DNA Financial & Associates

08/28/2026

Charitable deductions are frequently challenged or denied during an IRS review. Protect your deduction by understanding the documentation and requirements before making a donation.

Too often a charitable tax deduction is disallowed upon review by the IRS. Don't let this happen to you. Here is what you need to know.

08/21/2026

When an interest rate matters. This is what you need to know.

The IRS often sees the transfer of funds as a loan, whether there is a loan agreement or not. This also means there is an implied term and interest payment. When the IRS says a transaction is a loan, what interest rate do they use? Enter AFRs. Here is what you need to know.

08/14/2026

The amount of your tax bill is often dependent on your age and the age of your children. You need to plan accordingly. Here are the details.

As your children age, you can easily be surprised by a larger tax bill. To help ease the possible burden, here are some possible tax hits to prepare for as your children grow older.

08/07/2026

Time to plan for new contribution levels for your health savings account. Find the 2026 limits here.

Contribution limits for the ever-popular health savings account (HSA) are outlined for 2026. Now is a great time to review your situation and make adjustments as appropriate.

08/05/2026

Tax savings come in all shapes and sizes. Here are some life events that require your attention if you do not wish to have a tax surprise latter on during the year.

Sometimes the biggest financial opportunities come from paying attention to the details. In this issue, we highlight the details of several tax rules that can impact many of your life's important milestones. You'll also find an overview of the increased business mileage rates for the second half of....

07/31/2026

Before school gets going this fall, check out these school expenses that might help you decrease your tax bill.

Time to buy school supplies? Pay for field trips? Is any of this tax deductible? Here are some ideas to find a tax break in the back-to-school rush.

07/24/2026

If you're age 70 or older, you can transfer up to $100,000 (or a total of $200,000 for joint filers) directly from your IRA to a qualified charitable organization without paying any tax.

Even though the higher standard deduction limits make charitable deductions harder to find, there are still great options to find tax breaks within your charitable giving. Here are some great tips.

07/17/2026

Providing a gift of stock can make sense if handled properly. Read more.

Providing a gift of stock (or other property) to a friend or loved one can be a powerful tax planning tool. However, it is not without its complications.

07/16/2026

Thinking about a 401(k) rollover? Our team at DNA Financial & Associates helps pre‑retirees, career changers, federal employees, and HENRYs understand the key decision points before moving retirement assets.

A rollover can impact more than just where your account lives. It’s important to weigh:
• Fees and overall plan costs
• Investment options available in the new account versus your current plan
• Creditor and ERISA protection differences
• Tax implications, including how Roth vs. pre‑tax assets will be treated
• Whether you need access to funds at specific ages or stages
• Whether leaving assets in your existing employer plan may make more sense

Rollovers should always be evaluated carefully based on individual circumstances, especially when coordinating tax planning, retirement income planning, and long‑term wealth goals.

If you’re considering a rollover, we invite you to review your options with our team before making a decision.


Required Disclosure (Social Media):

Investment advisory services are offered through Wealth Watch Advisors, LLC, a registered investment advisor. DNA Financial & Associates provides tax preparation and tax planning services and is not a registered investment advisor. Advisory services are provided only pursuant to a written advisory agreement. Past performance is not indicative of future results.

07/14/2026

Eleanor’s story is one we see often. She was a retired federal employee with solid assets, a pension, and Social Security. She had a tax preparer, an investment planner, and did plenty of online research. But none of it worked together.

Over time, the lack of coordination created confusion. Her tax decisions didn’t match her TSP withdrawal strategy. Her healthcare choices didn’t align with her long-term income needs. And her beneficiaries and estate choices weren’t updated to reflect the rest of her plan.

Her situation is a reminder that retirement planning isn’t just about one account or one decision. Federal benefits, taxes, TSP/401(k) withdrawals, pensions, healthcare, and estate decisions all influence each other.

That’s why our upcoming webinar dives into the most common gaps we see.

Join us for “You Did the Work. Don’t Lose It: 5 Gaps That Can Derail Retirement Income” on Tuesday, July 21 at 12pm EDT.

Darryl and Alicia Pryor will break down what to look for in this 55‑minute session.

Register here: https://financialwellbeing.webinargeek.com/you-did-the-work-don-t-lose-it-5-gaps-that-can-derail-retirement-income?cst=email-campaign

Who do you know who would benefit from this? Feel free to share this with them.
Required Disclosure (Social Media):

Investment advisory services are offered through Wealth Watch Advisors, LLC, a registered investment advisor. DNA Financial & Associates provides tax preparation and tax planning services and is not a registered investment advisor. Advisory services are provided only pursuant to a written advisory agreement. Past performance is not indicative of future results.