DNA Financial & Associates

07/17/2026

Providing a gift of stock can make sense if handled properly. Read more.

Providing a gift of stock (or other property) to a friend or loved one can be a powerful tax planning tool. However, it is not without its complications.

07/16/2026

Thinking about a 401(k) rollover? Our team at DNA Financial & Associates helps pre‑retirees, career changers, federal employees, and HENRYs understand the key decision points before moving retirement assets.

A rollover can impact more than just where your account lives. It’s important to weigh:
• Fees and overall plan costs
• Investment options available in the new account versus your current plan
• Creditor and ERISA protection differences
• Tax implications, including how Roth vs. pre‑tax assets will be treated
• Whether you need access to funds at specific ages or stages
• Whether leaving assets in your existing employer plan may make more sense

Rollovers should always be evaluated carefully based on individual circumstances, especially when coordinating tax planning, retirement income planning, and long‑term wealth goals.

If you’re considering a rollover, we invite you to review your options with our team before making a decision.


Required Disclosure (Social Media):

Investment advisory services are offered through Wealth Watch Advisors, LLC, a registered investment advisor. DNA Financial & Associates provides tax preparation and tax planning services and is not a registered investment advisor. Advisory services are provided only pursuant to a written advisory agreement. Past performance is not indicative of future results.

07/14/2026

Eleanor’s story is one we see often. She was a retired federal employee with solid assets, a pension, and Social Security. She had a tax preparer, an investment planner, and did plenty of online research. But none of it worked together.

Over time, the lack of coordination created confusion. Her tax decisions didn’t match her TSP withdrawal strategy. Her healthcare choices didn’t align with her long-term income needs. And her beneficiaries and estate choices weren’t updated to reflect the rest of her plan.

Her situation is a reminder that retirement planning isn’t just about one account or one decision. Federal benefits, taxes, TSP/401(k) withdrawals, pensions, healthcare, and estate decisions all influence each other.

That’s why our upcoming webinar dives into the most common gaps we see.

Join us for “You Did the Work. Don’t Lose It: 5 Gaps That Can Derail Retirement Income” on Tuesday, July 21 at 12pm EDT.

Darryl and Alicia Pryor will break down what to look for in this 55‑minute session.

Register here: https://financialwellbeing.webinargeek.com/you-did-the-work-don-t-lose-it-5-gaps-that-can-derail-retirement-income?cst=email-campaign

Who do you know who would benefit from this? Feel free to share this with them.
Required Disclosure (Social Media):

Investment advisory services are offered through Wealth Watch Advisors, LLC, a registered investment advisor. DNA Financial & Associates provides tax preparation and tax planning services and is not a registered investment advisor. Advisory services are provided only pursuant to a written advisory agreement. Past performance is not indicative of future results.

07/13/2026

As we get closer to year‑end, our team starts having more conversations about Roth conversions. This is usually the time when taxable income is clearer, future tax expectations come into focus, and retirement timelines are easier to evaluate alongside overall tax planning.

A Roth conversion isn’t right for everyone, and it always requires personalized analysis to understand how it may impact your long‑term retirement income plan.

If you're wondering whether it belongs in your strategy, reach out to our fiduciary planning team to talk it through.


Required Disclosure (Social Media):

Investment advisory services are offered through Wealth Watch Advisors, LLC, a registered investment advisor. DNA Financial & Associates provides tax preparation and tax planning services and is not a registered investment advisor. Advisory services are provided only pursuant to a written advisory agreement. Past performance is not indicative of future results.

07/10/2026

Pass-through entities such as S corporations and certain partnerships offer legal protections and avoid double taxation. Does it make sense for your business?

Given the popularity of this business format, it continues to drive tax policy. Here is what you need to know.

07/09/2026

If you're a woman within five years of retirement, you might be looking at your pension, TSP or 401(k), Social Security, and savings statements and wondering, "Am I missing something I won’t be able to fix later?" You’re not alone — and that feeling is more common than you think.

On July 21 at 12pm EDT, we’re hosting a free session called “You Did the Work. Don’t Lose It: 5 Gaps That Can Derail Retirement Income.”

