08/18/2026
A sign of intelligence is the ability to disagree with yourself.
The smartest physicians I know changed their minds about the 401k.
Not because they were wrong to use it.
Because they learned what it would cost them at seventy-three.
They changed their minds about market risk.
Not out of panic.
Because they did the math on what a thirty-eight percent drop costs someone who retires that exact year.
Changing your mind when the evidence changes is not weakness.
It is exactly what made them great physicians.
Inspired by Adam Grant.
If you know a medical professional who needs to hear this, repost it. Follow Alison Mueller for more on creating income you can't outlive.