David A. Langan, Conte Wealth Advisors

02/27/2026

On Wednesday, February 25th, I had the pleasure of hosting a Social Security & Estate Planning Seminar at the Hampden Township Recreation Building. It was wonderful to bring community members together for an evening of valuable insight and meaningful conversation around key retirement topics.

During the seminar, I walked attendees through how Social Security fits into a broader retirement income strategy, answering thoughtful, situation‑specific questions that showed just how personalized these decisions can be.

We were also joined by Attorney Ryan Webber, who shared important guidance on foundational estate planning documents and how they help protect families and ensure retirement goals are carried out as intended.

The evening sparked great engagement and reinforced the importance of having a clear, informed plan for the future.

📅 If you’d like to learn more or explore how these strategies apply to your situation, I’m always here to continue the conversation.

07/21/2025

📊 What kind of investor are you?

When it comes to analyzing the stock market, three major approaches rise to the top:
✅ Fundamental
✅ Technical
✅ Sentimental

Each offers a unique lens—but no method is foolproof. The best approach? One that fits your goals, risk tolerance, and timeline.

Need help building a portfolio tailored to you? Let’s talk. 💼

07/15/2025

Fed Holds Rates Steady—But Hints at Cuts Ahead
The Federal Reserve has kept its benchmark interest rate unchanged at 4.25%–4.5%, holding steady for now. But don’t mistake stillness for certainty.

In its updated outlook, the Fed:
🔹Projects two rate cuts by the end of the year
🔹Expects slower GDP growth (1.4%) and higher inflation (3%)
🔹Notes continued uncertainty, even as it signals less concern than earlier this year

While markets had anticipated no action this round, the updated “dot plot” shows a growing divide among policymakers about what’s next.

Whether you're following interest rates and inflation or just trying to make sense of it all, this is a key moment to stay informed.


Source:

The Federal Reserve on Wednesday released its decision on interest rates following its two-day meeting this week.

06/10/2025

Retirement isn’t an age—it’s a financial milestone.
Whether you're 25 or 55, the best time to start planning was yesterday—the next best time is today. 🕰️💼

From navigating market shifts to preparing for rising healthcare costs, a strong retirement strategy helps you retire on your terms. Let’s talk about your goals, your timeline, and how to get there—step by step.

📩 Message me to schedule your personalized retirement planning review.
Because peace of mind in retirement starts with a smart plan now.

05/29/2025

📊 Budgeting isn’t about restricting your life—it’s about gaining control over it.

Whether you're saving for your child’s education, planning a big move, or simply trying to make your money stretch further, having a smart budget in place is the first step.

As a dad, I know firsthand how financial priorities can shift fast. Let’s build a plan that works for your life today—and your goals tomorrow.

📩 Message me to schedule a personalized budgeting session. Let’s make your money work smarter.

www.contewealth.com/contact

05/27/2025

There’s more to retirement than just saving—knowing what not to do is just as important.

This article breaks down some common retirement planning pitfalls that can trip people up when they’re almost at the finish line. If you haven’t had a second look at your retirement strategy in a while, now’s the time.

📩 Message me today to schedule your retirement review.
🔗 https://www.contewealth.com/blog/navigating-retirement-pitfalls

Much is written about the classic financial mistakes that plague start-ups, family businesses, corporations, and charities. Some classic financial missteps have been known to plague retirees, too.

05/22/2025

🎓 Countdown to College — If you're a parent like me, you’ve probably already felt the pressure of planning for college. Between the applications, test prep, and rising costs, it can feel overwhelming.

I get it — I have kids too.

Did you know the average student loan debt is now over $38,000? Meanwhile, recent grads are making about $68K a year. The earlier we start planning, the better chance we give our kids to launch into adulthood with fewer financial burdens.

Whether your child is a freshman just figuring it all out or a senior preparing FAFSA applications, each year comes with its own set of to-dos — and financial planning plays a major role.

From choosing the right savings vehicles to understanding timelines and scholarship options, there’s a lot to juggle. But you don’t have to do it alone.

📩 If you're starting to think about how to afford college without sacrificing your retirement goals, let’s talk. I’m helping families every day figure this out — because I know how important this is.

Message me today and let’s start making smart moves now, so your kids can focus on their future — not the debt that might come with it.

05/20/2025

🗣️ Ever seen a street vendor selling both coffee and ice cream? It might seem random, but it’s actually smart — they’re prepared for whatever the day brings. That’s how I think about asset allocation.

Smart investing isn’t about guessing the perfect stock — it’s about balancing risk and reward, and building a portfolio that can perform in all kinds of markets.

💡 Whether you’re just getting started or looking to fine-tune your strategy, let’s talk about how diversification could work for you.

📩 Message me today — I’d love to help you start investing smarter.

05/17/2025

💸 Capital gains can impact your tax bill more than you think.

Whether you're selling investments, property, or collectibles, understanding how capital gains (and losses) are taxed can help you make smarter financial decisions.

🧾 Did you know?
• Short-term gains = taxed like ordinary income
• Long-term gains = taxed at lower, tiered rates
• Losses? You may be able to offset gains or carry them forward

👀 Curious where you fall in the 2025 capital gains brackets?
Read the full breakdown here: https://www.contewealth.com/blog/a-taxing-story-capital-gains-and-losses/

05/14/2025

🔍 New on the blog: “A Bucket Plan to Go with Your Bucket List” by David Langan.

Learn how this strategic planning approach can help align your retirement income with your life goals — so you can enjoy today while preparing for tomorrow.

📖 Read more:

John and Mary are nearing retirement and they have a lot of items on their bucket list. Longer life expectancies mean John and Mary may need to prepare for two or even three decades of retirement. How should they position their money?1

05/14/2025

Back once again this year! Join us for our annual Shred Day Event!

🗂️✨ Clean out your clutter, protect your privacy, and give back!

Join us for CWA’s Annual Shred Day on Saturday, May 31st, from 9 AM to 12 PM at Trinity Lutheran Church in Camp Hill.

Bring up to 5 boxes of old documents or electronics and shred them safely — staples and paperclips? No problem!

💙 All donations go to the Peyton Walker Foundation, helping to save young lives through heart screenings and awareness.