Flatirons Financial Planning

Flatirons Financial Planning We Help People Flourish with simple yet strategic financial plans.

01/30/2026

Why we start with VISION 🙌

01/07/2026

Starting 2026 with Intention: Beyond New Year’s Resolutions

Click the link in our bio 👆 to meet with our team

🛑Stop predicting 🟢Start preparing. Significant market downturns (20%+ declines) have historically happened every 5 to 7 ...
08/11/2025

🛑Stop predicting 🟢Start preparing.

Significant market downturns (20%+ declines) have historically happened every 5 to 7 years. And they've lasted on average from 9-14 months.

What causes it, and when, and for how long, is always unknown.

This is why at FFP, we don't predict.

We prepare.

We don't plan for 'if' the market goes down, we plan for when.
We don't plan for 'if' something unforeseen happens, we pretend like it will happen.
We don't help our clients for 'if' they wake up with over 7+ figures of wealth in their Freedom Years, we help them act now so they will.

With a plan that is built to withstand the unforeseen, you invite more peace and freedom into your life while also taking action towards your desired state of being.

Are you a DIY Investor? - Consider these shifts 🧠⏳️ Time vs. Money:As your wealth grows, so does its complexity. At some...
08/08/2025

Are you a DIY Investor? - Consider these shifts 🧠

⏳️ Time vs. Money:

As your wealth grows, so does its complexity. At some point, managing every detail yourself isn't worth the time investment. It's time to trade time for expertise.

🫰Hidden Costs vs. Advisory Fees:

Managing your own money might save you some on fees, but what's the cost of potential mistakes? Consider the value of a team guiding you through life decisions, tax strategies, and market fluctuations.

👨‍👩‍👦‍👦 Legacy Planning:

If you're the sole decision-maker, what happens if you're no longer able to manage your wealth? Secure your legacy by collaborating with a capable team to ensure your wealth endures.

Invest in your future by evolving your mindset and leveraging expert guidance. 💡

Have you ever found yourself frustrated as you are growing your career, company, or wealth when you find that the strate...
08/04/2025

Have you ever found yourself frustrated as you are growing your career, company, or wealth when you find that the strategies that got you to where you are don't work to scale you to the next level? 😠

-What you did to build your company to $3M will not work to scale to $10M

-Stewarding 6 figures of wealth will feel and look different than 7 figures

-What worked well in one season may not be what you need in the next

We see this all the time. Stewardship changes, and we need to adapt along with it. We help guide our clients into their next season as their lives grow and evolve.

Something we help our clients have perspective on, with absolute clarity, is what we call their 'True Financial Capacity...
08/01/2025

Something we help our clients have perspective on, with absolute clarity, is what we call their 'True Financial Capacity'. Let's break down what this is. 🤓

We take all of someone's data, along with their vision and goals, to deeply analyze and understand if a household or person is on track of off track towards their desired state of being.

And we don't just stop there. We take it a step further and tell them:

-Could you reach your vision earlier?
-Could you do it while spending more?
-What minimum required rate of return do you need to still reach your goals?
-Do you have more margin than you think?
-And if you're not on track, by how much?

A lot of other advisors miss this second step because unfortunately, more assets under management = more money for the advisors.

We want our clients to Flourish, so we help them understand how their vision can grow beyond what it is today.

Curious about your True Financial Capacity? Reach out to us to schedule a free consultation using the

Our lives are the sum of our habits. What do your habits tell you about who you are becoming?
07/28/2025

Our lives are the sum of our habits. What do your habits tell you about who you are becoming?

A few tips for those with highly concentrated stock positions 📈1. Get perspective 👓️If you own concentrated stock, wheth...
07/25/2025

A few tips for those with highly concentrated stock positions 📈

1. Get perspective 👓️
If you own concentrated stock, whether that is from a job or a stock you picked yourself, get perspective on how this specific piece fits within your overall wealth picture. It is a part of the plan, not the entire plan.

2. Stress test 📊
Run some scenarios. If you cut the stock's value in half, what does that do to your plan? If you double it, what happens? What about if you eliminate it completely? Again, see how this fits into the overall plan.

3. Come up with a divesting strategy 📑
Work with an advisor to remove emotions from the stock and devise a plan. We call this 'don't get greedy, and don't panic' strategies.

*this post is for educational purposes only and is not a substitute for personalized advice. Work with an advisor to inquire about your situation regarding your concentrated stock.

So much of our lives are not in our control.Our upbringings, how money was growing up, the situations we were born into,...
07/21/2025

So much of our lives are not in our control.

Our upbringings, how money was growing up, the situations we were born into, the parents we had… none of these are things we had a say in.

We are big believers that the way in which we interact with money today is a direct correlation of our history, upbringings, and experiences with the world. This is why in our approach with clients, our first conversation is to get to know their history and emotions around money.

🏠️What was money like for you growing up?
💭What is your first memory of money?
🤝What is your relationship with money like today?

Being aware of these experiences and answers allows for our clients to experience true freedom in their relationship with money.

Want to unpack your money history? We're here for you.

Top tips for high income earners 💸1. Avoid the temptation to constantly increase your lifestyle 👛We see this all the tim...
07/18/2025

Top tips for high income earners 💸

1. Avoid the temptation to constantly increase your lifestyle 👛

We see this all the time, high income earners who are not rich at all. As you make more money, it is appropriate at times to adjust your lifestyle. However, this can become dangerous when you always want to increase your lifestyle. Not just for your bank account, but for your sense of happiness.

2. Work with an advisor to help you automate your savings & be disciplined 🏋️‍♂️

Why are people so successful at saving in their 401K's? Because it is automated, out of sight and out of mind. The more you can systematize your savings and SAVE the money before it hits your bank account, the better you will be over time. Often it takes working with an advisor to create and continue these good habits.

3. Work with an advisor to manage the impact of taxes on your wealth 🏦

More money, more taxes. Work with an advisor to help you make a proactive tax mitigation plan as you continue building your wealth.

4. Diversify where you build your wealth 🏗️

There's a lot of tools, strategies, and vehicles available to build your wealth. What is best for you depends on your specific vision, goals, and situation. Work with an advisor who can be your guide and advocate as you navigate where and how to build your wealth.

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4875 Pearl East Circle Suite 200
Boulder, CO
80301

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