We’ll walk through five retirement tax gaps that often catch federal employees, military employees, service members, and DOD contractors off guard — and why coordinated tax and retirement planning matters before your decisions lock in.

If you want clarity and confidence before stepping into retirement, join us.

Register here: https://financialwellbeing.webinargeek.com/you-did-the-work-don-t-lose-it-5-gaps-that-can-derail-retirement-income?cst=email-campaign

Tag a colleague who should be in the room with you.
Required Disclosure (Social Media):

Investment advisory services are offered through Wealth Watch Advisors, LLC, a registered investment advisor. DNA Financial & Associates provides tax preparation and tax planning services and is not a registered investment advisor. Advisory services are provided only pursuant to a written advisory agreement. Past performance is not indicative of future results.

07/07/2026

July is the perfect time for a mid-year tax planning checkpoint, and our team at DNA Financial & Associates is here to help you make the most of it.

A lot can change in the first half of the year — income shifts, adjustments to withholding, estimated payments, charitable giving plans, business cash flow, or updates to your retirement contribution strategy. Checking in now gives you space to course-correct before year-end decisions pile up.

Whether you're an individual, a HENRY, a pre-retiree, or a business owner, a mid-year review can provide clarity and prevent surprises. And since tax planning depends on your personal circumstances, we always tailor our guidance to your unique situation.

If you're ready to get ahead of the curve, connect with our team and let’s plan out the rest of your year with confidence.
Required Disclosure (Social Media):

Investment advisory services are offered through Wealth Watch Advisors, LLC, a registered investment advisor. DNA Financial & Associates provides tax preparation and tax planning services and is not a registered investment advisor. Advisory services are provided only pursuant to a written advisory agreement. Past performance is not indicative of future results.

07/07/2026

We’re excited to invite women who are federal employees, service employees, military employees, and DOD contractors within five years of retirement to our upcoming webinar: “You Did the Work. Don’t Lose It: 5 Gaps That Can Derail Retirement Income.”

On Tuesday, July 21 at 12pm EDT, our team will walk through a 55‑minute educational session designed to help you understand five key retirement tax gaps that can impact your lifestyle in retirement. You’ve earned your pension, grown your TSP or 401(k), and built a meaningful career — but certain tax-related decisions can become harder to fix once retirement choices lock in.

Hosted by Darryl and Alicia Pryor, both Certified Financial Fiduciaries and retired Air Force veterans, this session is all about awareness, clarity, and empowering your next steps.

Want to join us? Register here: https://financialwellbeing.webinargeek.com/you-did-the-work-don-t-lose-it-5-gaps-that-can-derail-retirement-income?cst=email-campaign

We’d love to have you there. Feel free to share this with a colleague who may benefit.
Required Disclosure (Social Media):

Investment advisory services are offered through Wealth Watch Advisors, LLC, a registered investment advisor. DNA Financial & Associates provides tax preparation and tax planning services and is not a registered investment advisor. Advisory services are provided only pursuant to a written advisory agreement. Past performance is not indicative of future results.

07/06/2026

Missed our June 30th webinar? We’ve got you covered!

Alicia and Darryl Pryor walked through the five hidden gaps that can quietly derail retirement income—and how coordinated planning across taxes, healthcare, survivor benefits, and income sources can make all the difference.

If you’re a federal employee, military family, government contractor, or a woman approaching retirement, this session is especially for you. Learn how a written retirement income strategy can help reduce tax drag, improve cash flow, and bring more clarity to your long‑term plan.

Watch the replay on our site: https://www.dnafinancialassociates.com/videos-page

Required Disclosure (Social Media):

Investment advisory services are offered through Wealth Watch Advisors, LLC, a registered investment advisor. DNA Financial & Associates provides tax preparation and tax planning services and is not a registered investment advisor. Advisory services are provided only pursuant to a written advisory agreement. Past performance is not indicative of future results.

07/03/2026

The ensure you're ready for an audit, tax returns should be kept indefinitely and supporting documents should be kept a minimum of three years.

After filing your tax return, do not close the book on your taxes until you have set up next year's files, purged unneeded old records, and prepared your records in case of an audit. Here are some tips.