Boca Retirement Strategies, Inc.

06/27/2026

Not every account needs to perform the same role. Different assets may be better suited for different account types, whether that means growth potential, tax deferred income, or tax free compounding.

The bigger picture is what matters. Successful investors often focus less on individual account performance and more on total after tax wealth over time.

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06/26/2026

Myths usually belong in old stories, ancient legends, and history books.

Finances are supposed to be different. Cold, hard math. Clear rules. No room for myths or misunderstandings.

Right?

Unfortunately, Social Security is full of them.

In this week’s video, we break down seven common Social Security myths that can affect how retirees think about claiming, benefits, inflation, and income planning.

Yes, there’s at least that many!

If Social Security will be part of your retirement income plan, knowing the rules can help you avoid costly mistakes.

Watch it here: https://bocaretirement.com/videos/how-many-social-security-myths-do-you-believe-in/

Think you know Social Security? Learn seven common myths that could affect your retirement income and discover facts that may help you make smarter decisions.

06/25/2026

A higher yield can look attractive, but taxes may change the picture. For investors in higher tax brackets, a tax free municipal bond could potentially deliver a stronger after tax return than a taxable bond with a higher stated yield.

The key is focusing on what you keep, not just what an investment earns on paper.

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06/23/2026

Losses are never fun, but they may create opportunities. Many investors hold onto losing positions hoping they will recover, without realizing those losses could potentially be used as part of a tax loss harvesting strategy.

The key is understanding the rules, including wash sale restrictions, and looking at market volatility through a different lens.

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06/12/2026

One of the most expensive sentences in investing might be:

“I’ll just wait until it bounces back.”

It sounds patient.

It sounds disciplined.

But sometimes, waiting can turn an unrealized loss into a missed planning opportunity.

In our latest video, we break down four psychological biases that can quietly affect retirement portfolios, including why selling a “losing position” is not always the same thing as locking in defeat.

Sometimes, that red position may also be a tax opportunity!

05/27/2026

One small income mistake can lead to one big Medicare bill.

Retirees can get blindsided by IRMAA, the income-related monthly adjustment amount.

Cross an income threshold by even $1, and your Medicare Part B and Part D premiums can jump sharply, and you may not even realize it until years later.

Before selling investments, taking a large IRA withdrawal, doing a Roth conversion, or adding side income in retirement, check how it could affect your Medicare premiums in our latest video!

05/23/2026

Florida’s tax advantages can be valuable, but residency still needs to be documented clearly. Filing a declaration of domicile, updating vehicle registration, and changing mailing addresses for key accounts may help support your Florida residency.

It can also help to track how many days you spend in Florida and coordinate any rental or business income tied to another state with a CPA.

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05/20/2026

Florida has major tax perks for retirees, but small mistakes can still create costly issues. Simply owning a condo may not be enough to prove Florida domicile. Driver’s license, voter registration, estate documents, and other records can all matter.

Income property or business activity in another state may also create tax obligations there, even if Florida is your primary home.

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05/18/2026

Florida can offer major tax advantages for retirees, including no state income tax, no tax on Social Security, and no estate or inheritance tax. But that does not always mean every tax issue disappears.

Income or property tied to another state could still create tax questions. Pensions, rental income, part year residency, voting records, car registration, or spending significant time elsewhere may all affect how residency is viewed.

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05/14/2026

Spending winters in Florida can feel like the best of both worlds.

Warm weather, low taxes, and the ability to keep ties up north.

But those same ties can sometimes create tax questions you might not expect.

If your income, property, business, registration, or time is still connected to another state, your retirement tax picture may be more complicated than “Oh, I live in Florida now.”

Florida’s tax benefits are real, but retirees and snowbirds still need to understand how residency and income ties can affect the bigger picture!