Secured Benefits Group

10/06/2025

70% of people over the age of 65 will need LTC, yet 90% of LTC companies arent issuing new polices.

I have a client who has 2 life insurance polices. More than she needs at this stage in her life. As we reviewed the annual reports I saw that the cost of insurance (COI) was increasing prettty fast and although she has lots of cash value now, that wouldnt be the case in just a few years.

We looked at a better ways to do retirment and health care planning with the cash value and used a plan called "Bridge" from Equitrust.

The cash value she had in the old plan is NOW 300% higher for LTC benefits and will continuw to grow for the rest of her life. Did I mention that this LTC solution has no annual premium requirments and has tax advantages.

Reachout if you would like to explore an option like this for you or someone in your family.

06/04/2025

The gang goes to Lincoln Financial Field! 🏆🏆🦅

05/09/2025

Call us at 877-302-3800 to schedule a conversation regarding retirement planning.

04/30/2025

Index Annuities can offer higher guarantees than other investment options and safety of principle. For people who can plan, you can get better results for a lifetime.

04/20/2025

It's that simple.

04/03/2025

It's FINAL FOUR time with Multi-Year Guarantee Annuities!



You need a strong defense against this volatility in the stock market.



Here are GUARANTEED rates and the power of TAX DEFERRAL!



🏀 3-Year MYGA at 5.85%

🏀 5-Year MYGA at 6.05%

🏀 7-Year MYGA at 5.65%

🏀 10-Year MYGA at 5.35%

These are IRA friendly and can also be used for people who have funds in CD's.

Interest compounds daily ( not monthly) and you gain tax deferred status on IRS's ( Qualified accounts) or Non Qualified accounts. Max age is 90.

03/14/2025

02/27/2025

Retro day!

02/09/2025

Many people don't think about this. Leave your work because of a medical issue and you could find yourself uninsurable.

02/06/2025

There are only two (2) types of life insurance: #1) The plan for IF it is needed and, #2) The plan for when it is needed.

04/17/2024

I want to share this to keep awareness of scams. this is the called Romance or Sweetheart Scams. Please share with family that can belief.

Romance Scam
“I love you. Send me money.”

Although not quite that simple, this is ultimately what happens in most romance scams. These scams tend to be run by rings of successful fraudsters throughout the world. They have a presence on dating sites and social media and are always looking for their next victim.

Generally, they steal photos of individuals who are attractive and appear to be successful and create a fake identity. They will quickly attempt to develop a relationship with their victim. Although these can happen to anyone of any gender and any age, they tend to target older adults, since older individuals tend to have more money. Many targets are elderly widows/widowers who are lonely and looking for companionship. These romance scammers will shower their victim with attention and affectionate talk.

Many romance scammers say that they are out of the country on business or some other project. Many profess to be from a country where English is their first language and assert that they have a college education. However, the communication is often in broken English with ongoing errors in grammar and spelling.

Interestingly, these errors can be an intentional “test.” The victim’s willingness to overlook the grammatical discrepancies can indicate to the scammer that they are more apt to believe further lies.

These scammers often make elaborate plans to meet up with their victims but cancel at the last minute due to some unexpected issue – usually financial.

Requests for money often come with a promise to pay the victim back, usually due to an alleged incoming inheritance or other pending large payout. A challenge in romance scams is that the longer the ruse continues, the more committed the victim becomes in the “relationship.” Often the victims have invested financially and emotionally with the scammer and are planning a future with them. They can truly believe they are in love, and, as the old saying goes: Love is blind.