Alliance Financial & Income Tax

09/02/2026

September is one of the most important planning windows of the entire year for small business owners and Alliance Financial & Income Tax wants to make sure you are using it wisely. 📊 Here are a few things every Missouri small business owner should be doing right now to set themselves up for a strong Q4 and a smooth tax season:

📌 Review your year-to-date financials. Do you know exactly where your revenue and expenses stand right now? If not, this is the moment to find out.

📌 Check your quarterly tax payments. Q3 estimated taxes are due in September. Missing this deadline means unnecessary penalties that eat into your bottom line.

📌 Evaluate your deductible expenses. Are there business investments you should be making before year end to maximize your deductions? Now is the time to plan them.

📌 Meet with your financial professional. A proactive strategy session now is worth far more than a reactive scramble in April.

Alliance Financial & Income Tax has been helping Blue Springs businesses navigate exactly these decisions since 2002. Let us put that experience to work for you this September.

Call Alliance Financial & Income Tax today and let's build your Q4 game plan together!

09/02/2026

👉 Roughly 56 percent of IPOs bought at the offer price lost money after 3 years.

That's not the headline you see on day one.

You see the first-day pop. The company goes public, and its stock has averaged a 19 percent gain since 1980. Feels like a moment you should catch.

Here's what actually happens:

1️⃣ Institutional investors get the offering price before trading opens.

2️⃣ You buy at market open, after the move.

Then the real story starts.

🔎 This gap is based on research led by Professor Jay R. Ritter, who authored a 2026 report on IPO performance for the University of Florida. His analysis of 9,300 U.S. IPOs is one of the most comprehensive databases available.

Chasing IPOs can provide a thrill, but there are pros and cons.

A sound portfolio should reflect an investor's goals, risk, and time horizon. The risks of an IPO are not for everyone. 🎯

📋 Past performance does not guarantee future results. The return and principal value of IPOs and other stocks will fluctuate as market conditions change. And shares, when sold, may be worth more or less than their original cost.

09/02/2026

Extended care refers to services needed by those who have a chronic illness or disability.

Understanding the types of extended care services—and what those services could cost—may be critical.

09/01/2026

Many people don't realize that small details can make a big difference when filing taxes. Spending a little extra time getting it right today can help you avoid headaches later.

Have a tax question? Drop it in the comments or reach out, we're happy to help.

🌐 www.AFITonline.com

08/31/2026

Hello September! 🍂 The kids are back in school, summer is winding down, and the final stretch of 2026 is officially underway. For individuals, families, and small business owners across Blue Springs, Missouri, September is the perfect time to sit down with a trusted financial professional and take stock of where you stand heading into Q4. Are your quarterly taxes in order? Is your bookkeeping up to date? Are you on track to maximize your deductions before year end? These are questions that are so much easier to answer now than they will be in January when tax season is already breathing down your neck. Alliance Financial & Income Tax is here to help you finish 2024 on the strongest possible note. 💪

Schedule your September financial review with Alliance Financial & Income Tax today and head into Q4 with total confidence!

08/31/2026

Dolly Parton’s legacy reaches far beyond music.

Over the years, she gave millions to causes ranging from disaster relief and medical research to education and children’s literacy. Her Imagination Library alone has distributed more than 330 million books to children across five countries.

After devastating Tennessee wildfires in 2016, her My People Fund provided displaced families with $1,000 a month for six months, no strings attached. She also donated $1 million toward COVID-19 vaccine research and supported schools, scholarships, pediatric care, and communities close to home.

What tied so much of that work together was remarkably simple: trust people, see a need, and respond.

Her example is a meaningful reminder that generosity doesn’t have to follow one formula. It starts with deciding what matters to you and finding a way to make an impact.

Dolly Parton's death is shining a new light on the country music icon's philanthropy. The Library of Congress has called Parton a “titan of children’s literacy” for the millions of free books provided monthly through her Imagination Library.

08/31/2026

A home is the single largest financial commitment for most people. What mortgage fits you best?

Selecting a mortgage isn't an easy process. Get a better understanding of how professionals make the right decisions.

08/28/2026

Find out whether you are insurable before implementing a strategy using life insurance.

Universal life insurance is permanent insurance with a flexible premium. Here's how it works.

08/27/2026

Two retirees can earn the same average return and have very different outcomes.

Why?

Because in retirement, timing matters.

An early market downturn in retirement can be more damaging than the same downturn later.

That is the sequence-of-returns risk.

The risk is not simply “the market went down.” It’s “the market went down while income still had to come out.”

A strong retirement strategy should look beyond average returns and address:

🔹 Where income will come from
🔹 How much cash or short-term reserves make sense
🔹 Which accounts to draw from first
🔹 When to rebalance
🔹 How RMDs and Social Security fit into the withdrawal strategy

Sequence-of-returns risk does not make many headlines.

But for anyone entering retirement, it can be one of the most important ideas to understand.

The goal is not to predict the next downturn. It’s about being prepared.

08/26/2026

At Alliance Financial & Income Tax, one of the most common things we see is hardworking individuals and families leaving money on the table simply because they were not aware of all the deductions available to them. 💙 Here are a few that people frequently overlook:

🏠 Home office deduction. If you work from home, even part time, a portion of your home expenses may be deductible.

🎓 Education and student loan interest. Certain education expenses and student loan interest payments can reduce your taxable income.

🩺 Medical expenses. Out-of-pocket medical costs that exceed a certain threshold of your income are often deductible.

💝 Charitable contributions. Cash and non-cash donations to qualifying organizations can add up to significant deductions.

🚗 Business use of your personal vehicle. If you use your car for work purposes, those miles could be working in your favor at tax time.

Missing even one of these could mean paying more than you should. The team at Alliance Financial & Income Tax in Blue Springs, Missouri has been helping clients maximize their returns since 2002 and we are ready to do the same for you.

Call Alliance Financial & Income Tax today and make sure you are not leaving a single dollar behind!