Bluffton Financial Planning

10/27/2026

While the name may sound counterintuitive, intentionally defective grantor trusts can be effective preservation and tax-efficiency tools. Here, we cover their basics:

raymondjames.com

10/21/2026

Medicare's Income-Related Monthly Adjustment Amount (IRMAA) can affect what some individuals pay for Medicare coverage. Understanding how income may impact future premiums can help support more informed retirement and tax planning decisions. Consider a Medicare coverage review with Chapter to better understand your options and make sure your plan continues to provide the support and benefits that matter most to you. Read the one-pager to get started.

raymondjames.com

10/04/2026

More AI, more spend, higher debt, faster results.
Social activity decline.
Moderation matters in this wild age of tech.
Unreal charts. Enjoy.

linkedin.com

10/01/2026

September's relatively flat S&P 500 performance masked a growing dispersion beneath the surface. Meanwhile, the bond market took center stage. Get the details in the latest market recap:

raymondjames.com

09/29/2026

Explore our primer for helping newcomers to the big leagues navigate the slings and arrows that come along with outrageous fortune:

raymondjames.com

09/24/2026

Through the lens of a 6 year old. https://www.raymondjamesconnect.com/avRzrX

09/22/2026

Your home may be one of your biggest assets—but is your mortgage working to your advantage? “Technical refinancing” looks beyond simply chasing a lower interest rate to consider how your mortgage can fit into your bigger financial picture.

Bluffton Financial Planning breaks down the strategy and what homeowners should consider before making a move. Read more on the Lowcountry Home blog: https://www.lowcountryhome.com/technical-refinancing/

09/11/2026

A balanced portfolio can help support growth and income in retirement. The right mix of stocks and bonds may help investors stay on track for long-term goals.
https://www.raymondjamesconnect.com/ar-I7l

09/08/2026

Masterclass via charts. If you want a pulse on reality, here it is.

linkedin.com

08/31/2026

August brought renewed volatility, shifting market trends and uncertainty in the bond market. Despite these pressures, the underlying backdrop reinforced that the US economy continues to expand. Get the details in the August market recap:

raymondjames.com