Praxis Financial Group with Robert Powalski

07/21/2026

One of the biggest mistakes investors make is assuming that what happened recently will continue indefinitely.

When markets are soaring, it's tempting to jump in. When markets decline, fear can make selling feel like the safest choice. Unfortunately, that's often the opposite of what disciplined investing requires.

Long-term investing is built on strategy, diversification, and staying focused on your financial goals—not reacting to today's headlines.

A thoughtful plan can help you avoid emotional decisions and stay on track through changing market conditions.

07/16/2026

In this video, Robert Powalski, CFP® talks about what you expect in your initial discovery meeting with him and his firm.

𝗪𝗵𝗮𝘁 𝘆𝗼𝘂 𝗰𝗮𝗻 𝗲𝘅𝗽𝗲𝗰𝘁 𝗶𝗻 𝘆𝗼𝘂𝗿 𝗶𝗻𝗶𝘁𝗶𝗮𝗹 𝗱𝗶𝘀𝗰𝗼𝘃𝗲𝗿𝘆 𝗺𝗲𝗲𝘁𝗶𝗻𝗴.

In this video, Robert Powalski, CFP® talks about what you expect in...

07/14/2026

Many people spend years preparing for retirement but underestimate one of its biggest potential expenses: healthcare.

Planning ahead for healthcare costs—including Medicare, supplemental coverage, and the possibility of long-term care—can play an important role in protecting your retirement savings and preserving financial flexibility.

The earlier these conversations begin, the more options you may have.

A comprehensive retirement plan isn't just about growing assets—it's about preparing for the expenses that matter most.

Robert J. Powalski, CFP®
💼 Managing Partner | Praxis Financial Group
🩺 Financial Adviser to the Medical Society of Erie County
📧 [email protected]
📲 716.817.7117
💻 praxisfinancialgroup.com

07/09/2026

The U.S. labor market showed signs of cooling in June, with employers adding 57,000 nonfarm jobs, well below May's downwardly revised 129,000 increase and below economists' expectations. Despite the slower pace of hiring, the unemployment rate held relatively steady at 4.2%, while the labor force participation rate declined to 61.5%, its lowest level since March 2021.

Job gains were led by professional and business services (+36,000), social assistance (+25,000), and health care (+22,000). Meanwhile, the leisure and hospitality sector lost 61,000 jobs, reflecting weaker-than-usual seasonal hiring. Average hourly earnings rose 0.3% in June and were up 3.5% from a year earlier, suggesting wage growth remains stable even as overall hiring has slowed.

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Sources:
https://www.bls.gov/news.release/pdf/empsit.pdf
https://www.cnbc.com/2026/07/02/jobs-report-june-2026-.html

07/07/2026

Strong financial plans aren’t built from the top down—they’re built from the foundation up.

Before focusing on wealth accumulation, legacy planning, or business succession, it’s important to establish a solid base: protecting your income, assets, family, and future goals.

Each level of planning builds on the one below it, creating a framework that can adapt as life changes.

W𝘩𝘦𝘳𝘦 𝘢𝘳𝘦 𝘺𝘰𝘶 𝘤𝘶𝘳𝘳𝘦𝘯𝘵𝘭𝘺 𝘧𝘰𝘤𝘶𝘴𝘦𝘥 𝘪𝘯 𝘺𝘰𝘶𝘳 𝘧𝘪𝘯𝘢𝘯𝘤𝘪𝘢𝘭 𝘱𝘭𝘢𝘯𝘯𝘪𝘯𝘨 𝘫𝘰𝘶𝘳𝘯𝘦𝘺?

07/04/2026

Happy 250th Birthday, America! 🇺🇸

Today we celebrate 250 years of freedom, opportunity, resilience, and the enduring spirit that has shaped our nation. Wishing everyone a safe, joyful, and memorable Independence Day!

07/02/2026

The three major U.S. indexes had a mixed June. The Dow Jones Industrial Average was the lone winner, gaining +2.4% for the month, while the S&P 500 slipped -1.2% and the NASDAQ Composite fell -3.2%, weighed down by weakness in mega-cap technology stocks.

Despite the soft finish to the month, all three indexes posted strong first-half gains. The Dow rose 8.9% in the first six months of 2026 — its best first-half performance since 2021. The S&P 500 climbed 9.6% and the NASDAQ advanced 12.8% over the same period. The small-cap Russell 2000 was the standout, surging nearly 22% for its best first-half performance since 1991.

Much of that first-half strength was concentrated in Q2, which proved to be an exceptional quarter. The S&P 500 and NASDAQ surged 14.9% and 21.4% respectively — their biggest quarterly gains since Q2 2020. The Dow added 12.9% in Q2, its strongest quarter since Q4 2022.

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Sources:
https://www.cnbc.com/2026/06/30/stock-market-today-live-updates.html
https://www.reuters.com/business/us-stock-futures-little-changed-strong-quarter-nears-end-2026-06-30/
https://www.marketwatch.com/livecoverage/stock-market-today-s-p-500-nasdaq-dow-jones-us-iran-trump-peace-talks-nike-earnings-results/card/the-dow-s-1-300-point-gain-in-june-is-almost-all-because-of-caterpillar-DeUaELRjn5By6Zp2AuQ5

07/01/2026

🗓️ July 1st marks the halfway point of the year!

With more than 50% of the year still ahead, now is a great time to review your progress, revisit your goals, and make any adjustments needed to stay on track.

The decisions you make today can help shape the outcomes you achieve tomorrow. If you'd like guidance or a second opinion, we're here to help.

Let's make the second half of the year count!
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06/29/2026

Are You Prepared for Unexpected World Events?

Markets, economies, and world events will always bring uncertainty. The question isn’t whether unexpected events will occur - it’s whether your financial strategy is prepared to adapt when they do.

A disciplined plan, appropriate diversification, and a long-term perspective can help investors stay focused on their goals through changing conditions.

How confident are you that your current strategy is built for the unexpected?

Robert J. Powalski, CFP®
💼 Managing Partner | Praxis Financial Group
🩺 Financial Adviser to the Medical Society of Erie County
📧 [email protected]
📲 716.817.7117
💻 praxisfinancialgroup.com

06/25/2026

If we haven't already, thank you for connecting with me on LinkedIn!
👉 https://www.linkedin.com/in/robertpowalski-cfp/

I enjoy building relationships with individuals, families, and business owners who are committed to making thoughtful financial decisions and planning for the future. My goal is to share practical insights, educational resources, and perspectives that help simplify complex financial topics.

I look forward to being part of your professional network and continuing the conversation.