Marco Ochoa, Wealth Manager- Independence Wealth Group

11/01/2018

The Internal Revenue Service (IRS) announced cost of living adjustments affecting dollar limitations for pension plans and other retirement-related items for tax year 2019!

The contribution limit for employees who participate in 401(k), 403(b), most 457 plans, and the federal government’s Thrift Savings Plan is increased from $18,500 to $19,000.

09/28/2018

According to Social Security data compiled:

A man reaching age 65 today can expect to live, on average, until age 84.3.

A woman turning age 65 today can expect to live, on average, until age 86.7.

And those are just averages. About one out of every four 65-year-olds today will live past age 90, and one out of 10 will live past age 95.

Are you planning financially to make sure you live comfortably during retirement?

09/17/2018

Think about your loved ones! What would you want to leave them if you happened to pass away?

Use the acronym L.I.F.E. to help you determine possible life insurance needs.

L-Loans
I- Income replacement
F-Funeral expenses
E-Education expense

If you have life insurance questions, know that I have life insurance solutions. Give me a call at 956-525-3777 or send me a message to talk!

09/06/2018

Do you use a checklist?📋💡
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Dive deep into what checklists can do and what they can't do in Atul Gawande's book, "THE CHECKLIST MANIFESTO"✅
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A piece in the book explains how all learned occupations have three common elements. Although, aviators add a fourth expectation, . Which can be the hardest of all to execute.
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To be successful in your financial plan you need to have a process and you need to have discipline to follow that process. This can go against the grain of human nature. That is where a financial advisor can help.
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I can be your co pilot on your financial journey and reinforce the discipline that is needed to achieve your goals.

08/31/2018

A day in market history:

It was 1976 August 31st and the legend Jack Bogle launches the first index fund. The game was changed after that day.

07/23/2018

The secret to living is giving. Joining Leadership Brownsville class 33 this past year was a wonderful experience. Met incredible individuals who worked together to put historical lightpoles at the Good Neighbor Settlement House. Now their facilities shines bright at night.

07/22/2018

Taking a fiduciary standard with our clients financial assets is key.

Do you want a plan that fits you?

07/22/2018

Remove the unnecessary to allow the necessary to be heard.

A financial advisor can help remove the clutter. They can help bring clarity to financial conepts that may currently be misunderstood.

Allow me to help you do the work needed.

07/22/2018

Keep it simple. When it starts to get complex, ask for help.

Who do you ask for financial help from?