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Monday 9am - 4:30pm Tuesday 9am - 4:30pm Wednesday 9am - 4:30pm Thursday 9am - 4:30pm Friday 9am - 4:30pm

Jeran Van Alfen, CFP

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Carlsbad, CA
Jeran Van Alfen, CFP

Jeran Van Alfen, CFP® is the owner of Centered Financial a financial planning firm and Registered Investment Adviser based out of Carlsbad, California.

Jeran Van Alfen, CFP® helps you organize your financial life so that you can count on money when it is needed. When working with Jeran you get:

-Guidance from a CERTIFIED FINANCIAL PLANNER™ practioner
-High tech tools including a personalized financial dashboard to see all of your financial accounts in one place.
-Advice aligned with your goals without a hidden agenda to recommend a certain

product.
-A relationship with a professional that cares about your financial progress. Contact Jeran for a free consultation.

01/07/2026

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08/14/2025

You don’t need to be a financial expert—you just need one in your corner.⁠
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After 20+ years of helping clients navigate life’s big financial decisions, I’ve learned it’s not about spreadsheets—it’s about conversations. ⁠
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The best financial plans evolve with your life, and that takes someone who listens first and advises second.⁠
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If you want a true partner in your financial life, let’s connect.⁠
⁠

12/08/2022

4 Tips in Financial Planning for a Recession
-Know how much you are spending on non-essentials.
-Build up your savings.
-Stick with your investment plan.
-Avoid “get-rich quick” investments or extreme commentaries.

Read up on each of these and more on our new blog post. Link in bio.

11/03/2022

The Federal Reserve Open Market Committee raised the fed funds rate today by another 0.75%, from 3.00-3.25% to 3.75-4.00%. The vote was unanimous, with no dissents.

Read More of the Fed Note on our blog. Link in bio.

10/03/2022

Happy October! Check out our weekly blog for market updates.

Weekly Summary:
Economic data included no revisions in the still-negative Q2 U.S. GDP report. Durable goods fell back, as did home prices in several national indexes. Consumer confidence measures were mixed, while jobless claims improved.

Global equity markets fell back again, as investor moods were dampened by continued corporate negativity and higher interest rates, with financial concerns in the U.K. a key catalyst. Bonds declined as yields rose across much of the treasury curve. Commodities were mixed with crude oil prices ending slightly higher for the week.

Link in bio to read more.

09/27/2022

The U.S. Federal Reserve raised rates again to the degree expected, in efforts to combat inflation. Economic results for the week included mixed housing data, with sharply higher starts coupled with weaker homebuilder sentiment. The index of leading economic indicators continued to fall, reaching an important recession warning signal.

Global equity markets fell back on the week, as rising central bank policy rates fueled fears the economy will ‘break’ and tip into recession. Bonds declined as well, with yields ticking up across the maturity curve to multi-year highs. Commodities fell back broadly upon the same recession fears and more direct concerns of lower demand.

Learn more on our Monday Market blog, link in bio!

09/22/2022

The Federal Reserve Open Market Committee raised the fed funds rate today by another 0.75%, to a range of 3.00-3.25%. The vote was unanimous, with no dissents.

To learn more, check the Fed Note on our blog. Link in bio.

09/20/2022

Economic data for the week included a consumer price inflation report that came in hotter than expected, while producer price inflation was mixed. Retail sales rose, while industrial production and several regional manufacturing indexes fell back.

Global equity markets reacted to the still-strong August U.S. consumer inflation report and expectations for continued hawkish central bank policy with sharply negative results. Bonds similarly fell, as interest rates continued to tick higher. Commodities also fell back, with concerns over near-term demand but fewer supply hurdles in the near-term.

Learn more on out blog, link in bio!

09/14/2022

New Market Note Out Now!

"Despite early hopes for a positive day as measured by S&P futures pre-market trading, the mood was soon dashed as markets declined sharply. The S&P fell over -4%, with the NASDAQ off by over -5%. What happened? In short, inflation fears and frustrations."

Read more, link in bio!

09/12/2022

On a holiday-shortened week, economic data for the week included the ISM services index strengthening, and mixed results for jobless claims.

Global equity markets gained last week, as central bank actions and member comments solidified a commitment to fighting inflation without overly damaging the global economy, in addition to inflation pressures themselves cooling. Bonds were mixed, with treasuries down due to higher rates, and high yield seeing gains. Commodities were mixed, with energy falling back due to natural gas prices, while crude oil was little changed.

Read more of this week's market update on our blog. Link in bio.

Address

701 Palomar Airport Road; Ste. 300
Carlsbad, CA
92011

Opening Hours

Monday	9am - 4:30pm
Tuesday	9am - 4:30pm
Wednesday	9am - 4:30pm
Thursday	9am - 4:30pm
Friday	9am - 4:30pm

Telephone

+17609314729

Website

http://www.centeredfinancial.com/

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