Innovative Wealth Building

10/23/2026

🧺 Financial Word of the Week: DIVERSIFICATION 🧺

What it is: Spreading your money across different types of investments instead of putting all your eggs in one basket.
Why it matters: When one area of the market struggles, others may hold steady — helping smooth out the ups and downs along the way.

Wondering if your portfolio is balanced? Let's take a look together. 💡

10/22/2026

🔒 October is Cybersecurity Awareness Month. Financial scams are getting more convincing every year, so here are a few quick reminders:

✅ Never share passwords or account numbers by text, email, or phone
✅ Be wary of urgent requests for money — scammers count on pani
✅ Turn on two-factor authentication for your financial accounts
✅ When in doubt, hang up and call the company directly

Get a call or email that doesn't feel right? Check with us before you act. 🛡️

10/20/2026

🩺 Medicare Annual Enrollment is open NOW and runs through December 7.

This is your chance to review your coverage and make changes for the year ahead — plans, premiums, and prescription coverage can change from year to year.

Don't wait until the last minute! Questions about how Medicare fits into your retirement plan? Contact our team: [email protected]

10/16/2026

Unfortunately, Cruisin’ SOMD has been cancelled. Looking forward to seeing you all at the next event!

🚗💨 We're proud to rev up as a sponsor for Cruisin' SOMD! We're all about building wealth for the long haul — turns out we've got a soft spot for classic cars built to last, too. Come check out the cruise on Saturday, October 3rd, support our veterans, and say hi if you spot us out there!

📍 Learn more & register: https://www.facebook.com/CruisinSOMD/

10/15/2026

Today is the FINAL DAY to submit your guesses! Pop in to the office OR submit your guesses here! https://docs.google.com/forms/d/e/1FAIpQLSfNrdmKB0wVoY9ssoX5-EqSFZVbndD7STXSF0AmLJVbBg7Oww/viewform

🍬 Think you've got an eye for numbers? Prove it! 🍬

We're celebrating the season with a Gumball Guessing Game here at Innovative Wealth Building, and we want YOU to play! 🎉

How it works:
👉 Stop by our office
👉 Take a good look at our gumball machine
👉 Make your best guess of how many gumballs are inside

Whoever is closest to the real number without going over takes home the ENTIRE gumball machine! 🏆

⏰ The game runs through October 15th, so don't wait. Bring your coworkers, your kids, and your sweet tooth, and let's see who's got the winning estimate!

After all, smart estimating is kind of our thing. 😉📈

10/15/2026

Join us for an evening of fun, friendly competition, and helpful conversation on November 18th at 6 PM! Along with trivia, we’ll share simple tips for recognizing common scams and fraud attempts that often impact seniors and their families.

Our goal isn’t to scare anyone. It’s to help our friends, neighbors, and clients feel more confident and informed.

• Free to attend
• Trivia and prizes
• Practical scam-awareness tips
• Relaxed, welcoming environment

Because protecting ourselves starts with sharing knowledge.

Scan the QR Code below or click the link here to register NOW! https://teamiwb.jotform.com/form/senior-financial-trivia

10/13/2026

⚓ Happy 251st Birthday to the U.S. Navy! Since 1775, sailors have served with honor, courage, and commitment — and here in Southern Maryland, we're proud to call so many Navy families our neighbors and clients.

Thank you for your service. If you or someone you love has served, we're here to help you plan for the future you've earned. 🇺🇸

10/09/2026

📈 Financial Word of the Week: COMPOUND INTEREST 📈

What it is: Interest earned on your original money PLUS the interest it has already earned.

Why it matters: Over time, compounding can turn steady saving into real growth — and the earlier you start, the more time it has to work for you. (Great lesson for the kids, too! 😉) 💡

10/07/2026

Back by popular demand! 🎉

Our KIDS Financial Literacy Class is returning on Wednesday November 4th at 6:00 PM — and you won’t want your kids to miss it! We’re making money lessons fun, interactive, and easy to understand while helping kids build smart habits early. From saving and spending to understanding the basics of money management, this class is designed to help set them up for future success in a way they’ll actually enjoy. 💰✨

Whether your child joined us before or this is their first time, we’re excited to welcome everyone back for another great evening of learning and fun! If you’re viewing this on your computer, grab your phone and scan the QR code to sign up. If you’re on your phone, just click the link to register! 📲 https://teamiwb.jotform.com/form/kids-financial-literacy-class-rsvp

Spots may fill quickly — we can’t wait to see you there!

10/02/2026

🚨RESCHEDULED 🚨

Please note that Crusin’ SOMD has been rescheduled for October 17th!

We look forward to seeing you all in a few weeks!

🚗💨 We're proud to rev up as a sponsor for Cruisin' SOMD! We're all about building wealth for the long haul — turns out we've got a soft spot for classic cars built to last, too. Come check out the cruise on Saturday, October 3rd, support our veterans, and say hi if you spot us out there!

📍 Learn more & register: https://www.facebook.com/CruisinSOMD/