; You plan, invest, and pour into growing your garden throughout the year. And similar to a garden being managed by a landscaper, we recommend that you seek out someone to plan and manage your financial investments. Trust the experts with your nest egg, don’t go rogue! Call me today to get your financial questions answered.

05/22/2025

You may have noticed a spike in the number of online scams floating around these days. I get multiple spam calls a day, and some of them have the potential to be threatening, especially to seniors. Our team created a list of dos and don'ts for online safety in 2025.

DO: double check the caller ID when answering the phone, do check the email address of a suspicious email, and be cautious of who follows you, and what personal information you post online.
DON’T: give credit card info over the phone, don’t click on any suspicious links or files that are sent via text message, and don’t post public information about your family, i.e where your grandkids attend elementary school.

Stay Safe, and Stay Aware! If you have any questions about online safety, always ask a friend or loved one before taking any action.

05/15/2025

Do you remember the classic board games like Yahtzee, Monopoly and Operation? What sets these games apart from other games like Strat-O-Matic and KerPlunk? In the finance world, it's referred to as staying power. This means the game has stamina and the ability to stay relevant as times change. We want to ensure that your retirement has staying power and continues to stay relevant and up to date as the retirement landscape shifts throughout your life. Give us a call today to ensure your retirement has staying power!

05/10/2025

Thinking about giving back in retirement? A CRT, charitable remainder trust, allows you to donate to a charitable cause while also receiving a steady income stream for life. Sounds too good to be true? It’s the real deal! You can reduce your taxes, continue to donate to your favorite charities and nonprofits, all while being rewarded financially. Have any questions about CRTs? Give me a call today to get your questions answered!

05/01/2025

As you or your loved ones prepare to retire, it might feel like there is a laundry list of paperwork or hurdles to jump over. Retirement is a huge milestone that should be celebrated, not stressed over! We have gathered all of our resources to create a retirement checklist for you.
-Review your investments and income streams to estimate your monthly budget and income
-Update your wills & beneficiaries to reflect your wishes
-Create a plan for your health whether this be long-term care or unexpected medical expenses
-Work with a financial advisor whom you trust
You’ve worked hard for this- enjoy your next adventure of retirement! Give me a call today to get your retirement prep questions answered.

Address

6294 County Highway 18
Bloomville, NY
13739

Website

http://www.marrafinancialgroup.com/

Alerts

Be the first to know and let us send you an email when Marra Financial Group posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Marra Financial Group: