Adrian Baldeon - Genesis Wealth Advisors

Adrian Baldeon - Genesis Wealth Advisors Helping you gain confidence & clarity over your personal finances and get the most out of life & money in retirement.

I’m Adrian, a CERTIFIED FINANCIAL PLANNER™ Professional and Chartered Retirement Planning Counselor (SM) at Genesis Wealth Advisors. My mission is to guide and educate clients towards achieving their goals in retirement and beyond. I’m passionate about providing comprehensive financial plans that bring families & individuals the clarity needed to make well-informed decisions. I specialize in Retir

ement Income Strategies, Investment Management, Cash-Flow Management, Insurance Needs Review, Tax Planning, and Estate Planning. Please contact me at [email protected] or 781-344-1023 ext. 122 if you are interested in discussing investments and financial planning. I look forward to learning more about you and how I can help you in achieving your goals. Financial planning and investment advisory services are provided through Genesis Wealth Advisors, LLC,
CRD # 158388. Please refer to the firm's ADV part 2A and your representative's ADV part 2B disclosure documents for additional information.

🔄 Switching Jobs? Don’t Leave Money on the Table . . .Employee benefits can make up 30-40% of your total compensation, b...
10/30/2024

🔄 Switching Jobs? Don’t Leave Money on the Table . . .

Employee benefits can make up 30-40% of your total compensation, but many people overlook the details during a job change.

This guide breaks down the must-know steps to review and maximize your old and new benefits—from health insurance options and retirement accounts to PTO cash-outs.

Taking the time now can protect your finances and ensure you’re getting every dollar’s worth out of your new role!

Swipe through for tips to start your next chapter with confidence.

Fed's Powell says 'time has come' for interest rate cuts 📉 . . . The last 3 rate cuts coincided with major market crashe...
09/06/2024

Fed's Powell says 'time has come' for interest rate cuts 📉 . . .

The last 3 rate cuts coincided with major market crashes.

Now is a good time to review your investment portfolios and understand how a recession could impact your long-term financial plan.

History doesn’t repeat itself, but it often rhymes.



*Past performance is not a guarantee of future results.

Today’s “Heroes” can be tomorrow’s “Zeros” . . . or worseWhy Diversification Matters ⤵ Winners rotate and asset classes ...
07/26/2024

Today’s “Heroes” can be tomorrow’s “Zeros” . . . or worse

Why Diversification Matters ⤵

Winners rotate and asset classes go in and out of favor.

This ‘Investment Quilt’ ranks 9 asset classes in order of performance for each year over the past 20.

Take a moment to explore this eye-opening graphic.

Notice how the top-performing asset classes shift from year to year?

This unpredictable nature underscores why a diversified portfolio is your best ally in achieving steady, long-term growth.

Diversification is how savvy investors can minimize risk and maximize returns.

Study 2008.

*Past performance is not a guarantee of future results

HSAs are the most underutilized tool in personal finance.After building hundreds of financial plans, I’ve noticed that H...
07/19/2024

HSAs are the most underutilized tool in personal finance.

After building hundreds of financial plans, I’ve noticed that Health Savings Accounts (HSAs) are very commonly overlooked vehicles that can provide unparalleled growth.

👉 Why Invest in an HSA (Health Savings Account)?

Contributions: Tax-deductible
Growth: Tax-free
Withdrawals: Tax-free for qualified medical expenses

With medical expenses in retirement projected to be around $315,000 for the average couple, ensuring you're prepared is essential.

HSAs can cover current medical costs and can also serve as a long-term investment tool.

Check out the post below to learn more.

Let’s Debate! Red or Blue? Actually . . . let’s not. Historically both have made Green.Nearly a century of returns shows...
06/27/2024

Let’s Debate! Red or Blue?

Actually . . . let’s not. Historically both have made Green.

Nearly a century of returns shows the trend has been upward across administrations from both parties.

Markets tend to reward long-term investors who fade the media noise, remain disciplined, and have a plan.



Credit: Dimensional for the chart.
*Past performance is not a guarantee of future results

Are most of your retirement savings in pre-tax 401ks or Traditional IRAs?Paying taxes now could help you save later.Roth...
03/19/2024

Are most of your retirement savings in pre-tax 401ks or Traditional IRAs?

Paying taxes now could help you save later.

Roth conversions can lower or even eliminate your RMDs and overall tax bill in retirement.

Recognize any potential gap years of lower income?

The handful of years between retirement and when you elect Social Security and RMDs begin can present a window to execute conversions and optimize your taxable distributions.

Transferring traditional funds and filling up to the lower tax brackets can be game changers for tax-free growth and strategic estate planning.

How much can you benefit from conversions?

The potential benefits can be immense for you and your heirs, especially when considering multi-generational planning.

Ask your financial planner to annually analyze your personal strategy and if it makes sense - coordinate ex*****on with your tax advisor.

Below are 6 Factors for you to weigh when considering Roth Conversions.

My “why”.Jen and I are excited to welcome another baby boy into the mix in a few short months!Our first son, "AT", inspi...
02/19/2024

My “why”.

Jen and I are excited to welcome another baby boy into the mix in a few short months!

Our first son, "AT", inspired us to take care of important tasks which we'd been putting off.

For us, it was things like our estate plan, increasing life insurance, and the hardest of all - adjusting our spending.

Checking off these boxes gave us an added sense of security and peace of mind.

In case you missed it. Check out my last post for the framework we used to financially prepare for our new additions to the family.

Remember, you don't have to go at it alone. Please reach out if you could use some additional guidance.

Expecting a little one? Strategize your financial future with precision for your expanding family.Use these talking poin...
02/15/2024

Expecting a little one? Strategize your financial future with precision for your expanding family.

Use these talking points to help guide important conversations with your significant other.

Feel free to share with family, friends, and loved ones who are planning for their growing family's future and empower them to build a solid financial foundation.

Investing in family: the most rewarding and timeless investment of all.
02/12/2024

Investing in family: the most rewarding and timeless investment of all.

Address

400 Washington Street, Suite 308
Braintree, MA
02184

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

Website

http://www.GenesisAdvisors.com/

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