Hilltop Wealth Advisors

07/03/2026

HAPPY 4th OF JULY WEEKEND! Here's a POP QUIZ! How well do you know our ? We're out of office today enjoying a bit of what financial freedom has to offer and wishing you the same this Independence Day! Can you guess which advisor is most likely enjoying each of these holiday activities? Drop your guesses in the comments below!

06/22/2026

Today, we’re celebrating ELEVEN years at Hilltop with Brittany Brinckerhoff, CFP®, CSLP®. Brittany started as an intern and is now a partner.

“It's crazy to think that it's already been 11 years since I started working full time at Hilltop, but I have grown SO much since those early days. It has been amazing to learn from and collaborate with the other advisors on our team, because we really have an excellent group of people who are passionate about what we do. And now I get to support the next generation of Hilltop advisors just like I was!”

Thanks for everything you contribute here at Hilltop, Brittany!

06/18/2026

We’re pleased to welcome Gavin Younce to our team as Client Service Associate!

Gavin brings a strong commitment to client care and a thoughtful approach to supporting the individuals and families we serve. In his role, he helps ensure our clients receive a responsive, organized, and personalized experience throughout every stage of their financial journey.

As our firm continues to grow, we’re excited to add team members like Gavin who value meaningful relationships, attention to detail, and exceptional service. Please join us in welcoming him to the team.


Read his bio, here ---> www.hilltopwealthadvisors.com/gavin-younce

06/16/2026

We’re excited to welcome Mackenzie Bell to Hilltop!

As a , Mackenzie brings a thoughtful, client-centered approach and a strong commitment to helping individuals and families navigate important financial decisions with confidence and clarity. Her passion for building meaningful relationships and delivering a high level of personalized service aligns deeply with the values we strive to provide every client we serve.

As we continue growing, we’re grateful to add talented professionals like Mackenzie who are dedicated to creating an exceptional experience for our clients and community. Please join us in welcoming her to the team.


Read her bio, here ---> www.hilltopwealthadvisors.com/mackenzie-bell

06/15/2026

Happy Birthday to our Client Service Team Lead, Justin Borreggine!

For the past three years, Justin has been the definition of dependable — supporting our team, serving our clients well, and somehow keeping everything moving smoothly behind the scenes. His work ethic, positive attitude, and willingness to jump in wherever needed make a huge impact every day.

Outside the office, he’s busy being a proud dad to 8-month-old Gianna, enjoying Durham Bulls games, and protecting the location of his favorite secret spot at all costs.

We’re grateful to have him on the team. Help us wish Justin a very happy birthday!

06/08/2026

Happy Work Anniversary to Dawn Black, our legendary Office Manager, who has officially been keeping this place from descending into chaos since June 8, 2015.

For 11 years, Dawn has mastered the true office-manager skill set:

Herding humans like they’re mildly uncooperative cats

Solving problems before anyone even realizes there is a problem

And somehow always knowing where everything is.

At this point, we’re pretty sure Dawn doesn’t just work with cats—she is the office cat wrangler. If a printer jams, she fixes it. If someone panics, she stares at them until they stop. If the office were a cat café, she’d be the one making sure no one tips over the espresso machine or adopts three cats “accidentally.”

We’re convinced she has:

9 lives of patience

37 backup plans

A signature ‘I’ve seen it all’ expression (very feline-coded)

Dawn, thanks for 11 years of keeping everything running smoothly while the rest of us knock things off metaphorical counters. Happy Anniversary—you’re the purr-fect backbone of this place 🐾

06/03/2026

🚨 New parents and grandparents: a brand-new savings account for kids launches July 4, 2026 — and it could come with a FREE $1,000 government contribution. 👀

But before you rush to open a Account, here’s the bigger question:

👉 Is it actually better than a 529, Roth IRA, IRA, or UTMA for your family’s goals?

We break down:

✔️ Who qualifies for

✔️ The tax advantages and restrictions

✔️ How they compare to traditional savings vehicles

✔️ When a different option may make more sense

✔️ Which strategy may best support long-term wealth transfer and education planning

The right account depends on what you want the money to do — college, retirement, flexibility, or multigenerational wealth planning.

Read the full breakdown here: https://www.hilltopwealthadvisors.com/blog/what-are-trump-accounts-and-how-they-compare

Discover how Trump Accounts work, who qualifies for the $1,000 government contribution, and how they compare to 529 plans, Roth IRAs, UTMAs, and other tax-efficient strategies for building family wealth.

06/01/2026

Hilltop is proud to partner with the Food Bank of Central & Eastern North Carolina for our annual summer donation drive, and we’d love to have your support! We are collecting food donations at our office through 7/31/26 or make a donation online, here: https://www.justgiving.com/page/hilltop-wealth-advisors-2026

The Food Bank is among the largest hunger relief networks in the United States. They work every day to provide food to people in need while advancing long-term solutions to end hunger in our communities. For 45 years, they have served as the central hub of a hunger relief network that has grown to 700+ partner programs across a 34-county region — including no-cost food markets, pantries, meal sites, and a host of initiatives serving children, adults and seniors.

05/27/2026

HARD STOP! 🛑 If your children only learn about your wealth when they inherit it… it's already too late.

Bringing family into your finances might seem common sense, but it can often be uncomfortable, overwhelming, or overlooked. Why wait, when early conversations can help:

• Reduce rushed decisions and costly mistakes
• Build healthier family dynamics
• Prepare them to use wealth with intention

Families that David Wise, CFP® has seen who do this well tend to take a gradual, age-based approach:

👦 Teens: Start with exposure. Let them listen, ask questions, and understand the “why” behind decisions.
🧑 20s: Increase involvement. Give them small, low-risk opportunities to make financial choices.
🧑‍💼 Later: Build ownership. Involve them in bigger decisions, strategy, and long-term planning.

There’s no one-size-fits-all approach—but every family can create a system that builds confidence, alignment, and purpose.

When was the last time your family had a meaningful conversation about money? 👇 Share your thoughts below.

05/25/2026

Let’s honor our fallen heroes with 30 seconds of silence. 🪽

Memorial Day is, first and foremost, a time to remember and honor those who gave their lives in service. Their sacrifice is the reason we’re able to live, work, and build freely today—and that deserves reflection beyond a long weekend.

It also serves as a quiet reminder: life is fragile, and none of us are guaranteed tomorrow.

That’s why being financially prepared isn’t just about money—it’s about responsibility. Taking care of your family, planning for the unexpected, and building stability are all ways of honoring the opportunities we’ve been given.

And just as important, it’s a chance to give back. Whether it’s supporting veterans’ organizations, helping someone in need, or simply showing up for your community, generosity is part of a meaningful financial life.

We have one life to live – use it with purpose.

We honor the veterans and active-duty service members that belong to the Hilltop family:

Larry Black, Army, SFC, Delta Force

Paul Buico, Army, Captain, West Point Grad ‘85

Nico Buico, Army, Captain, Currently Enlisted

Brandon McLamb, Navy, Sergeant

Odell Lumley, Army, Sergeant

Ronnie Lumley, Army, Sergeant

David Hostetler, Nacy, Petty Officer 1st Class, Musician assigned to the US Naval Academy